| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1202 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | HUMANA MEDICAL PLAN, INC. | $54K | $5K | $60K | 4.51% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | HARTFORD LIFE AND ACCIDENT | $51K | $0 | $51K | 19.41% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | PO BOX 896620 CHARLOTTE, NC 28289 | HARTFORD LIFE AND ACCIDENT | $0 | $713 | $713 | 0.27% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | PO BOX 2940 TACOMA, WA 98401 | HARTFORD LIFE AND ACCIDENT | $0 | $327 | $327 | 0.13% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC. | 7701 AIRPORT CENTER DRIVE SUITE 1800 GREENSBORO, NC 27409 | HARTFORD LIFE AND ACCIDENT | $56 | $0 | $56 | 0.02% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $14K | $4K | $18K | 19.55% |
| ROBERT D AHEARN3 Filed as: ROBERT D. AHEARN | 13646 MORINGSIDE DRIVE YUCAIPA, CA 92399 | AFLAC | $8K | $715 | $8K | 18.79% |
| MARIAN E LENCIONI3 Filed as: MARIAN E. LENCIONI | 3400 INLAND EMPIRE BOULEVARD SUITE 101 ONTARIO, CA 91764 | AFLAC | $1K | $24 | $1K | 2.70% |
| LISA WILLIAMS3 | 12206 CLYDESDALE DRIVE RANCHO CUCAMONGA, CA 91739 | AFLAC | $459 | $0 | $459 | 1.04% |
| MJ INSURANCE3 Filed as: DAVID REESOR AND VARIOUS AGENTS | 1615 WILSON AVENUE UPLAND, CA 91784 | AFLAC | $325 | $0 | $325 | 0.73% |
| JOSEPH HOFFMAN3 | 29110 TEMBUSO LAKE ELSINORE, CA 92530 | AFLAC | $120 | $0 | $120 | 0.27% |
| BELEN LAMADRID3 | 15345 FARMINGTON STREET HESPERIA, CA 92345 | AFLAC | $110 | $0 | $110 | 0.25% |
| LIVERMORE & ASSOCIATES INC3 | 9570 CENTER AVENUE RANCHO CUCAMONGA, CA 91730 | AFLAC | $97 | $0 | $97 | 0.22% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | PO BOX 2940 TACOMA, WA 98401 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $2K | $0 | $2K | 10.12% |
| CODY DELCAMBRE AND OTHER AGENTS3 | 101 SENIOR STREET LAFAYETTE, LA 70503 | AFLAC | $401 | $14 | $415 | 3.12% |
| JOHN R CAMBRE3 Filed as: JOHN R. CRAMBE | PO BOX 62 OSCAR, LA 70762 | AFLAC | $362 | $3 | $365 | 2.75% |
| KEITH WILLIAM BELLE3 | 302 LA RUE FRANCE, SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $202 | $3 | $205 | 1.54% |
| ADAM P. LABORDE3 | 113 FLAGG PLACE, SUITE 6D LAFAYETTE, LA 70508 | AFLAC | $200 | $0 | $200 | 1.50% |
| THIERRY INS AGENCY LLC3 | 8202 HIGHWAY 182 OPELOUSAS, LA 70570 | AFLAC | $177 | $0 | $177 | 1.33% |
| CHRISTOPHER GERALD HEBERT3 | 322 WEST FARRELL ROAD LAFAYETTE, LA 70508 | AFLAC | $171 | $0 | $171 | 1.29% |
| TYLER BREAUD3 | 102 BRENTWOOD BOULEVARD APARTMENT B LAFAYETTE, LA 70503 | AFLAC | $152 | $0 | $152 | 1.14% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY, LLC | 1202 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | STARMOUNT LIFE INSURANCE COMPANY | $394 | $0 | $394 | 7.73% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 542 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 542 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | HUMANA MEDICAL PLAN, INC. | 154 | $2.4M |
| Dental(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 205 | $117K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 198 | $5K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 418 | $261K |
| Short-term disability(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 418 | $318K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 418 | $261K |
| Prescription drug(4 contracts, 4 carriers) | HUMANA MEDICAL PLAN, INC. | 154 | $2.4M |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 418 | $318K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 418 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.