| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | HUMANA MEDICAL PLAN, INC. | $52K | $0 | $52K | 3.77% |
| PROPEL INSURANCE AGENCY LLC3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | HARTFORD LIFE AND ACCIDENT | $20K | $0 | $20K | 12.70% |
| WATCHTOWER BENEFITS, LLC3 Filed as: WATCHTOWER BENEFITS LLC | 227 WEST MONROE STREET, SUITE 5200 CHICAGO, IL 60606 | HARTFORD LIFE AND ACCIDENT | $0 | $7K | $7K | 4.32% |
| PROPEL INSURANCE AGENCY LLC3 | PO BOX 2940 TACOMA, TN 98401 | HARTFORD LIFE AND ACCIDENT | $0 | $601 | $601 | 0.38% |
| PROPEL INSURANCE AGENCY LLC3 | 151 MAJOR REYNOLDS PLACE, SUITE 210 KNOXVILLE, TN 37919 | BLUE CROSS BLUE SHIELD OF LOUISIANA | $9K | $0 | $9K | 5.73% |
| PROPEL INSURANCE AGENCY LLC3 | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $11K | $0 | $11K | 15.00% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | UNKNOWN CLEARWATER, FL 33763 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $3K | $3K | 4.58% |
| ROBERT D AHEARN3 Filed as: ROBERT AHEARN | 13646 MORNINGSIDE DRIVE YUCAIPA, CA 92399 | AFLAC | $2K | $0 | $2K | 9.26% |
| MARIAN E LENCIONI3 Filed as: MARIAN LENCIONI | 3400 INLAND EMPIRE BOULEVARD SUITE 101 ONTARIO, CA 91764 | AFLAC | $326 | $0 | $326 | 1.41% |
| MJ INSURANCE3 Filed as: SHANE DAVISON AND VARIOUS AGENTS | 3013 LARGE HOP LANE ANTIOCH, TN 37013 | AFLAC | $244 | $0 | $244 | 1.05% |
| JOSEPH HOFFMAN3 | 29110 TEMBUSO LAKE ELSINORE, CA 92530 | AFLAC | $120 | $0 | $120 | 0.52% |
| BELEN LAMADRID3 | 15345 FARMINGTON STREET HESPERIA, CA 92345 | AFLAC | $110 | $0 | $110 | 0.47% |
| DAVID SMITH3 | 2001 EAST FINANCIAL WAY, SUITE 102 GLENDORA, CA 91741 | AFLAC | $108 | $0 | $108 | 0.47% |
| LIVERMORE & ASSOCIATES INC3 | 9570 CENTER AVENUE RANCHO CUCAMONGA, CA 91730 | AFLAC | $95 | $0 | $95 | 0.41% |
| TYLER BREAUD3 | 102 BRENTWOOD BOULEVARD APARTMENT B LAFAYETTE, LA 70503 | AFLAC | $2K | $6 | $2K | 14.12% |
| CHAD A BROUSSARD3 Filed as: CHAD BROUSSARD | 2607 PHYLLIS DRIVE NEW IBERIA, LA 70560 | AFLAC | $528 | $0 | $528 | 3.30% |
| KEITH WILLIAM BELLE3 Filed as: KEITH BELLE | 302 LA RUE FRANCE, SUITE 100 LAFAYETTE, LA 70508 | AFLAC | $476 | $2 | $478 | 2.99% |
| JOHN R CAMBRE3 Filed as: JOHN CAMBRE | 10093 ISLAND ROAD VENTRESS, LA 70783 | AFLAC | $309 | $3 | $312 | 1.95% |
| CHRISTOPHER GERALD HEBERT3 Filed as: CHRISTOPHER HEBERT AND OTHER AGENTS | 322 WEST FARRELL ROAD LAFAYETTE, LA 70508 | AFLAC | $274 | $0 | $274 | 1.71% |
| ADAM P. LABORDE3 Filed as: ADAM LABORDE | 113 FLAGG PLACE, SUITE 6D LAFAYETTE, LA 70508 | AFLAC | $167 | $0 | $167 | 1.04% |
| THIERRY INS AGENCY LLC3 Filed as: THIERRY INS AGENCY INC | 8202 HIGHWAY 182 OPELOUSAS, LA 70570 | AFLAC | $145 | $0 | $145 | 0.91% |
| PROPEL INSURANCE AGENCY LLC3 | PO BOX 2940 TACOMA, WA 98401 | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | $2K | $48 | $2K | 10.59% |
| PROPEL INSURANCE AGENCY LLC3 Filed as: PROPEL INSURANCE AGENCY | 1201 PACIFIC AVENUE, SUITE 1000 TACOMA, WA 98402 | STARMOUNT LIFE INSURANCE COMPANY | $2K | $0 | $2K | 11.88% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 585 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 585 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | HUMANA MEDICAL PLAN, INC. | 200 | $1.8M |
| Dental(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 236 | $88K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 223 | $13K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 489 | $156K |
| Short-term disability(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 489 | $195K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 489 | $156K |
| Prescription drug(3 contracts, 3 carriers) | HUMANA MEDICAL PLAN, INC. | 200 | $1.8M |
| Other(3 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 489 | $195K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 489 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.