| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JULIE SLAUGHTER3 Filed as: JULIE RODEN | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | BLUE CROSS BLUE SHIELD OF ARIZONA | $23K | — | $23K | 3.91% |
| KAREN PICCININI3 Filed as: KAREN MARIE JONES | 16211 NORTH SCOTTSDALE ROAD PMB 614 SCOTTSDALE, AZ 85254 | AFLAC | $7K | $206 | $7K | 10.08% |
| JULIE A RODEN3 Filed as: JULIE ANN RODEN | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | AFLAC | $4K | — | $4K | 5.38% |
| DAVID R LATTIMER3 | 6605 NORTH 93RD AVENUE GLENDALE, AZ 85305 | AFLAC | $1K | $48 | $1K | 1.55% |
| NANCY ELLEN CARLSON3 | 9506 WEST APPALOOSA DRIVE SUN CITY, AZ 85373 | AFLAC | $1K | $3 | $1K | 1.53% |
| ALFREDO N VARGAS3 | 6230 NORTH FLORENCE AVENUE LITCHFIELD PARK, AZ 85340 | AFLAC | $798 | $48 | $846 | 1.22% |
| PANORAMA RISK & INSURANCE3 Filed as: PANORAMA RISK & INS SOLUTIONS LLC | 22501 PARKFIELD MISSION VIEJO, CA 92692 | AFLAC | $341 | — | $341 | 0.49% |
| JEFFREY A KLEINMAN SR3 Filed as: JEFFREY AARON KLEINMAN SR | 33202 NORTH 46TH WAY CAVE CREEK, AZ 85331 | AFLAC | $288 | — | $288 | 0.42% |
| SHAWN HOLTORF3 | 5522 WEST NORTHWOOD DRIVE GLENDALE, AZ 85310 | AFLAC | $195 | — | $195 | 0.28% |
| KAMIL A BREEDLOVE3 | 4700 NORTH 16TH STREET APARTMENT 238 PHOENIX, AZ 85016 | AFLAC | $153 | — | $153 | 0.22% |
| TOD R HANN3 | 16211 NORTH SCOTTSDALE ROAD SUITE A6A614 SCOTTSDALE, AZ 85254 | AFLAC | $130 | — | $130 | 0.19% |
| KORI A ALLEN3 | 24654 NORTH LAKE PLEASANT PARKWAY SUITE 103-115 PEORIA, AZ 85383 | AFLAC | $119 | — | $119 | 0.17% |
| SCOTT WEBB3 | 26729 NORTH 91ST DRIVE PEORIA, AZ 85383 | AFLAC | $55 | — | $55 | 0.08% |
| MELISSA A SCHOFIELD3 Filed as: MELISSA SCHOFIELD | 910 WEST KATHLEEN ROAD PHOENIX, AZ 85023 | AFLAC | $42 | — | $42 | 0.06% |
| JEFFERY S GIBSON3 | 4030 TATES CREEK ROAD APARTMENT 1004 LEXINGTON, KY 40517 | AFLAC | $39 | — | $39 | 0.06% |
| GREGORY F STENZEL3 | 14054 BADIANDS DRIVE FRISCO, TX 75035 | AFLAC | $37 | — | $37 | 0.05% |
| LAURA L HOWARD3 | 11434 WEST PICCADILLY ROAD AVONDALE, AZ 85392 | AFLAC | $35 | — | $35 | 0.05% |
| MELISSA A SCHOFIELD3 | 910 WEST KATHLEEN ROAD PHOENIX, AZ 85023 | AFLAC | $32 | — | $32 | 0.05% |
| CLINTON CHARLES ZELEZ3 | 6986 WEST QUAIL AVENUE GLENDALE, AZ 85308 | AFLAC | $28 | — | $28 | 0.04% |
| WILLIAM J SHARP3 | 17836 NORTH 43RD WAY PHOENIX, AZ 85032 | AFLAC | $26 | — | $26 | 0.04% |
| RANDY DOPITA3 | 16211 NORTH SCOTTSDALE ROAD SUITE A6A #614 SCOTTSDALE, AZ 85254 | AFLAC | $16 | — | $16 | 0.02% |
| MICHAEL SHAUN DAGEN3 | 13764 WEST JESSE RED DRIVE PEORIA, AZ 85383 | AFLAC | $15 | — | $15 | 0.02% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DRIVE NW SUITE G HUNTSVILLE, AL 35805 | AFLAC | $13 | — | $13 | 0.02% |
| CHAD P SCHNEIDER3 | 4470 WOODMAN AVENUE UNIT 303 SHERMAN OAKS, CA 91423 | AFLAC | $12 | — | $12 | 0.02% |
| JEFFREY A KLEINMAN SR3 | 33202 NORTH 46TH WAY CAVE CREEK, AZ 85331 | AFLAC | $9 | — | $9 | 0.01% |
| JEFFREY S GIBSON3 | 200 WEST ELM STREET SUITE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $8 | — | $8 | 0.01% |
| JASON ELIJAH ANGEL3 | 35468 NORTH SHORTHORN TRAIL SAN TAN VALLEY, AZ 85143 | AFLAC | $7 | — | $7 | 0.01% |
| ARIZONA BENEFIT CONSULTANTS LLC3 | PO BOX 32429 PHOENIX, AZ 85064 | AFLAC | $7 | — | $7 | 0.01% |
| TREVOR G NORENBERG3 | 4552 LAHINCH STREET RAPID CITY, SD 57702 | AFLAC | $6 | — | $6 | 0.01% |
| JASON ELIJAH ANGEL3 | 2550 WEST UNION HILLS DRIVE SUITE 350 PHOENIX, AZ 85027 | AFLAC | $4 | — | $4 | 0.01% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M GUTHRIE | 14227 NORTH 14TH STREET PHOENIX, AZ 85022 | AFLAC | $3 | — | $3 | 0.00% |
| MICHAEL G GLADNICK3 | 3850 EAST BASELINE ROAD SUITE 116 MESA, AZ 85206 | AFLAC | $3 | — | $3 | 0.00% |
| NATALIE MALHAM3 | 5822 NORTH 13TH STREET PHOENIX, AZ 85014 | AFLAC | $3 | — | $3 | 0.00% |
| ZAKERY ALLEN HARLOW3 | 2030 WEST BASELINE ROAD SUITE 182-17062 PHOENIX, AZ 85041 | AFLAC | $2 | — | $2 | 0.00% |
| JEFFERY S GIBSON3 | 4030 TATES CREED ROAD APARTMENT 1004 CONSHOHOCKEN, PA 40517 | AFLAC | $1 | — | $1 | 0.00% |
| JULIE A RODEN3 | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | STARMOUNT LIFE INSURANCE COMPANY | $4K | — | $4K | 6.00% |
| JULIE A RODEN3 | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 10.00% |
| JULIE A RODEN3 | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $834 | — | $834 | 6.00% |
| JULIE SLAUGHTER3 Filed as: JULIE RODEN | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | TELADOC HEALTH, INC. | $1K | — | $1K | 15.01% |
| JULIE A RODEN3 | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | SUN LIFE ASSURANCE COMPANY OF CANADA | $276 | — | $276 | 7.99% |
| KAREN JONES3 Filed as: KAREN M JONES | 16211 NORTH SCOTTSDALE ROAD SUITE A6A #614 SCOTTSDALE, AZ 85254 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $347 | — | $347 | 13.77% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 121 | $596K |
| Dental(2 contracts, 2 carriers) | STARMOUNT LIFE INSURANCE COMPANY | 89 | $73K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 120 | $46K |
| Short-term disability | AFLAC | 62 | $69K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 120 | $14K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 121 | $596K |
| Other(5 contracts, 4 carriers) | AFLAC | 120 | $125K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 121 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.