| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE INC. | 26 CENTURY BLVD. C/O JP MORGAN CHASE NASHVILLE, TN 372143685 | METROPOLITAN LIFE INSURANCE COMPANY | — | $35K | $35K | 1.20% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC. | PO BOX 13784 NEWARK, NJ 071883784 | METROPOLITAN LIFE INSURANCE COMPANY | — | $28 | $28 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INURANCE SERVI | 525 MARKET ST. STE 3400 SAN FRANCISCO, CA 94105 | SUN LIFE ASSURANCE COMPANY OF CANADA | $111K | — | $111K | 5.42% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC. | PO BOX 13784 NEWARK, NJ 071883784 | METROPOLITAN LIFE INSURANCE COMPANY | $62K | $28 | $62K | 10.01% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR. STE 500 ATLANTA, GA 303285380 | METROPOLITAN LIFE INSURANCE COMPANY | $30K | — | $30K | 4.87% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE INC. | 26 CENTURY BLVD. C/O JP MORGAN CHASE NASHVILLE, TN 372143685 | METROPOLITAN LIFE INSURANCE COMPANY | — | $10K | $10K | 1.57% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS INC. | 225 WIRELESS BLVD. STE 200 HAUPPAUGE, NY 11788 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 0.30% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTEAST, INC. | PO BOX 13784 NEWARK, NJ 07188 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $14K | — | $14K | 11.55% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE, INC. | 29982 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | — | $1K | $1K | 1.07% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF VIRGINIA, INC. | 4951 LAKE BROOK DRIVE STE 300 GLEN ALLEN, VA 23060 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | — | $812 | $812 | 0.68% |
| AP BENEFIT ADVISORS, LLC3 | 200 INTERNATIONAL CIRCLE STE 4500 HUNT VALLEY, MD 21030 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $0 | $150 | $150 | 0.13% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | PO BOX 14946 GREENSBORO, NC 27415 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | — | $100 | $100 | 0.08% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS AND BLUE SHIELD CLAIMS ADMIN | Recordkeeping fees; Float revenue; Non-monetary compensation; Direct payment from the plan; Named fiduciary; Participant communication; Contract Administrator; Other services; Claims processing Service code 12 | 220 VIRGINA AVE. INDIANAPOLIS, IN 46204 | $6.9M |
| ASSURED PARTNERS GSA NATIONAL EIN 36-4829385 CONTRACT ADMIN | Recordkeeping fees; Other fees; Direct payment from the plan; Contract Administrator; Other services Service code 13 | — | $3.3M |
| HODGES MACE, LLC ADMINISTRATIO N | Other fees; Direct payment from the plan; Contract Administrator; Other services; Claims processing Service code 12 | 5775 GLENRIDGE DR. BLDG E, STE 500 ATLANTA, GA 30328 | $442K |
| EXPRESS SCRIPTS CLAIMS ADMIN | Contract Administrator; Direct payment from the plan; Claims processing; Other services; Recordkeeping fees; Participant communication; Named fiduciary; Non-monetary compensation; Float revenue Service code 12 | 1 EXPRESS WAY SAINT LOUIS, MO 63121 | $339K |
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 CONTRACT ADMINISTRATOR | Direct payment from the plan; Contract Administrator; Claims processing; Named fiduciary; Float revenue; Non-monetary compensation; Other services; Participant communication Service code 12 | — | $198K |
| FLEXFACTS EIN 27-2036736 BENEFITS ADMI NISTRATION | Claims processing Service code 12 | — | $170K |
| FRYE & COMPANY CPAS EIN 45-4199441 ACCOUNTING | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $57K |
| BANK OF AMERICA BANK | Other fees Service code 99 | PO BOX 15019 WILMINGTON, DE 19886 | $22K |
| DIVERSIFIED INSURANCE SERVICES FIDUCIARY COVERAGE | Other services Service code 49 | 307 INTERNATIONAL CIRCLE COCKEYSVILLE, MD 21030 | $6K |
| WILLIS TOWERS WATSON SOUTHEAST INC. | Insurance brokerage commissions and fees; Insurance agents and brokers; Other commissions Service code 22 | 265 BROOKVIEW CENTRE WAY STE 505 KNOXVILLE, TN 37919 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,128 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 12,134 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 4,049 | $368K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 11,655 | $618K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,796 | $2.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,796 | $2.9M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 19,082 | $2.0M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 10,873 | $857K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,082 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.