| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CIS INSURANCE & INVESTMENTS3 Filed as: CIS INSURANCE | 550 SOUTH 5TH STREET, UNIT 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $31K | $4K | $35K | 0.62% |
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP, INC | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $21K | $2K | $23K | 0.41% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES, LLC | 1250 S. THIRD ST LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $23K | — | $23K | 0.41% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $17K | $5K | $22K | 0.40% |
| BENJAMIN BYRNE & ASSOCIATES3 | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $16K | $3K | $19K | 0.34% |
| MEDLINK INC3 Filed as: MEDLINK, INC | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $14K | $3K | $17K | 0.30% |
| THE UNDERWRITERS GROUP INC3 Filed as: UNDERWRITERS GROUP, INC | P.O. BOX 23790 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $9K | $1K | $11K | 0.19% |
| WLA INSURANCE LLC3 | 1246 S. THIRD STREET LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $10K | $655 | $10K | 0.18% |
| GREEN & HALLIBURTON INC3 | 521 BARRET AVENUE LOUISVILLE, KY 40204 | HUMANA HEALTH PLAN, INC | $8K | $105 | $9K | 0.15% |
| GARRETT-STOTZ COMPANY3 Filed as: GARRETT-STOTZ | 1601 ALLIANT AVE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $8K | $328 | $8K | 0.15% |
| SCHWARTZ AND ASSOCIATES INC.3 Filed as: SCHWARTZ INSURANCE GROUP | 2950 BRECKENRIDGE LANE, STE 8A LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $7K | $464 | $8K | 0.14% |
| HIGGINS INSURANCE INC3 | P.O. BOX 552 HOPKINSVILLE, KY 42241 | HUMANA HEALTH PLAN, INC | $6K | $686 | $7K | 0.12% |
| SNOWDEN & ASSOCIATES3 Filed as: SNOWDEN & ASSOCIATES INC. | 812 LYNDON LN, STE 101 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $6K | — | $6K | 0.11% |
| VANZANDT EMRICH & CARY3 | P.O. BOX 99565 LOUISVILLE, KY 40269 | HUMANA HEALTH PLAN, INC | $5K | $872 | $5K | 0.10% |
| LOGAN LAVELLE HUNT INSURANCE AGENCY3 Filed as: LOGAN LAVELLE & HUNT INS AGENCY | 11420 BLUEGRASS PARKWAY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $3K | $761 | $4K | 0.08% |
| VANCIL INSURANCE SERVICES LLC3 | P.O. BOX 1331 OWENSBORO, KY 42302 | HUMANA HEALTH PLAN, INC | $4K | — | $4K | 0.07% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC | $3K | $702 | $4K | 0.06% |
| ZINSER BENEFIT SERVICES INC3 | 330 N. EVERGREEN RD #6 LOUISVILLE, KY 40243 | HUMANA HEALTH PLAN, INC | $3K | $166 | $3K | 0.06% |
| NELSON INSURANCE AGENCY3 Filed as: NELSON INSURANCE AGENCY INC | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $3K | $513 | $3K | 0.06% |
| INTEGRO INSURANCE BROKERS3 Filed as: EPIC INSURANCE SOLUTIONS AGENCY LLC | 9700 ORMSBY STATION ROAD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $3K | $338 | $3K | 0.06% |
| LEEM SPITLER BENEFITS GRP3 | 8051 WASHINGTON VILLAGE DR DAYTON, OH 45458 | HUMANA HEALTH PLAN, INC | $3K | — | $3K | 0.05% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB & T INSURANCE SERVICES | 38 ROUSS AVE, STE 100 WINCHESTER, VA 22601 | HUMANA HEALTH PLAN, INC | $2K | $360 | $3K | 0.05% |
| HYLANT GROUP INC3 Filed as: HYLAND BLOCK & HYLAND | 1250 S. 3RD ST LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $2K | $432 | $3K | 0.05% |
| WEALTH MGMT GRP3 | 822 NORTHGATE BLVD, STE 10 NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $2K | $70 | $3K | 0.04% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 2443 SIR BARTON WAY, STE 400 LEXINGTON, KY 40509 | HUMANA HEALTH PLAN, INC | $2K | $378 | $2K | 0.04% |
| KIW INSURANCE LLC3 Filed as: KIW INSURANCE, LLC | 10610 WATTERSON CENTER, STE 102 LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $2K | $292 | $2K | 0.04% |
| E M FORD & CO LLC3 Filed as: E.M. FORD | 600 FREDERICA ST OWENSBORO, KY 42301 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.04% |
| REISERT & ASSOCIATES INC3 Filed as: REISERT & ASSOCIATES | P.O. BOX 23570 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $2K | $126 | $2K | 0.03% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND, INC | P.O. BOX 427 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC | $1K | $75 | $1K | 0.02% |
| WESSEL INSURANCE3 | 4101 CANE RUN RD LOUISVILLE, KY 40216 | HUMANA HEALTH PLAN, INC | $976 | — | $976 | 0.02% |
| INSURAMAX INC3 Filed as: INSURAMAX | 2200 GREENE WAY LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $864 | — | $864 | 0.02% |
| THE BENEFITS FIRM3 | 620 S. 3RD ST, STE 102 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $616 | — | $616 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,686 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,686 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 1,317 | $5.6M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 1,317 | $5.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,317 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.