| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVENUE RALEIGH, NC 27612 | AETNA LIFE INSURANCE COMPANY | $0 | $37K | $37K | 1.87% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 12485 28TH STREET N, 2ND FLOOR SAINT PETERSBURG, FL 33716 | KAISER FOUNDATION HEALTH PLAN INC | $15K | $0 | $15K | 3.32% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | HARTFORD LIFE AND ACCIDENT | $13K | $4K | $17K | 8.17% |
| PROPEL INSURANCE AGENCY LLC3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | HARTFORD LIFE AND ACCIDENT | $9K | $0 | $9K | 4.26% |
| MCGRIFF INSURANCE SERVICES INC3 | 333 SOUTH GARLAND AVENUE, SUITE 160 ORLANDO, FL 32801 | HARTFORD LIFE AND ACCIDENT | $5K | $0 | $5K | 2.19% |
| MCGRIFF INSURANCE SERVICES INC3 | UNKNOWN CLEARWATER, FL 33763 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $7K | $4K | $11K | 6.54% |
| PROPEL INSURANCE AGENCY LLC3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $653 | $0 | $653 | 0.39% |
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $12K | $0 | $12K | 8.15% |
| MCGRIFF INSURANCE SERVICES INC3 | 1 INDEPENDENCE PLAZA, SUITE 800 BIRMINGHAM, AL 35209 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $10K | $0 | $10K | 6.85% |
| ROBERT D AHEARN3 Filed as: ROBERT D. AHEARN | 13646 MORNINGSIDE DRIVE YUCAIPA, CA 92399 | AFLAC | $5K | $1K | $6K | 16.50% |
| MARIAN E LENCIONI3 Filed as: MARIAN E. LENCIONI | 3400 INLAND EMPIRE BOULEVARD SUITE 101 ONTARIO, CA 91764 | AFLAC | $817 | $95 | $912 | 2.49% |
| LIVERMORE & ASSOCIATES INC3 Filed as: LIVERMORE & ASSOC AND OTHER AGENTS | 9570 CENTER AVENUE RANCHO CUCAMONGA, CA 91730 | AFLAC | $367 | $0 | $367 | 1.00% |
| THOMAS D. SEATON3 | 18204 CALBRAI DRIVE RIVERSIDE, CA 92508 | AFLAC | $224 | $0 | $224 | 0.61% |
| DAVID J REESOR3 Filed as: DAVID J. REESOR | 1615 WILSON AVENUE UPLAND, CA 91784 | AFLAC | $143 | $0 | $143 | 0.39% |
| JOSEPH HOFFMAN3 | 29110 TEMBUSO LAKE ELSINORE, CA 92530 | AFLAC | $120 | $0 | $120 | 0.33% |
| BELEN LAMADRID3 | 14143 PLUMAS COURT FONTANA, CA 92336 | AFLAC | $110 | $0 | $110 | 0.30% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $2K | $351 | $3K | 10.04% |
| PROPEL INSURANCE AGENCY LLC3 | PO BOX 2940 TACOMA, WA 98401 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $351 | $0 | $351 | 1.34% |
| MCGRIFF INSURANCE SERVICES INC3 | 3605 GLENWOOD AVENUE, SUITE 201 RALEIGH, NC 27612 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | -$234 | $0 | -$234 | -0.90% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | STARMOUNT LIFE INSURANCE COMPANY | $2K | $0 | $2K | 7.09% |
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | STARMOUNT LIFE INSURANCE COMPANY | $693 | $0 | $693 | 2.91% |
| JOHN R CAMBRE3 Filed as: JOHN R. CAMBRE | 101 SARA DEE PARKWAY LAFAYETTE, LA 70508 | AFLAC | $657 | $29 | $686 | 4.15% |
| MJ INSURANCE3 Filed as: BLAKE ADAMS AND VARIOUS AGENTS | 200 CREEKWOOD DRIVE LAFAYETTE, LA 70503 | AFLAC | $423 | $0 | $423 | 2.56% |
| CHAD A BROUSSARD3 Filed as: CHAD A. BROUSSARD | 2607 PHYLLIS DRIVE NEW IVERIA, LA 70560 | AFLAC | $256 | $23 | $279 | 1.69% |
| KEITH WILLIAM BELLE3 | 302 LARUE FRANCE, SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $259 | $11 | $270 | 1.63% |
| ADAM P. LABORDE3 | 113 FLAGG PLACE, SUITE 6D LAFAYETTE, LA 70508 | AFLAC | $215 | $0 | $215 | 1.30% |
| CHRISTOPHER GERALD HEBERT3 | 322 WEST FARREL ROAD LAFAYETTE, LA 70508 | AFLAC | $205 | $0 | $205 | 1.24% |
| THIERRY INS AGENCY LLC3 | 8202 HIGHWAY 182 OPELOUSAS, LA 70570 | AFLAC | $177 | $0 | $177 | 1.07% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 804 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 804 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 351 | $3.1M |
| Dental(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 300 | $168K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 253 | $24K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 625 | $208K |
| Short-term disability(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 625 | $261K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 625 | $208K |
| Prescription drug(4 contracts, 4 carriers) | AETNA LIFE INSURANCE COMPANY | 351 | $3.1M |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 625 | $261K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 625 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.