| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | HUMANA MEDICAL PLAN, INC. | $61K | $0 | $61K | 3.72% |
| PROPEL INSURANCE AGENCY LLC3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | HARTFORD LIFE AND ACCIDENT | $73K | $0 | $73K | 17.82% |
| PROPEL INSURANCE AGENCY LLC3 | PO BOX 2940 TACOMA, WA 98401 | HARTFORD LIFE AND ACCIDENT | $0 | $2K | $2K | 0.38% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 227 WEST MONROE STREET, SUITE 5200 CHICAGO, IL 60606 | HARTFORD LIFE AND ACCIDENT | $0 | -$7K | -$7K | -1.65% |
| PROPEL INSURANCE AGENCY LLC3 | PO BOX 2940 TACOMA, WA 98401 | KAISER FOUNDATION HEALTH PLAN, INC. | $15K | $0 | $15K | 4.86% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | HUMANA INSURANCE COMPANY | $12K | $500 | $12K | 10.76% |
| PROPEL INSURANCE AGENCY LLC3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | BLUE CROSS BLUE SHIELD OF LOUISIANNA | $3K | $0 | $3K | 9.59% |
| ROBERT D AHEARN3 Filed as: ROBERT AHEARN | 13646 MORNINGSIDE DR YUCAIPA, CA 92399 | AFLAC | $2K | $0 | $2K | 13.82% |
| DAVID SMITH3 | 2001 EAST FINANCIAL WAY, SUITE 200 GLENDORA, CA 91741 | AFLAC | $248 | $0 | $248 | 1.39% |
| ARLICE C. MARSHALL3 Filed as: ARLICE MARSHALL | 23709 BLACKBIRD CIRCLE MORENO VALLEY, CA 92557 | AFLAC | $207 | $0 | $207 | 1.16% |
| MJ INSURANCE3 Filed as: JOSEPH HOFFMAN AND VARIOUS AGENTS | 29110 TEMBUSO LAKE ELSINORE, CA 92530 | AFLAC | $207 | $0 | $207 | 1.16% |
| MARIAN E LENCIONI3 Filed as: MARIAN LENCIONI | 30065 WILDWOOD PLACE SAND SPRINGS, OK 74063 | AFLAC | $202 | $0 | $202 | 1.13% |
| RANA JANE DENNIS3 Filed as: RANA DENNNIS | 9375 ARCHIBALD AVENUE, SUITE 302 RANCHO CUCAMONGA, CA 91730 | AFLAC | $83 | $0 | $83 | 0.46% |
| LIVERMORE & ASSOCIATES INC3 | 9570 CENTER AVENUE RANCHO CUCAMONGA, CA 91730 | AFLAC | $54 | $0 | $54 | 0.30% |
| PROPEL INSURANCE AGENCY LLC3 | PO BOX 2940 TACOMA, WA 98401 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $1K | $182 | $1K | 10.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 669 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 669 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HUMANA MEDICAL PLAN, INC. | 239 | $2.0M |
| Dental(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 262 | $129K |
| Vision | HUMANA INSURANCE COMPANY | 262 | $116K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 669 | $410K |
| Short-term disability(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 669 | $428K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 669 | $410K |
| Prescription drug(3 contracts, 3 carriers) | HUMANA MEDICAL PLAN, INC. | 239 | $2.0M |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 669 | $428K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 669 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.