| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BEN EXCH. TBX BENEFIT PARTNERS3 | SIX CONCOURSE PARKWAY SUITE 2750 ATLANTA, GA 30328 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $481K | — | $481K | 6.00% |
| LOVELL INSURANCE GROUP, LLC3 | — | BLUE CROSS & BLUE SHIELD OF KANSAS CITY | $184K | — | $184K | 6.35% |
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $180K | — | $180K | 7.00% |
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $116K | — | $116K | 15.00% |
| LOVELL INSURANCE GROUP, LLC3 Filed as: LOVELL SAGEBRUSH INS. GROUP INC. | 350 SW LONGVIEW BLVD LEES SUMMIT, MO 64081 | SUN LIFE ASSURANCE COMPANY OF CANADA | $8K | — | $8K | 3.32% |
| LOVELL INSURANCE GROUP, LLC3 Filed as: LOVELL SAGEBRUSH INS. GROUP INC. | 350 SW LONGVIEW BLVD LEES SUMMIT, MO 64081 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 4.18% |
| TBX BENEFIT PARTNERS3 | SIX CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 6.44% |
| JOHN SNELLINGS INSURANCE AGENCY INC3 Filed as: JOHN A HEARN | 6 CONCOURSE PKWY STE 2750 ATLANTA, GA 30328 | CIGNA LIFE INSURANCE CO. OF NEW YORK | $34 | — | $34 | 2.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,743 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 757 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,500 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts) | VANTAGE HEALTH PLAN, INC. | 1,482 | $14.0M |
| Dental | SUN LIFE ASSURANCE COMPANY OF CANADA | 352 | $75K |
| Vision | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 24,188 | $1.6M |
| Life insurance(2 contracts, 2 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 15,358 | $8.3M |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 137 | $229K |
| Long-term disability(3 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 26,137 | $3.6M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 24,188 | $1.6M |
| Other(5 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 15,378 | $320K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 26,137 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.