| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $115K | $113 | $115K | 7.54% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $84K | $30K | $114K | 7.49% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 60073 | METROPOLITAN LIFE INSURANCE COMPANY | — | $32K | $32K | 2.11% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE. ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 0.61% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3K | $3K | 0.22% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $2K | $6K | 9.78% |
| JONATHAN SAMUEL SPETNER3 Filed as: JONATHAN SPETNER | 8630 DELMAR BLVD. STE 100 SAINT LOUIS, MO 63124 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 8.76% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $815 | $4K | 7.41% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE. SUITE 203 ORLANDO, FL 32832 | METROPOLITAN LIFE INSURANCE COMPANY | $650 | — | $650 | 1.09% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST. MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $2K | $4K | 9.62% |
| JOHNATHAN SAMUEL SPETNER3 Filed as: JOHNATHAN SPETNER | 8630 DELMAR BLVD. STE 100 SAINT LOUIS, MO 63124 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 8.99% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $530 | $2K | 5.90% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $2K | $4K | 9.70% |
| JONATHAN SAMUEL SPETNER3 Filed as: JONATHAN SPETNER | 8630 DELMAR BLVD. STE 100 SAINT LOUIS, MO 63124 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 8.51% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $498 | $2K | 6.75% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN GENERAL INSURANCE COMPANY | $5K | $503 | $6K | 28.80% |
| AON CONSULTING INC3 | 200 E RANDOLPH STREET CHICAGO, IL 60601 | METROPOLITAN GENERAL INSURANCE COMPANY | — | $32 | $32 | 0.16% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST. STE 310 OVERLAND PARK, KS 662074037 | METROPOLITAN LIFE INSURANCE COMPANY | $123 | — | $123 | 7.23% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $37 | $31 | $68 | 4.00% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES, INC. | 4601 COLLEGE BLVD. SUITE 100 LEAWOOD, KS 66211 | METROPOLITAN LIFE INSURANCE COMPANY | $28 | — | $28 | 1.65% |
| CUSTOM BENEFIT PROGRAMS INC3 | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $7 | $8 | $15 | 0.88% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $8 | — | $8 | 0.47% |
| JONATHAN SAMUEL SPETNER3 Filed as: JONATHAN SPETNER | 8630 DELMAR BLVD SUITE 100 SAINT LOUIS, MO 63124 | METROPOLITAN LIFE INSURANCE COMPANY | $6 | — | $6 | 0.35% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $39 | $19 | $58 | 5.75% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST. STE 310 OVERLAND PARK, KS 66207 | METROPOLITAN LIFE INSURANCE COMPANY | $56 | — | $56 | 5.56% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $12 | $7 | $19 | 1.88% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD. STE. 100 LEAWOOD, KS 66211 | METROPOLITAN LIFE INSURANCE COMPANY | $10 | — | $10 | 0.99% |
| JONATHAN SAMUEL SPETNER3 Filed as: JONATHAN SPETNER | 8220 DELMAR BLVD. STE 200 SAINT LOUIS, MO 63124 | METROPOLITAN LIFE INSURANCE COMPANY | $10 | — | $10 | 0.99% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 32832 | METROPOLITAN LIFE INSURANCE COMPANY | $7 | — | $7 | 0.69% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $25 | $15 | $40 | 11.40% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST. STE 310 OVERLAND PARK, KS 66207 | METROPOLITAN LIFE INSURANCE COMPANY | $14 | — | $14 | 3.99% |
| CUSTOM BENEFIT PROGRAMS INC3 | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $8 | $4 | $12 | 3.42% |
| JONATHAN SAMUEL SPETNER3 Filed as: JONATHAN SPETNER | 8630 DELMAR BLVD STE 100 SAINT LOUIS, MO 63124 | METROPOLITAN LIFE INSURANCE COMPANY | $7 | — | $7 | 1.99% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 32801 | METROPOLITAN LIFE INSURANCE COMPANY | $5 | — | $5 | 1.42% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 765 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 775 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,358 | $1.5M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,358 | $1.5M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,358 | $1.5M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,358 | $1.5M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 1,358 | $1.5M |
| Other(8 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,358 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,358 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.