| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PARKWAY SUITE 2750 ATLANTA, GA 30328 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $334K | — | $334K | 5.49% |
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $108K | — | $108K | 7.00% |
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $89K | — | $89K | 14.95% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BARBENDER AGCY INC | 3931 S DIXIE DRIVE DAYTON, OH 45439 | COMMUNITY INSURANCE COMPANY | $13K | $738 | $14K | 2.90% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BARBENDER AGCY INC | 3445 SOUTH DIXIE DRIVE DAYTON, OH 45439 | COMMUNITY INSURANCE COMPANY | $3K | $945 | $4K | 0.94% |
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | — | $4K | 14.35% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER AGENCY | 3931 S DIXIE DR DAYTON, OH 45439 | UNION SECURITY INSURANCE COMPANY | $4K | $437 | $5K | 22.10% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER AGCY INC | 3931 SOUTH DIXIE DR DAYTON, OH 454392313 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $323 | $2K | 18.21% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER AGCY INC | 3931 SOUTH DIXIE DR DAYTON, OH 454392313 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $619 | $156 | $775 | 18.77% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER AGCY INC | 3931 SOUTH DIXIE DR DAYTON, OH 454392313 | EYEMED VISION CARE | $551 | — | $551 | 13.95% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MCGOHAN BRABENDER AGCY INC | 3931 SOUTH DIXIE DR DAYTON, OH 454392313 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $439 | $97 | $536 | 18.32% |
| JOHN SNELLINGS INSURANCE AGENCY INC3 Filed as: JOHN A HEARN | 6 CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $4 | — | $4 | 7.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,439 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 743 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,182 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(7 contracts, 2 carriers) | VANTAGE HEALTH PLAN, INC. | 1,536 | $15.5M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 8,800 | $1.3M |
| Life insurance(3 contracts, 3 carriers) | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 14,569 | $6.1M |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 43 | $10K |
| Long-term disability(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 8,874 | $2.1M |
| Other(6 contracts, 6 carriers) | MAGELLAN HEALTHCARE | 14,192 | $426K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 14,569 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.