| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JOEL LEWIS3 | 1664 HWY 395 N SUITE 101 MINDEN, NV 89423 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $63K | — | $63K | 0.73% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA LLC | 375 E WARM SPRINGS RD STE 201 LAS VEGAS, NV 89119 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $49K | — | $49K | 0.57% |
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE AN ALERA GROU | 9555 HILLWOOD DR STE 140 LAS VEGAS, NV 89134 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $45K | — | $45K | 0.52% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES LLC | 300 E 2ND STREET STE 1300 RENO, NV 89501 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $34K | $3K | $37K | 0.43% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE INC | 3301 S VIRGINIA ST RENO, NV 89502 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $32K | — | $32K | 0.37% |
| SWARTS MANNING & ASSOCIATES3 | 10091 PARK RUN DR STE 200 LAS VEGAS, NV 89145 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $27K | — | $27K | 0.31% |
| HEALTH BENEFITS ASSOCIATES3 | 3716 LAKESIDE DRIVE #100 RENO, NV 89509 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $26K | — | $26K | 0.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE INC | 10000 W CHARLESTON BLVD LAS VEGAS, NV 89135 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $20K | — | $20K | 0.23% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: WORD & BROWN INSURANCE ADMINISTRATO | 721 S PARKER STREET ORANGE, CA 92686 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | — | $17K | $17K | 0.20% |
| HENDRICKS & ASSOCIATES3 Filed as: HENDRICKS & ASSOCIATES INC | PO BOX 3077 RENO, NV 89505 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $16K | — | $16K | 0.19% |
| STEPHEN CARLSON3 | 10615 TRENGROVE PL LAS VEGAS, NV 89183 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $15K | — | $15K | 0.17% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 435 WHITTINGTON PKWY SUITE 300 LOUISVILLE, KY 40222 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $14K | $191 | $14K | 0.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 300 N BEACH ST DAYTONA BEACH, FL 32114 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $12K | — | $12K | 0.14% |
| M&M INSURANCE AGENCY3 Filed as: M & M INSURANCE AGENCY | 2088 FOREST GROVE LN SPARKS, NV 89436 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $10K | — | $10K | 0.12% |
| R&J INSURANCE SERVICES, LLC3 Filed as: R & J INSURANCE SERVICES LLC | P O BOX 34625 RENO, NV 89533 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $9K | — | $9K | 0.10% |
| THE LAUGHTON COMPANY3 Filed as: LAUGHTON COMPANY (THE) | 140 WASHINGTON STREET, SUITE #100 RENO, NV 89503 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $8K | — | $8K | 0.10% |
| M HILL INSURANCE AGENCY LLC2 | 3085 S JONES BLVD SUITE A LAS VEGAS, NV 89146 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $8K | — | $8K | 0.10% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY LTD | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $7K | — | $7K | 0.09% |
| EMPLOYER BENEFITS, INC.3 Filed as: EMPLOYER BENEFITS INC | 31 KEYSTONE AVE RENO, NV 89503 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $7K | — | $7K | 0.08% |
| NEMIS INSURANCE AGENCY3 Filed as: NEMIS INSURANCE AGENCY LLC | 9620 S LAS VEGAS BLVD LAS VEGAS, NV 89123 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $6K | — | $6K | 0.07% |
| CORE NEVADA LLC3 | PO BOX 371210 LAS VEGAS, NV 89137 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $6K | — | $6K | 0.07% |
| TRUCORDIA INSURANCE SERVICES LLC3 | 2745 W 600 N LINDON, UT 84042 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $6K | $44 | $6K | 0.06% |
| LAWRENCE SMOOT3 | 730 S ROYAL CREST CIRCLE LAS VEGAS, NV 89169 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | — | $5K | 0.06% |
| PATRICK RUHLE3 Filed as: PATRICK WHITAKER | 1276 LINCOLN AVE #202 SAN JOSE, CA 95125 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | — | $5K | 0.06% |
| HEIDI VASAS3 | 8465 W SAHARA AVE LAS VEGAS, NV 89117 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | — | $5K | 0.06% |
| COMSTOCK INSURANCE AGENCIES INC3 | 9424 DOUBLE R BLVD RENO, NV 89521 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | — | $5K | 0.05% |
| KYLE PARNELL3 | 87 E AGATE AVE #401 LAS VEGAS, NV 89123 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | — | $4K | 0.05% |
| TRILOGY INSURANCE BROKERS INC3 | 555 ANTON BOULEVARD COSTA MESA, CA 92626 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $4K | — | $4K | 0.04% |
| INSURANCE OFFICE OF AMERICA3 Filed as: INSURANCE OFFICE OF AMERICA INC | 100 GALLERIA PARKWAY SUITE 600 ATLANTA, GA 30339 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $3K | — | $3K | 0.04% |
| CORNERSTONE BENEFITS LLC3 | 8919 W SAHARA AVE LAS VEGAS, NV 89117 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $3K | — | $3K | 0.03% |
| ACS BUSINESS INSURANCE SERVICES3 | 3724 LAKESIDE DR SUITE 100 RENO, NV 89509 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $3K | — | $3K | 0.03% |
| CAROTHERS INSURANCE AGENCY3 Filed as: CAROTHERS INSURANCE AGENCY LLC | 3037 E WARM SPRINGS RD LAS VEGAS, NV 89120 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | — | $2K | 0.03% |
| CLINT D DUROCHER INSURANCE AGENCY3 | 190 W HUFFAKER LN STE RENO, NV 89511 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | — | $2K | 0.03% |
| HASTINGS INSURANCE GROUP LLC3 | 8275 S EASTERN AVE SUITE 200 463 LAS VEGAS, NV 89123 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | — | $2K | 0.02% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS NEVADA INC | 7881 W CHARLESTON BLVD STE 140 LAS VEGAS, NV 89117 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | — | $2K | 0.02% |
| WENDY LEWIS3 | 12119 HIGHLAND VISTA WAY LAS VEGAS, NV 89138 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | — | $1K | 0.02% |
| BENEFIT VENTURES CORP3 | 1460 ROUTE 9 NORTH SUITE 304 WOODBRIDGE, NJ 07095 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | — | $1K | 0.02% |
| BREEN INSURANCE, INC.3 Filed as: BREEN INSURANCE INC | PO BOX 6597 RENO, NV 89513 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | — | $1K | 0.02% |
| ELEVATED BENEFITS PLCC3 Filed as: ELEVATED BENEFITS PLLC | 135 BLAIR PLACE RENO, NV 89509 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | — | $1K | 0.01% |
| BEP CONSULTING LLC3 Filed as: BEP CONSULTING | 2835 ANTERES ST LAS VEGAS, NV 89117 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | — | $1K | 0.01% |
| MFG LLC3 Filed as: MFG BENEFITS LLC | 1325 AIRMOTIVE WAY STE 390 RENO, NV 89502 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | — | $1K | 0.01% |
| SERVICE FIRST INSURANCE3 Filed as: SERVICE FIRST INSURANCE LLC | 60 W 3335 NIBLEY, UT 84321 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $924 | — | $924 | 0.01% |
| MORRISSEY INSURANCE SERVICES3 Filed as: MORRISSEY INSURANCE SERVICES INC | 11920 SOUTHERN HIGHLANDS PKWY #201 LAS VEGAS, NV 89141 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $840 | — | $840 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA I | 8337 W SUNSET RD STE 150 LAS VEGAS, NV 89113 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $836 | — | $836 | 0.01% |
| BILL MARR3 | 1451 CANDORI COURT FOLSOM, CA 95630 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $559 | — | $559 | 0.01% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $159 | — | $159 | 0.00% |
| AIS INC.3 Filed as: AIS INC | 5400 MILL ST RENO, NV 89502 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $116 | — | $116 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,485 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,485 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 2,191 | $8.6M |
| Dental | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 2,191 | $8.6M |
| Vision | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 2,191 | $8.6M |
| Life insurance | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 2,191 | $8.6M |
| Short-term disability | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 2,191 | $8.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,191 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.