See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ROCKY MOUNTAIN HOSPITAL & MEDICAL EIN 84-0747736 NONE | Claims processing; Other services; Contract Administrator; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $1.8M |
| 2MH LLC EIN 27-3683791 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $203K |
| EXPRESS SCRIPTS, INC. EIN 43-1420563 NONE | Direct payment from the plan; Insurance services Service code 23 | — | $69K |
| MOUNTAIN WEST INSURANCE & FINANCIAL EIN 47-2532916 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $68K |
| NEEDLES & ASSOCIATES, LLC EIN 51-0435869 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $58K |
| SPENCER FANE LLP EIN 44-0561981 NONE | Legal; Direct payment from the plan Service code 29 | — | $53K |
| MICHAEL SAILOR INSURANCE INC EIN 84-1373942 NONE | Insurance brokerage commissions and fees Service code 53 | — | $25K |
| DIGITAL INSURANCE LLC EIN 58-2522668 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $23K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,423 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,423 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF COLORADO | 1,828 | $530K |
| Vision | VISION CARE | 875 | $93K |
| Life insurance | UNITED HEALTHCARE INSURANCE COMPANY | 3,416 | $84K |
| Stop-loss / reinsurancereinsurance | OPTUM HEALTH | 2,423 | $2.1M |
| Other | UNITED HEALTHCARE INSURANCE COMPANY | 3,416 | $84K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,416 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported. Worth a call.
Multiple-employer welfare arrangement. It has its own regulatory and compliance rules.