| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PLACE CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $176K | $112 | $176K | 6.76% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $110K | $22K | $132K | 5.08% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES, INC. | 4601 COLLEGE BLVD. STE. 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | — | $27K | $27K | 1.05% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 600731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $26K | $26K | 1.00% |
| AON CONSULTING INC3 Filed as: AON CONSULTING INC. | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | — | $6K | $6K | 0.23% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | DBA PREPARE BENEFITS 10524 MOSS PARK RD #204-306 ORLANDO, FL 32832 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | — | $5K | 0.18% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | PO BOX 6718 SOMERSET, NJ 088756718 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $655 | $6K | 5.65% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $874 | $5K | 5.03% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST. STE 310 OVERLAND PARK, KS 662074037 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $1K | $3K | 2.89% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD. STE. 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | — | $453 | $453 | 0.43% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | DBA PREPARE BENEFITS 10524 MOSS PARK RD #204-306 ORLANDO, FL 32832 | METROPOLITAN LIFE INSURANCE COMPANY | $191 | — | $191 | 0.18% |
| SPETNER ASSOCIATES INC3 Filed as: SPETNER ASSOCIATES INC. | 8220 DELMAR BLVD. STE 200 SAINT LOUIS, MO 631242174 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11 | $11 | 0.01% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS INC. | PO BOX 6718 SOMERSET, NJ 088756718 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $430 | $5K | 7.18% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST. MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $573 | $3K | 5.07% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST. STE 310 OVERLAND PARK, KS 662074037 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $873 | $3K | 3.81% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD. STE. 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | — | $304 | $304 | 0.45% |
| PLANSOURCE BENEFITS ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | $130 | — | $130 | 0.19% |
| SPETNER ASSOCIATES INC3 Filed as: SPETNER ASSOCIATES INC. | 8220 DELMAR BLVD. STE 200 SAINT LOUIS, MO 631242174 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11 | $11 | 0.02% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $403 | $4K | 5.99% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $538 | $3K | 5.06% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST. STE 310 OVERLAND PARK, KS 662074037 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $801 | $2K | 3.37% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD. STE. 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | — | $278 | $278 | 0.44% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 328323277 | METROPOLITAN LIFE INSURANCE COMPANY | $120 | — | $120 | 0.19% |
| SPETNER ASSOCIATES INC3 Filed as: SPETNER ASSOCIATES INC. | 8220 DELMAR BLVD. STE 200 SAINT LOUIS, MO 631242174 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11 | $11 | 0.02% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST. STE 310 OVERLAND PARK, KS 662074037 | METROPOLITAN LIFE INSURANCE COMPANY | $572 | $31 | $603 | 16.63% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES, INC. | 4601 COLLEGE BLVD. SUITE 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | $429 | $12 | $441 | 12.16% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $57 | $11 | $68 | 1.87% |
| SPETNER ASSOCIATES INC3 | 8220 DELMAR BLVD STE 200 SAINT LOUIS, MO 631242174 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11 | $11 | 0.30% |
| CUSTOM BENEFIT PROGRAMS INC3 | PO BOX 6718 SOMERSET, NJ 088756718 | METROPOLITAN LIFE INSURANCE COMPANY | $2 | $8 | $10 | 0.28% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | $5 | — | $5 | 0.14% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST. STE 310 OVERLAND PARK, KS 662074037 | METROPOLITAN LIFE INSURANCE COMPANY | $134 | $6 | $140 | 11.27% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD. STE. 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | $104 | $3 | $107 | 8.62% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $30 | $6 | $36 | 2.90% |
| SPETNER ASSOCIATES INC3 Filed as: SPETNER ASSOCIATES INC. | 8220 DELMAR BLVD. STE 200 SAINT LOUIS, MO 631242174 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11 | $11 | 0.89% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | PO BOX 6718 SOMERSET, NJ 08875 | METROPOLITAN LIFE INSURANCE COMPANY | $5 | $4 | $9 | 0.72% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | DBA PREPARE BENEFITS 10524 MOSS PARK RD #204-306 ORLANDO, FL 32832 | METROPOLITAN LIFE INSURANCE COMPANY | $1 | — | $1 | 0.08% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST. MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $22 | $4 | $26 | 7.69% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST. STE 310 OVERLAND PARK, KS 662074037 | METROPOLITAN LIFE INSURANCE COMPANY | $12 | $10 | $22 | 6.51% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BLVD. STE. 100 LEAWOOD, KS 662111650 | METROPOLITAN LIFE INSURANCE COMPANY | $9 | $4 | $13 | 3.85% |
| SPETNER ASSOCIATES INC3 | 8220 DELMAR BLVD STE 200 SAINT LOUIS, MO 631242174 | METROPOLITAN LIFE INSURANCE COMPANY | — | $11 | $11 | 3.25% |
| CUSTOM BENEFIT PROGRAMS INC3 | PO BOX 1116 HAMMONTON, NJ 080375116 | METROPOLITAN LIFE INSURANCE COMPANY | $3 | $3 | $6 | 1.78% |
| PLANSOURCE BENEFIT ADMINISTRATION3 | 101 S GARLAND AVE STE 203 ORLANDO, FL 328013277 | METROPOLITAN LIFE INSURANCE COMPANY | $2 | — | $2 | 0.59% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 967 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 980 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,307 | $2.6M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 2,307 | $2.6M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 2,307 | $2.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,307 | $2.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 2,307 | $2.6M |
| Other(7 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,307 | $2.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,307 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.