| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALPHA PROPERTY & CASUALTY INC3 Filed as: ALPHA PROPERTY & CASUALTY | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE | $45K | — | $45K | 11.47% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 300 INDEPENDENCE, OH 44131 | LINCOLN NATIONAL LIFE | — | $8K | $8K | 2.00% |
| ANCORA INS SOLUTIONS LLC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE | $4K | — | $4K | 1.03% |
| ALPHA PROPERTY & CASUALTY INC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE (DENTAL) | $13K | — | $13K | 4.60% |
| ANCORA INS SOLUTIONS LLC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE (DENTAL) | $1K | — | $1K | 0.40% |
| BENEFIT EDUCATORS LLC3 | 2516 WAUKEGAN RD. STE 357 GLENVIEW, IL 60025 | MADISON NATIONAL LIFE | $88K | — | $88K | 33.27% |
| ALPHA PROPERTY & CASUALTY INC3 Filed as: ALPHA PROPERTY & CASUALTY, INC. | 31011 VIKING PKWY #1 WESTLAKE, OH 44145 | MADISON NATIONAL LIFE | $38K | — | $38K | 14.24% |
| NEXTGEN BENEFIT ADVISOR, LLC3 Filed as: NEXTGEN BENEFIT ADVISORS, LLC | 710 6TH ST. PHILADELPHIA, PA 19147 | MADISON NATIONAL LIFE | $15K | — | $15K | 5.69% |
| ANCORA INS SOLUTIONS LLC3 | 31011 VIKING PKWY #1 WESTLAKE, OH 44145 | MADISON NATIONAL LIFE | $10K | — | $10K | 3.68% |
| GWH CONSULTING, LLC3 Filed as: GWH CONSULTING LLC | 5012 BLACKJACK DR. FRANKLIN, TN 37067 | MADISON NATIONAL LIFE | $6K | — | $6K | 2.27% |
| BAFFIN BAY MARKETING GROUP, LLC3 | PO BOX 161690 AUSTIN, TX 78716 | MADISON NATIONAL LIFE | $4K | — | $4K | 1.36% |
| ALPHA PROPERTY & CASUALTY INC3 Filed as: ALPHA PROPERTY & CASUALTY INC. | 31011 VIKING PARKWAY STE 1 WESTLAKE, OH 44145 | REIANCE STANDARD LIFE INSURANCE CO | $21K | — | $21K | 12.31% |
| ALPHA PROPERTY & CASUALTY INC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE (ACCIDENT) | $18K | — | $18K | 11.98% |
| ANCORA INS SOLUTIONS LLC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE (ACCIDENT) | $3K | — | $3K | 2.23% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD. STE 300 INDEPENDENCE, OH 44131 | LINCOLN NATIONAL LIFE (ACCIDENT) | — | $3K | $3K | 2.14% |
| ALPHA PROPERTY & CASUALTY INC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE | $10K | — | $10K | 9.23% |
| ANCORA INS SOLUTIONS LLC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE | $869 | — | $869 | 0.77% |
| ALPHA PROPERTY & CASUALTY INC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE | $15K | — | $15K | 13.47% |
| ANCORA INS SOLUTIONS LLC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE | $3K | — | $3K | 2.84% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 300 INDEPENDENCE, OH 44131 | LINCOLN NATIONAL LIFE | — | $2K | $2K | 2.12% |
| ALPHA PROPERTY & CASUALTY INC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE | $6K | — | $6K | 13.75% |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 300 INDEPENDENCE, OH 44131 | LINCOLN NATIONAL LIFE | — | $945 | $945 | 2.00% |
| ANCORA INS SOLUTIONS LLC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE | $591 | — | $591 | 1.25% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVE S ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $564 | — | $564 | 5.85% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD ST ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $540 | — | $540 | 6.67% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $94 | — | $94 | 1.16% |
| PAUL A REEVES3 | PO BOX 1041 MAN, WV 25635 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $1 | — | $1 | 0.01% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVE S ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $419 | — | $419 | 5.31% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $186 | — | $186 | 2.36% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVES ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $405 | — | $405 | 5.33% |
| HOWARD MESZAROS3 | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $17 | — | $17 | 0.22% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF OHIO LLC | 3900 KINROSS LAKES PDWY RICHFIELD, OH 44286 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $637 | — | $637 | 8.91% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVE S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $406 | — | $406 | 5.68% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E. MAIN STREET COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $169 | — | $169 | 2.36% |
| HOWARD B MESZAROS3 Filed as: HOWARD MEZAROS | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $28 | — | $28 | 0.39% |
| DIANA GILLESPIE3 | 353 EXCEL LANE MOGADORE, OH 44260 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $17 | — | $17 | 0.24% |
| DIANA RAUCH3 | 3963 ROCHFORT BRIDGE DR. COLUMBUS, OH 43221 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $7 | — | $7 | 0.10% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 29 WOOD AVE S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $508 | — | $508 | 8.45% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVE S ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $257 | — | $257 | 4.68% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $137 | — | $137 | 2.49% |
| DIANA RAUCH3 | 3693 ROCHFORT BRIDGE DR COLUMBUS, OH 43221 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $14 | — | $14 | 0.25% |
| HOWARD MESZAROS3 | 8680 COLVIN DRIVE COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $7 | — | $7 | 0.13% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVE S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $259 | — | $259 | 4.95% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $96 | — | $96 | 1.83% |
| HOWARD MESZAROS3 | 8680 COLVIN DR. PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $21 | — | $21 | 0.40% |
| PAUL A REEVES3 | PO BOX 1041 MAN, WV 25635 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $6 | — | $6 | 0.11% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD ST. S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $206 | — | $206 | 4.49% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST. COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $84 | — | $84 | 1.83% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLS TOWERS WATSON NORTHEAST OH | 200 LIBERTY STREET NEW YORK, NY 10281 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $24 | — | $24 | 0.52% |
| PAUL STANLEY JR3 | 5264 INTERNATIONAL BLVD. NORTH CHARLESTON, SC 29418 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $22 | — | $22 | 0.48% |
| CHRISTINE L COURTNEY3 | 24392 OAKWOOD PARK RD ST. MICHAELS, MD 21663 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $5 | — | $5 | 0.11% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEMS INC, | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $3 | — | $3 | 0.07% |
| DIANA RAUCH3 | 3693 ROCHFORT BRIDGE DR. COLUMBUS, OH 43221 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $2 | — | $2 | 0.04% |
| HOWARD MESZAROS3 | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $1 | — | $1 | 0.02% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVE S ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $251 | — | $251 | 6.47% |
| MARSH & MCLENNAN AGENCY LLC Filed as: DANIEL ROBINS CFP | — | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | — | — | $0 | 0.00% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD ST S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $190 | — | $190 | 5.04% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $82 | — | $82 | 2.18% |
| HOWARD MESZAROS3 | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $3 | — | $3 | 0.08% |
| PAUL A REEVES3 | PO BOX 1041 MAN, WV 25635 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $2 | — | $2 | 0.05% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 29 WOOD AVE S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $301 | — | $301 | 8.57% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVE S ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $191 | — | $191 | 5.51% |
| MARSH & MCLENNAN AGENCY LLC Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $77 | — | $77 | 2.22% |
| DIANA RAUCH3 | 3693 ROCHORT BRIDGE DR COLUMBUS, OH 43221 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $19 | — | $19 | 0.55% |
| HOWARD MESZAROS3 | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $16 | — | $16 | 0.46% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVE S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $125 | — | $125 | 4.80% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $48 | — | $48 | 1.84% |
| HOWARD B MESZAROS3 Filed as: HOWARD MEZAROS | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $29 | — | $29 | 1.11% |
| DIANA GILLESPIE3 | 353 EXCEL LANE MOGADORE, OH 44260 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $5 | — | $5 | 0.19% |
| THE BUREN INSURANCE GROUP INC.3 | 1101 SUGARBRUSH DR ASHLAND, OH 44805 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $4 | — | $4 | 0.15% |
| DANEEN MARIE PURPURA3 | 4228 ROYALWOOD ROAD N ROYALTON, OH 44133 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $3 | — | $3 | 0.12% |
| CENTRAL OHIO GROUP INSURANCE AGENCY3 | PO BOX 348 ASHLAND, OH 44805 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $1 | — | $1 | 0.04% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD ST S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $88 | — | $88 | 3.98% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST. COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $41 | — | $41 | 1.85% |
| HOWARD MESZAROS3 | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $5 | — | $5 | 0.23% |
| PAUL A REEVES3 | PO BOX 1041 MAN, WV 25635 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $2 | — | $2 | 0.09% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVE S ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $127 | — | $127 | 5.84% |
| USI INSURANCE SERVICES LLC3 | 312 ELM STREET CINCINNATI, OH 45202 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $54 | — | $54 | 2.49% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $27 | — | $27 | 1.24% |
| HOWARD MESZAROS3 | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $9 | — | $9 | 0.41% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 29 WOOD AVE S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $205 | — | $205 | 9.51% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 29 WOOD AVE S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $118 | — | $118 | 6.55% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 29 WOOD AVE S ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $122 | — | $122 | 7.50% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLS TOWERS WATSON NORTHEAST INC | 200 LIBERTY STREET NEW YORK, NY 10281 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $19 | — | $19 | 1.22% |
| PAUL STANLEY JR3 | 5264 INTERNATIONAL BLVD NORTH CHARLESTON, SC 29418 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $17 | — | $17 | 1.09% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 5880 VENTURE DR DUBLIN, OH 43017 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $9 | — | $9 | 0.58% |
| CHRISTINE L COURTNEY3 | 24392 OAKWOOD PARD RD ST. MICHAELS, MD 21663 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $4 | — | $4 | 0.26% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST. COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $3 | — | $3 | 0.19% |
| ADVANCED BENEFIT SYSTEM INC3 Filed as: ADVANCED BENEFIT SYSTEM INC. | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $3 | — | $3 | 0.19% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD AVE S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $73 | — | $73 | 5.22% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST. COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $29 | — | $29 | 2.07% |
| HOWARD MESZAROS3 | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $8 | — | $8 | 0.57% |
| INTEGRATED EMPLOYEE BENEFIT SOLUTIO3 | 99 WOOD ST S. ISELIN, NJ 08830 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $66 | — | $66 | 4.88% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL ROBINS CFP | 2404 E MAIN ST COLUMBUS, OH 43209 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $28 | — | $28 | 2.07% |
| HOWARD MESZAROS3 | 8680 COLVIN DRIVE PLAIN CITY, OH 43064 | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | $5 | — | $5 | 0.37% |
| ALPHA PROPERTY & CASUALTY INC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44145 | LINCOLN NATIONAL LIFE | $17K | — | $17K | — |
| ENROLLEASE3 Filed as: ONEDIGITAL EXPRESSLINK LLC | 4200 ROCKSIDE RD STE 300 INDEPENDENCE, OH 44131 | LINCOLN NATIONAL LIFE | — | $3K | $3K | — |
| ANCORA INS SOLUTIONS LLC3 | 31011 VIKING PKWY STE 1 WESTLAKE, OH 44131 | LINCOLN NATIONAL LIFE | $2K | — | $2K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INGENIO RX, INC. EIN 82-3062245 | Claims processing; Contract Administrator; Float revenue; Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $497K |
| COMMUNITY INSURANCE CO. EIN 31-1440175 | Insurance agents and brokers; Float revenue; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Claims processing; Insurance brokerage commissions and fees; Other commissions Service code 12 | — | $321K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,055 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,058 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | LINCOLN NATIONAL LIFE (DENTAL) | 887 | $277K |
| Vision | LINCOLN NATIONAL LIFE | 835 | $114K |
| Life insurance(20 contracts, 3 carriers) | MADISON NATIONAL LIFE | 1,951 | $384K |
| Short-term disability(23 contracts, 2 carriers) | LINCOLN NATIONAL LIFE | 386 | $488K |
| Long-term disability(23 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE CO. | 189 | $93K |
| Stop-loss / reinsurancereinsurance | COMMUNITY INSURANCE COMPANY | 1,294 | $1.6M |
| Other(7 contracts, 3 carriers) | LINCOLN NATIONAL LIFE (ACCIDENT) | 1,951 | $328K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,951 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.