| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE INC. | 26 CENTURY BLVD. C/O JP MORGAN CHASE NASHVILLE, TN 372143685 | METROPOLITAN LIFE INSURANCE COMPANY | — | $69K | $69K | 1.77% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC. | PO BOX 13784 NEWARK, NJ 071883784 | METROPOLITAN LIFE INSURANCE COMPANY | — | $64 | $64 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON INURANCE SERVI | 525 MARKET ST. STE 3400 SAN FRANCISCO, CA 94105 | SUN LIFE ASSURANCE COMPANY OF CANADA | $132K | — | $132K | 5.71% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST INC. | PO BOX 13784 NEWARK, NJ 071883784 | METROPOLITAN LIFE INSURANCE COMPANY | $40K | $64 | $40K | 5.98% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR. STE 500 ATLANTA, GA 303285380 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | — | $27K | 3.98% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE INC. | 26 CENTURY BLVD. C/O JP MORGAN CHASE NASHVILLE, TN 372143685 | METROPOLITAN LIFE INSURANCE COMPANY | — | $7K | $7K | 1.06% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SE, INC. | 12882 COLLECTION CENTER DR. CHICAGO, IL 60693 | VISION SERVICE PLAN | $34K | — | $34K | 6.09% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON SOUTHEAST, INC | PO BOX 13784 NEWARK, NJ 07188 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | $5K | $506 | $5K | 9.09% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE, INC. | 265 BROOKVIEW CENTRE WAY STE 505 KNOXVILLE, TN 37919 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | — | $133 | $133 | 0.23% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF TENNESSEE, INC. | 12012 SUNSET HILLS RD. STE 440 RESTON, VA 20190 | METROPOLITAN PROPERTY AND CASUALTY INSURANCE CO. | — | $6 | $6 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ANTHEM BLUE CROSS AND BLUE SHIELD CLAIMS ADMIN | Recordkeeping fees; Contract Administrator; Other services; Float revenue; Claims processing; Non-monetary compensation; Named fiduciary; Participant communication; Direct payment from the plan Service code 12 | 220 VIRGINA AVE. INDIANAPOLIS, IN 46204 | $5.0M |
| ASSURED PARTNERS GSA NATIONAL EIN 36-4829385 CONTRACT ADMIN | Recordkeeping fees; Other fees; Other services; Contract Administrator; Direct payment from the plan Service code 13 | — | $2.9M |
| ALIGHT/HODGES MACE, LLC ADMINISTRATIO N | Other services; Direct payment from the plan; Other fees; Contract Administrator; Claims processing Service code 12 | 5775 GLENRIDGE DR. BLDG E, STE 500 ATLANTA, GA 30328 | $518K |
| EXPRESS SCRIPTS CLAIMS ADMIN | Participant communication; Recordkeeping fees; Named fiduciary; Other services; Non-monetary compensation; Claims processing; Contract Administrator; Float revenue; Direct payment from the plan Service code 12 | 1 EXPRESS WAY SAINT LOUIS, MO 63121 | $386K |
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 59-1031071 CONTRACT ADMINISTRATOR | Direct payment from the plan; Named fiduciary; Participant communication; Other services; Claims processing; Non-monetary compensation; Contract Administrator; Float revenue Service code 12 | — | $132K |
| APRIO LLP EIN 57-1157523 ACCOUNTANT | Accounting (including auditing) Service code 10 | — | $69K |
| FLEXFACTS EIN 27-2036736 BENEFITS ADMI NISTRATION | Claims processing Service code 12 | — | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,429 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,472 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 12,901 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 4,034 | $564K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 10,283 | $677K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,892 | $3.9M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,892 | $3.9M |
| Stop-loss / reinsurancereinsurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 9,364 | $2.3M |
| Other(4 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 10,298 | $822K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 10,298 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.