| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE AN ALERA GROU | 9555 HILLWOOD DR STE 140 LAS VEGAS, NV 89134 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $10K | $0 | $10K | 0.71% |
| LEWIS ,JOEL3 | 1664 HWY 395 N SUITE 101 MINDEN, NV 89423 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $9K | $0 | $9K | 0.66% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 435 WHITTINGTON PKWY SUITE 300 LOUISVILLE, KY 40222 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $8K | $47 | $8K | 0.55% |
| EMPLOYERS BENEFITS DESIGN INC3 | 7485 WEST AZURE DRIVE SUITE 229 LAS VEGAS, NV 89130 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $7K | $0 | $7K | 0.51% |
| SNIDER ,RONALD3 | PO BOX 400638 LAS VEGAS, NV 89140 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | $761 | $6K | 0.40% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA LLC | 375 E WARM SPRINGS RD STE 201 LAS VEGAS, NV 89119 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | $0 | $5K | 0.39% |
| M HILL INSURANCE AGENCY LLC2 | 3085 S JONES BLVD SUITE A LAS VEGAS, NV 89146 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $5K | $0 | $5K | 0.37% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY LTD | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $3K | $0 | $3K | 0.20% |
| HEATH BENEFIT PARTNERS INSURANCE3 | 26522 LA ALAMEDA # 130 MISSION VIEJO, CA 92691 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $0 | $2K | 0.16% |
| ELEVATED BENEFITS PLCC3 Filed as: ELEVATED BENEFITS PLLC | 135 BLAIR PLACE RENO, NV 89509 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $0 | $2K | 0.14% |
| CAROTHERS INSURANCE AGENCY3 Filed as: CAROTHERS INSURANCE AGENCY LLC | 3037 E WARM SPRINGS RD LAS VEGAS, NV 89120 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $190 | $2K | 0.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE INC | 10000 W CHARLESTON BLVD LAS VEGAS, NV 89135 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $2K | $0 | $2K | 0.12% |
| SWARTS MANNING & ASSOCIATES3 | 10091 PARK RUN DR STE 200 LAS VEGAS, NV 89145 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | $0 | $1K | 0.10% |
| INSGROUP INC3 Filed as: GLB INSURANCE GROUP OF NEVADA | 4455 S PECOS ROAD LAS VEGAS, NV 89121 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $208 | $1K | $1K | 0.09% |
| WHITAKER, PATRICK J3 Filed as: WHITAKER ,PATRICK | 1276 LINCOLN AVE #202 SAN JOSE, CA 95125 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | $0 | $1K | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: WORD & BROWN INSURANCE ADMIN. | 721 S PARKER STREET ORANGE, CA 92686 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $0 | $1K | $1K | 0.08% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA I | 8337 W SUNSET RD STE 150 LAS VEGAS, NV 89113 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $1K | $0 | $1K | 0.07% |
| VASAS ,HEIDI3 | 8465 W SAHARA AVE LAS VEGAS, NV 89117 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $925 | $0 | $925 | 0.07% |
| BEP CONSULTING LLC3 | 2835 ANTERES ST LAS VEGAS, NV 89113 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $848 | $0 | $848 | 0.06% |
| CORNERSTONE BENEFITS LLC3 | 8919 W SAHARA AVE LAS VEGAS, NV 89117 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $751 | $0 | $751 | 0.05% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE INC | 3301 S VIRGINIA ST RENO, NV 89502 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $616 | $0 | $616 | 0.04% |
| BENEFIT VENTURES CORP3 | 1460 ROUTE 9 NORTH SUITE 304 WOODBRIDGE, NJ 07095 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $426 | $0 | $426 | 0.03% |
| HASTINGS INSURANCE GROUP LLC3 | 8275 S EASTERN AVE SUITE 200 LAS VEGAS, NV 89123 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $312 | $0 | $312 | 0.02% |
| PCF INSURANCE SERVICES OF THE WEST3 | 2500 WEST EXECUTIVE PKWY LEHI, UT 84043 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $282 | $0 | $282 | 0.02% |
| MADSEN ,ANDREA3 | 5365 CAMERON ST LAS VEGAS, NV 89118 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $265 | $0 | $265 | 0.02% |
| THE LAUGHTON COMPANY3 Filed as: LAUGHTON COMPANY (THE) | 140 WASHINGTON STREET, SUITE #100 RENO, NV 89503 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | $246 | $0 | $246 | 0.02% |
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE AN ALERA GROU | 9555 HILLWOOD DR STE 140 LAS VEGAS, NV 89134 | HMO COLORADO (G1522) | $6K | $0 | $6K | 0.71% |
| LEWIS ,JOEL3 | 1664 HWY 395 N SUITE 101 MINDEN, NV 89423 | HMO COLORADO (G1522) | $5K | $0 | $5K | 0.66% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 435 WHITTINGTON PKWY SUITE 300 LOUISVILLE, KY 40222 | HMO COLORADO (G1522) | $4K | $27 | $4K | 0.55% |
| EMPLOYERS BENEFITS DESIGN INC3 | 7485 WEST AZURE DRIVE SUITE 229 LAS VEGAS, NV 89130 | HMO COLORADO (G1522) | $4K | $0 | $4K | 0.51% |
| SNIDER ,RONALD3 | PO BOX 400638 LAS VEGAS, NV 89140 | HMO COLORADO (G1522) | $3K | $439 | $3K | 0.40% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA LLC | 375 E WARM SPRINGS RD STE 201 LAS VEGAS, NV 89119 | HMO COLORADO (G1522) | $3K | $0 | $3K | 0.39% |
| M HILL INSURANCE AGENCY LLC2 | 3085 S JONES BLVD SUITE A LAS VEGAS, NV 89146 | HMO COLORADO (G1522) | $3K | $0 | $3K | 0.37% |
| THE RICHARDS GROUP3 Filed as: RICHARDS AGENCY LTD | 8925 W RUSSELL RD STE 100 LAS VEGAS, NV 89148 | HMO COLORADO (G1522) | $2K | $0 | $2K | 0.20% |
| HEATH BENEFIT PARTNERS INSURANCE3 | 26522 LA ALAMEDA # 130 MISSION VIEJO, CA 92691 | HMO COLORADO (G1522) | $1K | $0 | $1K | 0.16% |
| ELEVATED BENEFITS PLCC3 Filed as: ELEVATED BENEFITS PLLC | 135 BLAIR PLACE RENO, NV 89509 | HMO COLORADO (G1522) | $1K | $0 | $1K | 0.14% |
| CAROTHERS INSURANCE AGENCY3 Filed as: CAROTHERS INSURANCE AGENCY LLC | 3037 E WARM SPRINGS RD LAS VEGAS, NV 89120 | HMO COLORADO (G1522) | $896 | $109 | $1K | 0.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE INC | 10000 W CHARLESTON BLVD LAS VEGAS, NV 89135 | HMO COLORADO (G1522) | $950 | $0 | $950 | 0.12% |
| SWARTS MANNING & ASSOCIATES3 | 10091 PARK RUN DR STE 200 LAS VEGAS, NV 89145 | HMO COLORADO (G1522) | $822 | $0 | $822 | 0.10% |
| INSGROUP INC3 Filed as: GLB INSURANCE GROUP OF NEVADA | 4455 S PECOS ROAD LAS VEGAS, NV 89121 | HMO COLORADO (G1522) | $120 | $622 | $742 | 0.09% |
| WHITAKER, PATRICK J3 Filed as: WHITAKER ,PATRICK | 1276 LINCOLN AVE #202 SAN JOSE, CA 95125 | HMO COLORADO (G1522) | $724 | $0 | $724 | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC. Filed as: WORD & BROWN INSURANCE ADMIN. | 721 S PARKER STREET ORANGE, CA 92686 | HMO COLORADO (G1522) | $0 | $645 | $645 | 0.08% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA I | 8337 W SUNSET RD STE 150 LAS VEGAS, NV 89113 | HMO COLORADO (G1522) | $603 | $0 | $603 | 0.07% |
| VASAS ,HEIDI3 | 8465 W SAHARA AVE LAS VEGAS, NV 89117 | HMO COLORADO (G1522) | $534 | $0 | $534 | 0.07% |
| BEP CONSULTING LLC3 | 2835 ANTERES ST LAS VEGAS, NV 89113 | HMO COLORADO (G1522) | $489 | $0 | $489 | 0.06% |
| CORNERSTONE BENEFITS LLC3 | 8919 W SAHARA AVE LAS VEGAS, NV 89117 | HMO COLORADO (G1522) | $433 | $0 | $433 | 0.05% |
| A AND H INSURANCE INC.3 Filed as: A AND H INSURANCE INC | 3301 S VIRGINIA ST RENO, NV 89502 | HMO COLORADO (G1522) | $355 | $0 | $355 | 0.04% |
| BENEFIT VENTURES CORP3 | 1460 ROUTE 9 NORTH SUITE 304 WOODBRIDGE, NJ 07095 | HMO COLORADO (G1522) | $246 | $0 | $246 | 0.03% |
| PCF INSURANCE SERVICES OF THE WEST3 | 2500 WEST EXECUTIVE PKWY LEHI, UT 84043 | HMO COLORADO (G1522) | $163 | $0 | $163 | 0.02% |
| MADSEN ,ANDREA3 | 5365 CAMERON ST LAS VEGAS, NV 89118 | HMO COLORADO (G1522) | $153 | $0 | $153 | 0.02% |
| THE LAUGHTON COMPANY3 Filed as: LAUGHTON COMPANY (THE) | 140 WASHINGTON STREET, SUITE #100 RENO, NV 89503 | HMO COLORADO (G1522) | $142 | $0 | $142 | 0.02% |
| HASTINGS INSURANCE GROUP LLC3 | 8275 S EASTERN AVE SUITE 200 LAS VEGAS, NV 89123 | HMO COLORADO (G1522) | $114 | $0 | $114 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 603 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 603 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 770 | $2.2M |
| Dental | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 695 | $1.4M |
| Vision | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 695 | $1.4M |
| Life insurance | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC. (G1525) | 695 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 770 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.