Insurance carrier

MADISON NATIONAL LIFE INSURANCE COMPANY

Total premium: $6.3M
Filings: 88
Sponsors: 88
Covered lives: 21,828
Market share: 0.00%

health: 14vision: 1life: 49std: 42ltd: 22drug: 1

Funding-model mix

The strategic axis. Fully-insured carriers underwrite the risk; ASO/self-funded carriers admin only. MEWA = multi-employer welfare arrangement.

Fully insured466.7%
Mixed233.3%

Benefit-line mix

Contract counts by benefit type. Monoline carriers concentrate in one wedge; full-suite carriers spread across many.

Life4938.0%
Short-term disability4232.6%
Long-term disability2217.1%
Health1410.9%
Vision10.8%
Prescription drug10.8%

Top states · with penetration index

Plan count by state. Index > 1.0 means over-indexed vs the national share; the carrier dominates that state.

State	Plans	Premium	State share	Index
PA	3	$197K	0.1%	11.99x
VT	1	$119K	0.4%	78.28x
OH	1	$95K	0.0%	1.29x
IL	1	$252K	0.0%	4.75x

Top industries by premium

NAICS-2 sectors where this carrier writes the most welfare premium.

Sponsor-size mix

Plan count by total participants. Mid-market sales motion vs jumbo enterprise looks completely different.

Prospect-flag exposure · vs market baseline

Share of MADISON NATIONAL LIFE INSURANCE COMPANY's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-6 of 6 sponsors where MADISON NATIONAL LIFE INSURANCE COMPANY is the primary carrier (latest filing per plan)

Sponsor	Loc	Premium	Covered	Funding	Broker
ANTHONY MARANO COMPANY MINIMUM ESSENTIAL COVERAGE (MEC) PLAN	IL	$252K	551	mixed	ACRISSURE INSURANCE
VALLEY FORGE FLAG COMPANY LLC VALLEY FORGE FLAG COMPANY, LLC GROUP INSURANCE PLAN	PA	$136K	269	fully insured	ROBERT MCELVEEN II
ST. JOHNSBURY ACADEMY ST. JOHNSBURY ACADEMY LIFE PLAN	VT	$119K	211	fully insured	NATIONAL INSURANCE SVCS OF WI
HBK PROFESSIONAL LLC HBK PROFESSIONAL LLC GROUP LIFE ACCIDENTAL DEATH & DISMEMBERMENT	OH	$95K	671	fully insured	DJB GROUP/HIGHSTREET
THE GUIDANCE CENTER THE GUIDANCE CENTER GROUP INSURANCE PLAN	PA	$34K	143	fully insured	HIGHSTREET INSURANCE SERVICES
ATLANTIC CONCRETE PRODUCTS, INC. ATLANTIC CONCRETE PRODUCTS, INC. EMPLOYEE BENEFIT PLAN	PA	$28K	25	mixed	BROWN & BROWN OF PA

State

Plans

Premium

State share

Index

$197K

0.1%

11.99x

$119K

0.4%

78.28x

$95K

0.0%

1.29x

$252K

0.0%

4.75x

Sponsor

Loc

Premium

Covered

Funding

Broker

ANTHONY MARANO COMPANY

MINIMUM ESSENTIAL COVERAGE (MEC) PLAN

$252K

551

mixed

ACRISSURE INSURANCE

VALLEY FORGE FLAG COMPANY LLC

VALLEY FORGE FLAG COMPANY, LLC GROUP INSURANCE PLAN

$136K

269

fully insured

ROBERT MCELVEEN II

ST. JOHNSBURY ACADEMY

ST. JOHNSBURY ACADEMY LIFE PLAN

$119K

211

fully insured

NATIONAL INSURANCE SVCS OF WI

HBK PROFESSIONAL LLC

HBK PROFESSIONAL LLC GROUP LIFE ACCIDENTAL DEATH & DISMEMBERMENT

$95K

671

fully insured

DJB GROUP/HIGHSTREET

THE GUIDANCE CENTER

THE GUIDANCE CENTER GROUP INSURANCE PLAN

$34K

143

fully insured

HIGHSTREET INSURANCE SERVICES

ATLANTIC CONCRETE PRODUCTS, INC.

ATLANTIC CONCRETE PRODUCTS, INC. EMPLOYEE BENEFIT PLAN

$28K

mixed

BROWN & BROWN OF PA