| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PARKWAY SUITE 2750 ATLANTA, GA 30328 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $218K | — | $218K | 5.51% |
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $60K | $10K | $70K | 8.16% |
| BENEFIT ADVISORS SERVICES3 | 1120 SANCTUARY PKWAY STE 375 ALPHARETTA, GA 30009 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 0.35% |
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $87K | $4K | $91K | 16.78% |
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | $414 | $3K | 7.97% |
| JOHN SNELLINGS INSURANCE AGENCY INC3 Filed as: JOHN A HEARN | 6 CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $10 | $1 | $11 | 7.91% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,104 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 383 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 9,487 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 2 carriers) | VANTAGE HEALTH PLAN, INC. | 1,709 | $15.4M |
| Vision | VISION SERVICE PLAN | 6,123 | $898K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 10,485 | $4.0M |
| Short-term disability(2 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 103 | $43K |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 4,481 | $1.4M |
| Other(2 contracts, 2 carriers) | MAGELLAN BEHAVIORAL HEALTH | 9,707 | $192K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,485 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.