| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JULIE A RODEN3 Filed as: JULIE ANN RODEN | 8713 E MALCOMB DR SCOTTSDALE, AZ 85250 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $15K | $19K | 3.66% |
| KAREN JONES3 | 16211 N SCOTTSDALE RD A6A NO 614 SCOTTSDALE, AZ 85254 | AFLAC | $4K | $188 | $5K | 8.69% |
| JULIE SLAUGHTER3 Filed as: JULIE RODEN | 8713 E MALCOMB DR. SCOTTSDALE, AZ 85250 | AFLAC | $1K | — | $1K | 2.82% |
| NANCY ELLEN CARLSON3 Filed as: NANCY CARLSON | 17434 N PARADISE PARK DR PHOENIX, AZ 85032 | AFLAC | $910 | $68 | $978 | 1.86% |
| JEFFREY A KLEINMAN SR3 Filed as: JEFFREY KLEINMAN SR. | 3420 E SHEA BLVD STE 168 PHOENIX, AZ 85028 | AFLAC | $766 | $54 | $820 | 1.56% |
| DANIEL NELSON3 | 8753 E BELL RD STE 110 SCOTTSDALE, AZ 85260 | AFLAC | $412 | — | $412 | 0.78% |
| SHAWN HOLTORF3 | 5522 W NORTHWOOD DR GLENDALE, AZ 85310 | AFLAC | $369 | $2 | $371 | 0.70% |
| TAMMY L ZELEZ3 Filed as: TAMMY ZELEZ | 16211 N SCOTTSDALE RD A6A SUITE 614 SCOTTSDALE, AZ 85254 | AFLAC | $359 | — | $359 | 0.68% |
| CLINTON CHARLES ZELEZ3 Filed as: CLINTON ZELEZ | 6986 W QUAIL AVE GLENDALE, AZ 85308 | AFLAC | $253 | $48 | $301 | 0.57% |
| SCOTT WEBB3 | 2155 W PINNACLE PEAK RD STE 205 PHOENIX, AZ 85027 | AFLAC | $112 | — | $112 | 0.21% |
| TOD R HANN3 Filed as: TOD HANN | 16211 N SCOTTSDALE RD STE A6A 614 SCOTTSDALE, AZ 85254 | AFLAC | $106 | — | $106 | 0.20% |
| JASON ELIJAH ANGEL3 Filed as: JASON ANGEL | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $58 | — | $58 | 0.11% |
| LAURA L HOWARD3 Filed as: LAURA HOWARD | 11434 W PICCADILLY RD AVONDALE, AZ 85392 | AFLAC | $55 | — | $55 | 0.10% |
| JEFFERY S GIBSON3 Filed as: JEFFERY GIBSON | 14301 N 87TH ST STE 313 SCOTTSDALE, AZ 85254 | AFLAC | $52 | $1 | $53 | 0.10% |
| RANDY DOPITA3 | 16211 N SCOTTSDALE RD STE A6A 614 SCOTTSDALE, AZ 85254 | AFLAC | $47 | — | $47 | 0.09% |
| GREGORY STENZEL3 | 2302 KNOX WAY MELISSA, TX 75454 | AFLAC | $40 | — | $40 | 0.08% |
| KIM J JONES3 Filed as: KIM JONES | PO BOX 13081 SCOTTSDALE, AZ 85267 | AFLAC | $35 | — | $35 | 0.07% |
| RYAN KADAVY3 | 8542 W FOOTHILL DR PEORIA, AZ 85383 | AFLAC | $29 | — | $29 | 0.06% |
| TREVOR NORENBERG3 | 6529 SAHALEE CT RAPID CITY, SD 57702 | AFLAC | $27 | — | $27 | 0.05% |
| BRYAN TUCKER3 | 24654 NORTH LAKE PLEASANT PKWY 103-465 PEORIA, AZ 85383 | AFLAC | $27 | — | $27 | 0.05% |
| WILLIAM J SHARP3 Filed as: WILLIAM SHARP | 17836 N 43RD WAY PHOENIX, AZ 85032 | AFLAC | $7 | — | $7 | 0.01% |
| DENNEY MOLLIHAN INC3 Filed as: DENNEY-MOLLIHAN INC | 6245 N 24TH PKWY SUITE 201 PHOENIX, AZ 85016 | AFLAC | $7 | — | $7 | 0.01% |
| CHAD P SCHNEIDER3 Filed as: CHAD SCHNEIDER | 14430 BENEFIT ST APT 308 SHERMAN OAKS, CA 91423 | AFLAC | $5 | — | $5 | 0.01% |
| MICHAEL G GLADNICK3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $2 | — | $2 | 0.00% |
| NATALIE MALHAM3 | 3850 E BASELINE RD STE 116 MESA, AZ 85206 | AFLAC | $2 | — | $2 | 0.00% |
| BARBARA ANN MCNAUGHTON3 Filed as: BARBARA MCNAUGHTON | 10000 N 31ST AVE STE C107 PHOENIX, AZ 85051 | AFLAC | $1 | $1 | $2 | 0.00% |
| ZAKERY HARLOW3 | 3204 N ACADEMY BLVD COLORADO SPRINGS, CO 80917 | AFLAC | $1 | — | $1 | 0.00% |
| LAUREL L HARLOW3 Filed as: LAUREL HARLOW | 3755 N BUSINESS CENTRE DR STE 4 TUCSON, AZ 85705 | AFLAC | $1 | — | $1 | 0.00% |
| JULIE A RODEN3 | 8713 E. MALCOMB DRIVE SCOTTSDALE, AZ 85250 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 10.00% |
| JULIE A RODEN3 | 8713 E. MALCOMB DRIVE SCOTTSDALE, AZ 85250 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 10.00% |
| JULIE SLAUGHTER3 Filed as: JULIE RODEN | 8713 E. MALCOMB DRIVE SCOTTSDALE, AZ 85250 | HEALTHIEST YOU | $1K | — | $1K | 15.00% |
| JULIE A RODEN3 | 8713 E. MALCOMB DRIVE SCOTTSDALE, AZ 85250 | UNITED DENTAL CARE OF ARIZONA, INC. | $375 | — | $375 | 8.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 159 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 159 | $527K |
| Dental | UNITED DENTAL CARE OF ARIZONA, INC. | 19 | $5K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 99 | $40K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 99 | $11K |
| Other(3 contracts, 2 carriers) | AFLAC | 99 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 159 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.