| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE INC. | 26 CENTURY BLVD. C/O JP MORGAN CHASE NASHVILLE, TN 372143685 | METROPOLITAN LIFE INSURANCE COMPANY | — | $69K | $69K | 1.64% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC. | PO BOX 13784 NEWARK, NJ 071883784 | METROPOLITAN LIFE INSURANCE COMPANY | — | $34 | $34 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INURANCE SERVI | 525 MARKET ST. STE 3400 SAN FRANCISCO, CA 94105 | SUN LIFE ASSURANCE COMPANY OF CANADA | $119K | — | $119K | 5.76% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC. | PO BOX 13784 NEWARK, NJ 071883784 | METROPOLITAN LIFE INSURANCE COMPANY | $41K | $34 | $41K | 5.80% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR. STE 500 ATLANTA, GA 303285380 | METROPOLITAN LIFE INSURANCE COMPANY | $28K | $0 | $28K | 3.86% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE INC. | 26 CENTURY BLVD. C/O JP MORGAN CHASE NASHVILLE, TN 372143685 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $8K | $8K | 1.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | PO BOX 13784 NEWARK, NJ 07188 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $11K | — | $11K | 10.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE, INC. | 29982 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | — | $1K | $1K | 1.24% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS AND BLUE SHIELD CLAIMS ADMIN | Float revenue; Claims processing; Non-monetary compensation; Direct payment from the plan; Named fiduciary; Participant communication; Other services; Recordkeeping fees; Contract Administrator Service code 12 | 220 VIRGINA AVE. INDIANAPOLIS, IN 46204 | $6.0M |
| ASSURED PARTNERS GSA NATIONAL EIN 36-4829385 CONTRACT ADMIN | Recordkeeping fees; Other fees; Other services; Contract Administrator; Direct payment from the plan Service code 13 | — | $2.9M |
| ALIGHT/HODGES MACE, LLC ADMINISTRATIO N | Other fees; Direct payment from the plan; Claims processing; Contract Administrator; Other services Service code 12 | 5775 GLENRIDGE DR. BLDG E, STE 500 ATLANTA, GA 30328 | $620K |
| EXPRESS SCRIPTS CLAIMS ADMIN | Non-monetary compensation; Other services; Participant communication; Claims processing; Direct payment from the plan; Contract Administrator; Recordkeeping fees; Float revenue; Named fiduciary Service code 12 | 1 EXPRESS WAY SAINT LOUIS, MO 63121 | $442K |
| WILLIS TOWERS WATSON SOUTHEAST, INC EIN 62-1404453 BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers; Other commissions Service code 22 | — | $416K |
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 CONTRACT ADMINISTRATOR | Participant communication; Other services; Contract Administrator; Non-monetary compensation; Named fiduciary; Float revenue; Direct payment from the plan; Claims processing Service code 12 | — | $102K |
| APRIO LLP EIN 57-1157523 ACCOUNTANT | Accounting (including auditing) Service code 10 | — | $49K |
| BANK OF AMERICA BANK | Other fees Service code 99 | PO BOX 15019 WILMINGTON, DE 19886 | $48K |
| FLEXFACTS EIN 27-2036736 BENEFITS ADMI NISTRATION | Claims processing Service code 12 | — | $21K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,012 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,021 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 3,608 | $360K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 9,378 | $716K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,124 | $4.2M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,124 | $4.2M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 8,431 | $2.1M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 9,507 | $764K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,507 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.