| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JULIE SLAUGHTER3 Filed as: JULIE RODEN | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | BLUE CROSS BLUE SHIELD OF ARIZONA | $18K | — | $18K | 3.22% |
| JULIE A RODEN3 | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | STARMOUNT LIFE INSURANCE COMPANY | $3K | — | $3K | 6.00% |
| KAREN PICCININI3 Filed as: KAREN MARIE JONES | 16211 NORTH SCOTTSDALE ROAD PMB 614 SCOTTSDALE, AZ 85254 | AFLAC | $5K | $169 | $5K | 8.78% |
| JULIE A RODEN3 Filed as: JULIE ANN RODEN | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | AFLAC | $2K | — | $2K | 3.92% |
| ALFREDO N VARGAS3 | 6230 NORTH FLORENCE AVENUE LITCHFIELD PARK, AZ 85340 | AFLAC | $461 | $44 | $505 | 0.93% |
| PANORAMA RISK & INSURANCE SOLUTIONS3 | 22501 PARKFIELD MISSION VIEJO, CA 92692 | AFLAC | $348 | — | $348 | 0.64% |
| KORI A ALLEN3 | 24654 NORTH LAKE PLEASANT PARKWAY SUITE 103-115 PEORIA, AZ 85383 | AFLAC | $248 | $66 | $314 | 0.58% |
| JEFFREY A KLEINMAN SR3 Filed as: JEFFREY AARON KLEINMAN SR | 33202 NORTH 46TH WAY CAVE CREEK, AZ 85331 | AFLAC | $296 | — | $296 | 0.54% |
| SHAWN HOLTORF3 | 5522 WEST NORTHWOOD DRIVE GLENDALE, AZ 85310 | AFLAC | $203 | — | $203 | 0.37% |
| DAVID R LATTIMER3 | 6605 NORTH 93RD AVENUE GLENDALE, AZ 85305 | AFLAC | $202 | — | $202 | 0.37% |
| NANCY ELLEN CARLSON3 | 9506 WEST APPALOOSA DRIVE SUN CITY, AZ 85373 | AFLAC | $199 | — | $199 | 0.37% |
| TOD R HANN3 | 16211 NORTH SCOTTSDALE ROAD SUITE A6A614 SCOTTSDALE, AZ 85254 | AFLAC | $127 | — | $127 | 0.23% |
| DAVID R LATTIMER3 | 3029 NORTH SONORAN HILLS MESA, AZ 85207 | AFLAC | $118 | — | $118 | 0.22% |
| MELISSA A SCHOFIELD3 Filed as: MELISSA SCHOFIELD | 910 WEST KATHLEEN ROAD PHOENIX, AZ 85023 | AFLAC | $64 | $26 | $90 | 0.17% |
| SCOTT WEBB3 | 26729 NORTH 91ST DRIVE PEORIA, AZ 85383 | AFLAC | $57 | — | $57 | 0.10% |
| KORI A ALLEN3 | 16211 NORTH SCOTTSDALE ROAD 614 SCOTTSDALE, AZ 85254 | AFLAC | $56 | — | $56 | 0.10% |
| JEFFREY S GIBSON3 | 200 WEST ELM STREET SUITE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $43 | — | $43 | 0.08% |
| DENISE JANE FORCONI3 | 5065 EAST MAZATZAL DRIVE CAVE CREEK, AZ 85331 | AFLAC | $36 | $4 | $40 | 0.07% |
| GREGORY F STENZEL3 | 1249 KIOWA DRIVE WEST GAINESVILLE, TX 76240 | AFLAC | $37 | — | $37 | 0.07% |
| LAURA L HOWARD3 | 11434 WEST PICCADILLY ROAD AVONDALE, AZ 85392 | AFLAC | $37 | — | $37 | 0.07% |
| MELISSA A SCHOFIELD3 | 910 WEST KATHLEEN ROAD PHOENIX, AZ 85023 | AFLAC | $36 | — | $36 | 0.07% |
| CLINTON CHARLES ZELEZ3 | 6986 WEST QUAIL AVENUE GLENDALE, AZ 85308 | AFLAC | $30 | — | $30 | 0.06% |
| WILLIAM J SHARP3 | 17836 NORTH 43RD WAY PHOENIX, AZ 85032 | AFLAC | $26 | — | $26 | 0.05% |
| JASON ELIJAH ANGEL3 | 2550 WEST UNION HILLS DRIVE SUITE 350 PHOENIX, AZ 85027 | AFLAC | $21 | — | $21 | 0.04% |
| RANDY DOPITA3 | 16211 NORTH SCOTTSDALE ROAD SUITE A6A #614 SCOTTSDALE, AZ 85254 | AFLAC | $16 | — | $16 | 0.03% |
| MICHAEL SHAUN DAGEN3 | 13764 WEST JESSE RED DRIVE PEORIA, AZ 85383 | AFLAC | $15 | — | $15 | 0.03% |
| TREVOR G NORENBERG3 | 4552 LAHINCH STREET RAPID CITY, SD 57702 | AFLAC | $13 | — | $13 | 0.02% |
| CHAD P SCHNEIDER3 | 4470 WOODMAN AVENUE UNIT 303 SHERMAN OAKS, CA 91423 | AFLAC | $12 | — | $12 | 0.02% |
| JEFFREY A KLEINMAN SR3 | 33202 NORTH 46TH WAY CAVE CREEK, AZ 85331 | AFLAC | $9 | — | $9 | 0.02% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DRIVE NORTHWEST SUITE G HUNTSVILLE, AL 35805 | AFLAC | $8 | — | $8 | 0.01% |
| ARIZONA BENEFIT CONSULTANTS LLC3 | PO BOX 32429 PHOENIX, AZ 85064 | AFLAC | $7 | — | $7 | 0.01% |
| SCOTT W BLACKSHEAR3 Filed as: SCOTT M GUTHRIE | 14227 NORTH 14TH STREET PHOENIX, AZ 85022 | AFLAC | $5 | — | $5 | 0.01% |
| JEFFERY S GIBSON3 | 4030 TATES CREEK ROAD APT 1004 LEXINGTON, KY 40517 | AFLAC | $4 | — | $4 | 0.01% |
| MICHAEL G GLADNICK3 | 3850 EAST BASELINE ROAD SUITE 116 MESA, AZ 85206 | AFLAC | $3 | — | $3 | 0.01% |
| NATALIE MALHAM3 | 5822 NORTH 13TH STREET PHOENIX, AZ 85014 | AFLAC | $3 | — | $3 | 0.01% |
| ZAKERY ALLEN HARLOW3 | 2030 WEST BASELINE ROAD SUITE 182-17062 PHOENIX, AZ 85041 | AFLAC | $2 | — | $2 | 0.00% |
| JASON ELIJAH ANGEL3 | 18001 NORTH 79TH AVENUE SUITE C62 GLENDALE, AZ 85308 | AFLAC | $2 | — | $2 | 0.00% |
| JEFFERY S GIBSON3 | 4030 TATES CREEK ROAD APARTMENT 1004 CONSHOHOCKEN, PA 40517 | AFLAC | $2 | — | $2 | 0.00% |
| JULIE A RODEN3 | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 10.00% |
| JULIE A RODEN3 | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $738 | — | $738 | 6.00% |
| JULIE SLAUGHTER3 Filed as: JULIE RODEN | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | TELADOC HEALTH, INC. | $989 | — | $989 | 15.00% |
| JULIE A RODEN3 | 8713 EAST MALCOMB DRIVE SCOTTSDALE, AZ 85250 | SUN LIFE ASSURANCE COMPANY OF CANADA | $350 | — | $350 | 8.01% |
| KAREN JONES3 Filed as: KAREN M JONES | 16211 NORTH SCOTTSDALE ROAD SUITE A6A #614 SCOTTSDALE, AZ 85254 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $272 | — | $272 | 10.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 118 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 118 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF ARIZONA | 128 | $565K |
| Dental(2 contracts, 2 carriers) | STARMOUNT LIFE INSURANCE COMPANY | 76 | $61K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 109 | $46K |
| Short-term disability | AFLAC | 57 | $54K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 109 | $12K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF ARIZONA | 128 | $565K |
| Other(5 contracts, 4 carriers) | AFLAC | 109 | $110K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 128 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.