| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC. | $44K | $7K | $50K | 0.61% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH, MCLENNAN & SMITH | 360 E. VINE ST, 200 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $37K | — | $37K | 0.44% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE | 13800 JACKSON RD MISHAWAKA, IN 46544 | HUMANA HEALTH PLAN, INC. | $26K | $5K | $32K | 0.38% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC. | $25K | $4K | $29K | 0.34% |
| WILLIAM NEIKIRK3 | P.O. BOX 814 SOMERSET, KY 42502 | HUMANA HEALTH PLAN, INC. | $24K | $1K | $25K | 0.30% |
| FOUNDATION RISK PARTNERS CORP3 | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32217 | HUMANA HEALTH PLAN, INC. | $18K | $2K | $20K | 0.24% |
| ENERGY INSURANCE AGENCY INC3 | P.O. BOX 55268 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $15K | $2K | $16K | 0.19% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE | 2600 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $14K | $2K | $16K | 0.19% |
| EMPLOYEE BENEFIT ASSOCIATES, INC.3 Filed as: EMPLOYEE BENEFIT ASSOCIATES | 1029 MONARCH STREET STE 130 LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC. | $14K | $152 | $14K | 0.17% |
| STONEBRIDGE INSURANCE3 | 3131 CUSTER DR, STE 4B LEXINGTON, KY 40517 | HUMANA HEALTH PLAN, INC. | $12K | $250 | $12K | 0.14% |
| PIKE & PRESTON LLC3 | 444 EAST MAIN STREET STE 204 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $11K | $676 | $12K | 0.14% |
| INSURANCE WORKS INC3 | 103 WIND HAVEN DRIVE, STE 200 NICHOLASVILLE, KY 40356 | HUMANA HEALTH PLAN, INC. | $9K | — | $9K | 0.11% |
| CIS INSURANCE & INVESTMENTS3 | 550 S. 5TH STREET, UNIT 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC. | $7K | $316 | $8K | 0.09% |
| JASON YOUNG & ASSOCIATES3 | 131 PROSPEROUS PL, STE 14A LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $7K | $51 | $7K | 0.09% |
| CBISA REACQUISITION CORP3 | 2101 FLORENCE AVENUE CINCINNATI, OH 45206 | HUMANA HEALTH PLAN, INC. | $5K | $1K | $6K | 0.07% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC | 1151 RED MILE ROAD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC. | $6K | $128 | $6K | 0.07% |
| CENTRAL BANK INSURANCE AGENCY3 Filed as: CENTRAL BANK INSURANCE SERVICES | 2400 HARRODSBURG RD LEXINGTON, KY 40503 | HUMANA HEALTH PLAN, INC. | $6K | — | $6K | 0.07% |
| CUMBERLAND VALLEY INSURANCE3 | 412 N. BROAD ST LONDON, KY 40741 | HUMANA HEALTH PLAN, INC. | $6K | — | $6K | 0.07% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $5K | $372 | $5K | 0.06% |
| MARK ONISHI3 | 3024 ROUNDWAY DOWN LANE LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $5K | — | $5K | 0.06% |
| STANLEY GENTRY3 | 46 BROADWAY STREEET MT. STERLING, KY 40353 | HUMANA HEALTH PLAN, INC. | $5K | — | $5K | 0.06% |
| ACRISURE LLC3 | 35000 KAISER CT, STE 300 WILLOUGHBY, OH 44094 | HUMANA HEALTH PLAN, INC. | $4K | $593 | $5K | 0.06% |
| NELSON INSURANCE AGENCY3 | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC. | $4K | $100 | $5K | 0.05% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY, STE 1950 ATLANTA, GA 30339 | HUMANA HEALTH PLAN, INC. | $3K | $561 | $4K | 0.04% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 38 ROUSS AVE, STE 100 WINCHESTER, VA 22601 | HUMANA HEALTH PLAN, INC. | $3K | $412 | $3K | 0.04% |
| TOOHEY INSURANCE SERVICES LLC3 | P.O. BOX 1265 SOMERSET, KY 42502 | HUMANA HEALTH PLAN, INC. | $3K | — | $3K | 0.04% |
| ZINSER BENEFIT SERVICE3 | 330 N. EVERGREEN RD, STE 6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC. | $2K | $67 | $2K | 0.03% |
| BENESOLVE LLC3 | 713 TUCKER STATION ROAD LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC. | $2K | — | $2K | 0.03% |
| ROBERT BERNARD SCHMUTTE3 Filed as: ROBERT SCHMUTTE | 4999 HARTLAND PKWY LEXINGTON, KY 40515 | HUMANA HEALTH PLAN, INC. | $2K | $375 | $2K | 0.02% |
| WRIGHT STRATEGIC BENEFITS GRP3 | 3735 PALOMAR CENTER DR LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC. | $2K | — | $2K | 0.02% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC. | $1K | $427 | $2K | 0.02% |
| E M FORD & CO LLC3 Filed as: E M FORD & COMPANY LLC | 600 FREDERICA ST OWENSBORO, KY 42301 | HUMANA HEALTH PLAN, INC. | $2K | — | $2K | 0.02% |
| CARDINAL INSURANCE & FIN SERVICES3 | P.O. BOX 783 LONDON, KY 40743 | HUMANA HEALTH PLAN, INC. | $2K | $100 | $2K | 0.02% |
| CHARLES PHILLIPPI3 | P.O. BOX 22126 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC. | $1K | $300 | $1K | 0.02% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: GCH INUSRANCE | 35000 KAISER CT, STE 300 WILLOUGHBY, OH 44094 | HUMANA HEALTH PLAN, INC. | $1K | $130 | $1K | 0.02% |
| FORSYHE & ASSOCIATES INC3 | P.O. BOX 55287 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $1K | — | $1K | 0.01% |
| HYLANT GROUP INC3 Filed as: HYLAND BLOCK HYLAND INC | 9750 ORMSBY STATION RD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $652 | $38 | $690 | 0.01% |
| ASSUREDPARTNERS3 Filed as: ASSURED NL INS AGENCY INC | 131 PROSPEROUS PLACE, STE 14A LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $515 | — | $515 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 976 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 976 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 1,768 | $8.3M |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 1,768 | $8.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,768 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.