| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP, INC | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $69K | $5K | $74K | 0.68% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC | $45K | $8K | $53K | 0.49% |
| CIS INSURANCE & INVESTMENTS3 | 550 SOUTH 5TH STREET, UNIT 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $46K | $4K | $49K | 0.45% |
| INSURAMAX INC3 Filed as: INSURAMAX | 805 N. WHITTINGTON PKWY, #150 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $23K | $7K | $30K | 0.27% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $24K | $5K | $29K | 0.27% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN, LAVELLE & HUNT | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $26K | $506 | $26K | 0.24% |
| SNOWDEN & ASSOCIATES3 Filed as: SNOWDEN & ASSOCIATES INC | 812 LYNDON LN, STE 101 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $23K | $1K | $24K | 0.22% |
| BENJAMIN BYRNE & ASSOCIATES3 | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $18K | $4K | $22K | 0.21% |
| THOMAS SOUTHWOOD3 | 8999 BLACKSTONE DRIVE NEWBURGH, IN 47630 | HUMANA HEALTH PLAN, INC | $16K | — | $16K | 0.14% |
| HIGGINS INSURANCE INC3 | P.O. BOX 552 HOPKINSVILLE, KY 42241 | HUMANA HEALTH PLAN, INC | $15K | — | $15K | 0.14% |
| ISU INSURANCE & INVESTMENT GRP3 Filed as: ISU INSURANCE & INVESTMENTS | 2684 CHARLESTOWN RD NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $13K | — | $13K | 0.12% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE | 13800 JACKSON RD MISHAWAKA, IN 46544 | HUMANA HEALTH PLAN, INC | $10K | $1K | $12K | 0.11% |
| FOUNDATION RISK PARTNERS CORP3 Filed as: FOUNDATION RISK PARTNERS | 1540 CORNERSTONE BLVD, STE 230 DAYTONA BEACH, FL 32117 | HUMANA HEALTH PLAN, INC | $8K | $3K | $12K | 0.11% |
| SCHWARTZ AND ASSOCIATES INC.3 Filed as: SCHWARTZ & ASSOCIATES | 2950 BRECKENRIDGE LANE, STE 8A LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $11K | $192 | $11K | 0.10% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2850 GOLF ROAD, 4FL ROLLING MEADOWS, IL 60008 | HUMANA HEALTH PLAN, INC | $9K | $794 | $10K | 0.09% |
| WEALTH MGMT GRP3 | 822 NORTHGATE BLVD, STE 10 NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $9K | $637 | $9K | 0.09% |
| THE BENEFITS FIRM3 | 620 S. THIRD ST, STE 102 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $6K | $2K | $8K | 0.07% |
| VANCIL INSURANCE SERVICES LLC3 | P.O. BOX 1331 OWENSBORO, KY 42302 | HUMANA HEALTH PLAN, INC | $6K | — | $6K | 0.06% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $6K | $263 | $6K | 0.06% |
| THE UNDERWRITERS GROUP INC3 Filed as: UNDERWRITERS GROUP, INC | P.O. BOX 23790 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $5K | $739 | $6K | 0.05% |
| HIRAM D SNOWDEN AND ASSOCIATES3 Filed as: HIRAM SNOWDEN & ASSOCIATES | 812 LYNDON LN, STE 101 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $5K | $500 | $6K | 0.05% |
| ZINSER BENEFIT SERVICES INC3 | 330 N. EVERGREEN RD #6 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $5K | $134 | $5K | 0.05% |
| HYLANT GROUP INC3 Filed as: HYLAND BLOCK & HYLAND | 9750 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $5K | $282 | $5K | 0.04% |
| HR BENEFITS SERVICES, INC.3 Filed as: BENEFITS 7, INC. | 780 OLD WHEATLAND ROAD VINCENNES, IN 47591 | HUMANA HEALTH PLAN, INC | $4K | — | $4K | 0.04% |
| BENEFIT INSURANCE MKTING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC | $3K | $84 | $4K | 0.03% |
| NELSON INSURANCE AGENCY3 | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $3K | $150 | $3K | 0.02% |
| THE LIFE ASSOCIATES INC3 | P.O. BOX 226 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.02% |
| ASSUREDPARTNERS3 Filed as: SHEPHERD INSURANCE DBA LLH INS | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $2K | $120 | $2K | 0.02% |
| TRACY HARDIN3 | 5140 CHARLESTOWN RD, STE 4A NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $2K | $170 | $2K | 0.02% |
| WESSEL INSURANCE3 | 4101 CANE RUN RD LOUISVILLE, KY 40216 | HUMANA HEALTH PLAN, INC | $2K | $50 | $2K | 0.02% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND | P.O. BOX 427 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC | $2K | $40 | $2K | 0.01% |
| AHA INSURANCE NETWORK3 | 9750 ORMSBY STATION RD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $934 | $69 | $1K | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 863 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 863 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 2,056 | $10.9M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 2,056 | $10.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,056 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.