| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JN SAVASTA CORP3 Filed as: J N SAVASTA | 1350 BROADWAY, ROOM 410 NEW YORK, NY 10018 | HEALTH PLAN OF NEVADA | $76K | $3 | $76K | 3.65% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA | 1350 BROADWAY, ROOM 410 NEW YORK, NY 10018 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $14K | $0 | $14K | 7.54% |
| CATHY BUFFONE3 | 8255 SOUTH LAS VEGAS BOULEVARD LAS VEGAS, NV 89123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9K | $356 | $9K | 4.72% |
| KYM ELIZABETH DUNHAM3 Filed as: KYM ELILZABETH DUNHAM | 828 SAFFLOWER COURT HENDERSON, NV 89015 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $738 | $7K | 3.54% |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN STREET LAS VEGAS, NV 89142 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $315 | $3K | 1.37% |
| BENEFITTING YOU INC3 | 2497 CITRUS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $400 | $2K | 1.29% |
| ERIC ALEXANDER NOVOA3 | 17871 SHADY VIEW DRIVE CHINO HILLS, CA 91709 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $841 | $136 | $977 | 0.52% |
| KAREN SCHILLING AND MISC. AGENTS3 | 7890 FORMITCH COURT LAS VEGAS, NV 89166 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $642 | $182 | $824 | 0.44% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA | 1350 BROADWAY, ROOM 410 NEW YORK, NY 10018 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $10K | $0 | $10K | 6.93% |
| CATHY BUFFONE3 | 8255 SOUTH LAS VEGAS BOULEVARD LAS VEGAS, NV 89123 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $6K | $284 | $7K | 4.65% |
| KYM ELIZABETH DUNHAM3 Filed as: KYM ELILZABETH DUNHAM | 828 SAFFLOWER COURT HENDERSON, NV 89015 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $438 | $4K | 2.86% |
| BENEFITTING YOU INC3 | 2497 CITRUS GARDEN CIRCLE HENDERSON, NV 89052 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $303 | $2K | 1.23% |
| KAREN SCHILLING AND MISC. AGENTS3 | 7890 FORMITCH COURT LAS VEGAS, NV 89166 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $361 | $2K | 1.19% |
| LAURA LETICIA RENOVA3 | 2048 AUDREY HEPBURN STREET LAS VEGAS, NV 89142 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $207 | $2K | 1.08% |
| ERIC ALEXANDER NOVOA3 | 17871 SHADY VIEW DRIVE CHINO HILLS, CA 91709 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $196 | $1K | 0.99% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA | 1350 BROADWAY, ROOM 410 NEW YORK, NY 10018 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | $0 | $5K | 9.18% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA | 1350 BROADWAY, ROOM 410 NEW YORK, NY 10018 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 10.35% |
| BUFFONE AND ASSOCIATES INC3 Filed as: BUFFONE & ASSOCIATES | 8255 SOUTH LAS VEGAS BOULEVARD SUITE 1801 LAS VEGAS, NV 89123 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | $0 | $4K | 10.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 390 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 390 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 431 | $2.1M |
| Dental | HEALTH PLAN OF NEVADA | 431 | $2.1M |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 451 | $52K |
| Life insurance(3 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 451 | $383K |
| Short-term disability(2 contracts) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 118 | $331K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 43 | $36K |
| Prescription drug | HEALTH PLAN OF NEVADA | 431 | $2.1M |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 451 | $383K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 451 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.