| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY | 360 E. VINE ST, 200 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $42K | $3K | $45K | 0.65% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 435 N. WHITTINGTON PKWY, 300 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC. | $34K | $7K | $41K | 0.59% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC. | $26K | $4K | $30K | 0.43% |
| FOUNDATION RISK PARTNERS CORP3 | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32217 | HUMANA HEALTH PLAN, INC. | $15K | $4K | $20K | 0.28% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE | 13800 JACKSON ROAD MISHAWAKA, IN 46544 | HUMANA HEALTH PLAN, INC. | $13K | $3K | $16K | 0.23% |
| BENEFIT INSURANCE MARKETING, INC.3 Filed as: BENEFIT INSURANCE MARKETING INC | 1151 RED MILE ROAD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC. | $12K | $2K | $14K | 0.20% |
| STONEBRIDGE INSURANCE3 | 4325 N. LANDSDOWNE 4B OWENSBORO, KY 42303 | HUMANA HEALTH PLAN, INC. | $13K | — | $13K | 0.19% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE | 38 ROUSS AVENUE, STE 100 WINCHESTER, VA 22601 | HUMANA HEALTH PLAN, INC. | $10K | $2K | $11K | 0.17% |
| CORNERSTONE-CBISA3 | 2101 FLORENCE AVENUE CINCINNATI, OH 45206 | HUMANA HEALTH PLAN, INC. | $8K | $3K | $11K | 0.16% |
| C. KENTON PHILLIPPI3 | P.O. BOX 22126 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC. | $9K | $1K | $11K | 0.15% |
| ACCRETIVE WHOLESALE INSURANCE SERVI3 Filed as: ACCRETIVE WHOLESALE INSURANCE | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $8K | $2K | $11K | 0.15% |
| PIKE & PRESTON LLC3 | 444 EAST MAIN STREET STE 204 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $9K | $1K | $10K | 0.15% |
| EMPLOYEE BENEFIT ASSOCIATES, INC.3 Filed as: EMPLOYEE BENEFIT ASSOCIATES | 1029 MONARCH STREET STE 130 LEXINGTON, KY 40513 | HUMANA HEALTH PLAN, INC. | $7K | $578 | $8K | 0.11% |
| CIS INSURANCE & INVESTMENTS3 | 550 S. FIFTH STREET, UNIT 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC. | $7K | $1K | $8K | 0.11% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 2600 EASTPOINT PKWY LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $6K | $1K | $8K | 0.11% |
| MARK ONISHI3 | 3024 ROUNDWAY DOWN LANE LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $6K | — | $6K | 0.08% |
| ENERGY INSURANCE AGENCY INC3 Filed as: ENERGY INSURANCE AGENCY | P.O. BOX 55268 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $5K | $677 | $5K | 0.08% |
| INSURANCE WORKS INC3 | 103 WIND HAVEN DRIVE, STE 200 NICHOLASVILLE, KY 40356 | HUMANA HEALTH PLAN, INC. | $5K | — | $5K | 0.08% |
| GCH INSURANCE3 | 35000 KAISER CT, STE 300 WILLOUGHBY, OH 44094 | HUMANA HEALTH PLAN, INC. | $5K | $437 | $5K | 0.07% |
| CENTRAL BANK INSURANCE AGENCY3 Filed as: CENTRAL BANK INSURANCE AGENCY INC | 2424 HARRODSBURG ROAD, STE 102 LEXINGTON, KY 40503 | HUMANA HEALTH PLAN, INC. | $4K | $274 | $5K | 0.07% |
| CHARLES PHILLIPPI3 | P.O. BOX 22126 LEXINGTON, KY 40522 | HUMANA HEALTH PLAN, INC. | $4K | $384 | $4K | 0.06% |
| WILLIAM NEIKIRK3 | 301 HIGHWAY 3091 SOMERSET, KY 42503 | HUMANA HEALTH PLAN, INC. | $4K | — | $4K | 0.05% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J SMITH LANIER | 360 E. VINE STREET, STE 200 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $3K | $276 | $3K | 0.05% |
| CARDINAL INSURANCE & FIN SERVICES3 | P.O. BOX 783 LONDON, KY 40743 | HUMANA HEALTH PLAN, INC. | $3K | — | $3K | 0.04% |
| BENESOLVE LLC3 Filed as: BENESOLVE | 13200 OLD HENRY ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $3K | — | $3K | 0.04% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 5905 E. GALBRAITH ROAD CINCINNATI, OH 45236 | HUMANA HEALTH PLAN, INC. | $2K | $423 | $2K | 0.03% |
| BENEFITS UNLIMITED INC3 | 3131 CUSTER DRIVE, STE 3 LEXINGTON, KY 40517 | HUMANA HEALTH PLAN, INC. | $2K | — | $2K | 0.03% |
| E M FORD & CO LLC3 Filed as: EM FORD | 600 FREDERICA STREET OWENSBORO, KY 42301 | HUMANA HEALTH PLAN, INC. | $2K | $232 | $2K | 0.03% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY, STE 1950 ATLANTA, GA 30339 | HUMANA HEALTH PLAN, INC. | $2K | $300 | $2K | 0.03% |
| EMPLOYER BENEFIT SERVICES LTD3 Filed as: EMPLOYER BENEFIT SERVICES | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32117 | HUMANA HEALTH PLAN, INC. | $1K | $241 | $2K | 0.02% |
| HYLANT GROUP INC3 Filed as: HYLAND, BLOCK & HYLAND INC | 9750 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC. | $1K | $242 | $2K | 0.02% |
| FORSYTHE & ASSOCIATES INC3 Filed as: FORSYTHE & ASSOCIATES | P.O. BOX 55287 LEXINGTON, KY 40555 | HUMANA HEALTH PLAN, INC. | $2K | — | $2K | 0.02% |
| ZINSER BENEFIT SERVICE3 | 330 N. EVERGREEN ROAD #6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC. | $1K | $143 | $1K | 0.02% |
| TOOHEY INSURANCE SERVICES LLC3 Filed as: TOOHEY INSURANCE | P.O. BOX 1265 SOMERSET, KY 42502 | HUMANA HEALTH PLAN, INC. | $1K | — | $1K | 0.02% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC. | $774 | $220 | $994 | 0.01% |
| BENEFITS GROUP OF LEXINGTON LLC3 Filed as: BENEFITS GROUP OF LEXINGTON | 444 W. MAIN STREET, STE 204 LEXINGTON, KY 40507 | HUMANA HEALTH PLAN, INC. | $661 | $143 | $804 | 0.01% |
| FREEMAN INSURANCE SERVICES LLC3 | 9607 MOORFIELD CIRCLE LOUISVILLE, KY 40241 | HUMANA HEALTH PLAN, INC. | $410 | — | $410 | 0.01% |
| STEVEN PARRISH3 | 4170 TRADITION WAY LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC. | $70 | — | $70 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 1,018 | $6.9M |
| Prescription drug | HUMANA HEALTH PLAN, INC. | 1,018 | $6.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,018 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.