| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | P.O. BOX 62827 VIRGINIA BEACH, VA 23466 | HUMANA HEALTH PLAN, INC | $20K | — | $20K | 0.75% |
| CIS INSURANCE & INVESTMENTS3 | 550 SOUTH 5TH STREET, UNIT 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $15K | $3K | $17K | 0.64% |
| MEDLINK INC3 Filed as: MEDLINK, INC | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $13K | $3K | $16K | 0.61% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP, INC | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $14K | $1K | $15K | 0.58% |
| SCHWARTZ AND ASSOCIATES INC.3 Filed as: SCHWARTZ & ASSOCIATES, INC | 2950 BRECKENRIDGE LANE, STE 8A LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $8K | $359 | $9K | 0.32% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | P.O. BOX 99565 LOUISVILLE, KY 40269 | HUMANA HEALTH PLAN, INC | $5K | $2K | $7K | 0.27% |
| GREEN & HALLIBURTON INC3 | 521 BARRET AVENUE LOUISVILLE, KY 40204 | HUMANA HEALTH PLAN, INC | $5K | $2K | $6K | 0.23% |
| WLA INSURANCE LLC3 | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $4K | $2K | $6K | 0.22% |
| BENJAMIN BYRNE & ASSOCIATES3 | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $4K | $2K | $6K | 0.21% |
| HIGGINS INSURANCE INC3 | P.O. BOX 552 HOPKINSVILLE, KY 42241 | HUMANA HEALTH PLAN, INC | $4K | $585 | $4K | 0.16% |
| THE UNDERWRITERS GROUP INC3 Filed as: UNDERWRITERS GROUP, INC | P.O. BOX 23790 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $3K | $523 | $4K | 0.15% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $2K | $1K | $4K | 0.14% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE INSURANCE AGENCY LLC | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $3K | $580 | $3K | 0.12% |
| ZINSER BENEFIT SERVICES INC3 | 330 N. EVERGREEN RD #6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $1K | $1K | $2K | 0.09% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE SOLUTIONS AGENCY LLC | 9700 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $1K | $507 | $2K | 0.07% |
| KIW INSURANCE LLC3 Filed as: KIW INSURANCE, LLC | 10610 WATTERSON CENTER, STE 102 LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $2K | $207 | $2K | 0.07% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND, INC | P.O. BOX 427 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC | $1K | $64 | $1K | 0.05% |
| NELSON INSURANCE AGENCY3 Filed as: NELSON INSURANCE AGENCY INC | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $512 | — | $512 | 0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 664 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 664 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 556 | $2.7M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 556 | $2.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 556 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.