See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 10 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH & LIFE INSURANCE CO EIN 59-1031071 CLAIMS ADMINISTRATION | Non-monetary compensation; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Float revenue; Participant communication; Other services; Recordkeeping fees; Claims processing Service code 12 | 111 S CALVERT ST SUITE 1600 BALTIMORE, MD 21202 | $5.6M |
| ASSUREDPARTNERS GSA NATIONAL EIN 36-4829385 ADMIN SUPPORT SERVICES | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Recordkeeping fees; Other fees; Other services; Plan Administrator Service code 14 | 4114 LEGATO ROAD SUITE 400 FAIRFAX, VA 22033 | $2.2M |
| MATRIX ABSENCE MANAGEMENT, INC EIN 77-0493584 CLAIMS ADMINISTRATION | Direct payment from the plan; Contract Administrator; Participant communication; Claims processing; Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 9200 GROVETON CIR OWING MILLS, MD 21117 | $298K |
| FLEXFACTS EIN 27-2036736 BENEFITS ADMINISTRATION | Recordkeeping fees; Participant communication; Direct payment from the plan; Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 200 RIVER AVE LAKEWOOD, NJ 08701 | $223K |
| AMERICAN MAIL & INSERT EIN 20-1210989 PRINTING & REPRODUCTION | Participant communication; Other services; Other fees; Copying and duplicating; Direct payment from the plan Service code 36 | 7104 CROSSROADS BLVD SUITE 108 BRENTWOOD, TN 37027 | $5K |
| CERINI & ASSOCIATES, LLP EIN 11-3066459 CONSULTANT/ACTUARIAL | Consulting (general); Actuarial; Accounting (including auditing) Service code 10 | 3340 VETERANS MEMORIAL HWY BOHEMIA, NY 11716 | $0 |
| CIGNA HEALTH & LIFE INSURANCE CO 59 | Direct payment from the plan; Other services; Named fiduciary; Claims processing; Float revenue; Participant communication; Contract Administrator; Non-monetary compensation Service code 12 | — | $0 |
| CROWE HORWATH, LLP EIN 35-0921680 ACCOUNTING SERVICES | Consulting (general); Direct payment from the plan; Accounting (including auditing) Service code 10 | 1455 PENNSYLVANIA AVE NW WASHINGTON, DC 20004 | $0 |
| SCHWABE, WILLIAMSON & WYATT, PC EIN 93-1130272 LEGAL SERVICES | Legal; Direct payment from the plan Service code 29 | 1211 SW 5TH AVE STE 1900 PORTLAND, OR 97204 | $0 |
| WATKINS LIGHOGRAPHIC, INC EIN 43-1452539 PRINTING & REPRODUCTION | Other services; Direct payment from the plan; Other fees; Participant communication; Copying and duplicating Service code 36 | 133 W 10TH AVENUE NORTH KANSAS CITY, MO 64116 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,516 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,864 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 12,380 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 4,008 | $360K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 10,284 | $534K |
| Short-term disability | MATRIX ABSENCE MANAGEMENT, INC | 0 | $1.9M |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 5,123 | $347K |
| Stop-loss / reinsurancereinsurance(2 contracts) | CIGNA HEALTH & LIFE INSURANCE COMPANY | 5,815 | $2.1M |
| Other(6 contracts, 5 carriers) | MATRIX ABSENCE MANAGEMENT, INC | 10,284 | $4.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The primary broker changed. The plan may take a second-look pitch.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.