| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC. | $24K | $3K | $26K | 0.64% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC. | $18K | $2K | $20K | 0.48% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J. SMITH LANIER & CO. | 360 E. VINE ST, STE 200 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $19K | $848 | $20K | 0.48% |
| AL TORSTRICK INS AGENCY INC3 Filed as: AL TORSTRICK INSURANCE AGENCY, INC | 343 WALLER AVENUE STE 101 LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC. | $9K | $1K | $10K | 0.25% |
| THE EMPLOYERS BENEFIT GROUP, LLC3 Filed as: EMPLOYERS BENEFIT SERVICES INC | P.O. BOX 22111 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC. | $8K | $684 | $8K | 0.20% |
| MEDLINK INC3 | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $6K | $2K | $8K | 0.19% |
| BENESOLVE LLC3 | 713 TUCKER STATION ROAD LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC. | $7K | — | $7K | 0.17% |
| ENERGY INSURANCE AGENCY INC3 | P.O. BOX 55268 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $6K | $766 | $6K | 0.15% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND | 9300 SHELBYVILLE RD, STE 1004 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $6K | $435 | $6K | 0.15% |
| EMPLOYEE BENEFIT ASSOCIATES, INC.3 Filed as: EMPLOYEE BENEFIT ASSOCIATES | 1029 MONARCH STREET STE 130 LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC. | $5K | $369 | $5K | 0.12% |
| TOOHEY INSURANCE SERVICES LLC3 | P.O. BOX 1265 SOMERSET, KY 42502 | HUMANA HEALTH PLAN, INC. | $5K | — | $5K | 0.12% |
| WILLIAM NEIKIRK3 | P.O. BOX 814 SOMERSET, KY 42502 | HUMANA HEALTH PLAN, INC. | $4K | $310 | $5K | 0.11% |
| BB&T3 Filed as: BB & T INSURANCE | 38 ROUSS AVE, STE 100 WINCHESTER, VA 22601 | HUMANA HEALTH PLAN, INC. | $3K | $670 | $4K | 0.10% |
| FORSYHE & ASSOCIATES INC3 | P.O. BOX 55287 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $4K | — | $4K | 0.09% |
| INSURANCE WORKS INC3 | 103 WIND HAVEN DRIVE, STE 200 NICHOLASVILLE, KY 40356 | HUMANA HEALTH PLAN, INC. | $4K | — | $4K | 0.09% |
| GRIFFITH-CATLETT-HAMPTON INC.3 Filed as: GRIFFITH-CATLETT-HAMPTON INC | 780 WINCHESTER RD LEXINGTON, KY 40505 | HUMANA HEALTH PLAN, INC. | $3K | $118 | $3K | 0.08% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC | 1151 RED MILE ROAD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC. | $3K | — | $3K | 0.08% |
| NELSON INSURANCE AGENCY3 | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC. | $3K | $356 | $3K | 0.07% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 38 ROUSS AVENUE STE 100 WINCHESTER, VA 22601 | HUMANA HEALTH PLAN, INC. | $3K | — | $3K | 0.06% |
| JASON YOUNG & ASSOCIATES3 | 131 PROSPEROUS PL, STE 14A LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $3K | — | $3K | 0.06% |
| PIKE & PRESTON LLC3 | 444 EAST MAIN STREET STE 204 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $2K | $104 | $2K | 0.05% |
| MAVERICK INSURANCE3 | 9780 ORMSBY STATION RD, STE 1500 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $1K | $855 | $2K | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 360 E. VINE STREET, STE 200 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $1K | $71 | $2K | 0.04% |
| THE FREEMAN AGENCY3 Filed as: FREEMAN INSURANCE | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $1K | $217 | $1K | 0.04% |
| WRIGHT STRATEGIC BENEFITS GRP3 | 3735 PALOMAR CENTER DR LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC. | $1K | — | $1K | 0.03% |
| E M FORD & CO LLC3 Filed as: E M FORD & COMPANY LLC | 600 FREDERICA ST OWENSBORO, KY 42301 | HUMANA HEALTH PLAN, INC. | $1K | — | $1K | 0.03% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE SOLUTIONS AGENCY | 9700 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $993 | $140 | $1K | 0.03% |
| CORNERSTONE-CBISA3 | 2101 FLORENCE AVENUE CINCINNATI, OH 45206 | HUMANA HEALTH PLAN, INC. | $852 | $258 | $1K | 0.03% |
| BENNETT & BAYS INSURANCE SERVICES3 | 106-2 ST JAMES COURT FRANKFORT, KY 40601 | HUMANA HEALTH PLAN, INC. | $1K | — | $1K | 0.02% |
| CARDINAL INSURANCE & FIN SERVICES3 Filed as: CARDINAL INSURANCE | P.O. BOX 783 LONDON, KY 40743 | HUMANA HEALTH PLAN, INC. | $948 | — | $948 | 0.02% |
| KIW INSURANCE LLC3 | 10610 WATTERSON CENTER CT, STE 102 LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC. | $679 | $54 | $733 | 0.02% |
| ZINSER BENEFIT SERVICE3 | 330 N. EVERGREEN RD, STE 6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC. | $683 | $24 | $707 | 0.02% |
| NEELY & WADE INS AGENCY LLC3 | 31 W. HICKMAN STREET WINCHESTER, KY 40391 | HUMANA HEALTH PLAN, INC. | $705 | — | $705 | 0.02% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC. | $454 | $168 | $622 | 0.02% |
| STEVEN PARRISH3 | 1984 GENERAL WARFIELD WAY LEXINGTON, KY 40505 | HUMANA HEALTH PLAN, INC. | $569 | — | $569 | 0.01% |
| STONEBRIDGE INSURANCE3 | 3131 CUSTARD DR, STE 4B LEXINGTON, KY 40517 | HUMANA HEALTH PLAN, INC. | $500 | — | $500 | 0.01% |
| CKP THE AGENCY3 | 3005 WOODFIELD CIRCLE RICHMOND, KY 40475 | HUMANA HEALTH PLAN, INC. | $348 | — | $348 | 0.01% |
| BENEFITS GROUP OF LEXINGTON LLC3 Filed as: BENEFITS GROUP OF LEXINGTON | 1080 WELLINGTON WAY LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC. | $260 | — | $260 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,102 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,102 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 979 | $4.1M |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 979 | $4.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 979 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.