Welfare broker

BENEFIT ADVISORS SERVICES

Mailing address (most recent filing)

GROUP, LLC

PO BOX 675236

DETROIT, MI 482675236

Total comp: $6.0M
Commissions: $5.2M
Fees: $750K
Filings: 21
Sponsors: 21

Carrier mix

Where BENEFIT ADVISORS SERVICES places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HCC LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HCC LIFE INSURANCE COMPANY	1	$4.6M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$4.6M	0.0%	25.27x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT ADVISORS SERVICES's plans by broker comp / premium ratio. Median 7.57% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of BENEFIT ADVISORS SERVICES's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where BENEFIT ADVISORS SERVICES is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
SEAWORLD PARKS & ENTERTAINMENT SEAWORLD PARKS & ENTERTAINMENT GROUP BENEFITS PLAN	FL	$4.6M	$349K	HCC LIFE INSURANCE COMPANY