| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOUCHENS INSURANCE GROUP INC3 Filed as: HOUCHENS INSURANCE GROUP, INC | 1750 SCOTTSVILLE ROAD, STE 4 BOWLING GREEN, KY 42104 | HUMANA HEALTH PLAN, INC | $61K | $6K | $67K | 0.58% |
| CIS INSURANCE & INVESTMENTS3 Filed as: CIS INSURANCE | 550 SOUTH 5TH STREET, UNIT 303 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $53K | $13K | $66K | 0.57% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS | 2305 RIVER RD LOUISVILLE, KY 40206 | HUMANA HEALTH PLAN, INC | $41K | $6K | $48K | 0.41% |
| HYLANT GROUP INC3 Filed as: HYLAND BLOCK & HYLAND | 1250 S. 3RD ST LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $32K | $5K | $38K | 0.32% |
| HIRAM D SNOWDEN AND ASSOCIATES3 Filed as: HIRAM SNOWDEN & ASSOCIATES | 812 LYNDON LN, STE 101 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $35K | — | $35K | 0.30% |
| SHEPERD INSURANCE DBA LLH INS3 | 11420 BLUEGRASS PKWY LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $24K | $4K | $28K | 0.24% |
| PREFERRED BENEFITS LLC3 | 3702 BROWNSBORO ROAD LOUISVILLE, KY 40207 | HUMANA HEALTH PLAN, INC | $26K | $1K | $27K | 0.23% |
| SCHWARTZ AND ASSOCIATES INC.3 Filed as: SCHWARTZ & ASSOCIATES | 2950 BRECKENRIDGE LANE, STE 8A LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $25K | $1K | $27K | 0.23% |
| BENJAMIN BYRNE & ASSOCIATES3 | 9401 WILLIAMSBURG PLAZA, STE 100 LOUISVILLE, KY 40222 | HUMANA HEALTH PLAN, INC | $22K | $3K | $25K | 0.22% |
| AP BENEFIT ADVISORS, LLC3 Filed as: AP BENEFIT ADVISORS LLC | P.O. BOX 23570 LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $10K | $4K | $14K | 0.12% |
| KEYSTONE INSURANCE & BENEFITS GROUP3 Filed as: KEYSTONE INSURANCE | 13800 JACKSON RD MISHAWAKA, IN 46544 | HUMANA HEALTH PLAN, INC | $10K | $3K | $13K | 0.11% |
| THOMAS SOUTHWOOD3 Filed as: THOMAS SOUTHLAND | 8999 BLACKSTONE DRIVE NEWBURGH, IN 47630 | HUMANA HEALTH PLAN, INC | $12K | — | $12K | 0.11% |
| HIGGINS INSURANCE INC3 | P.O. BOX 552 HOPKINSVILLE, KY 42241 | HUMANA HEALTH PLAN, INC | $11K | $631 | $12K | 0.10% |
| WILLIAM L ALTMAN3 Filed as: WILLIAM ALTMAN | 1250 S. THIRD ST LOUISVILLE, KY 40203 | HUMANA HEALTH PLAN, INC | $11K | $570 | $12K | 0.10% |
| THE UNDERWRITERS GROUP INC3 Filed as: UNDERWRITERS GROUP, INC | P.O. BOX 23790 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $11K | — | $11K | 0.10% |
| LEEN SPITLER BENEFITS GROUP LLC3 Filed as: LEEN SPITLER BENEFITS GRP | 8051 WASHINGTON VILLAGE DR DAYTON, OH 45458 | HUMANA HEALTH PLAN, INC | $10K | — | $10K | 0.08% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2850 GOLF ROAD, 4FL ROLLING MEADOWS, IL 60008 | HUMANA HEALTH PLAN, INC | $8K | $1K | $9K | 0.08% |
| WEALTH MGMT GRP3 | 822 NORTHGATE BLVD, STE 10 NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $8K | $754 | $8K | 0.07% |
| ISU INSURANCE & INVESTMENT GRP3 Filed as: ISU INSURANCE & INVESTMENTS | 2684 CHARLESTOWN RD NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $8K | — | $8K | 0.07% |
| E M FORD & CO LLC3 Filed as: E.M. FORD | 600 FREDERICA ST OWENSBORO, KY 42301 | HUMANA HEALTH PLAN, INC | $7K | — | $7K | 0.06% |
| ZINSER BENEFIT SERVICES INC3 | 330 N. EVERGREEN RD #6 LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $5K | — | $5K | 0.04% |
| INSURAMAX INC3 Filed as: INSURAMAX | 2200 GREENE WAY LOUISVILLE, KY 40220 | HUMANA HEALTH PLAN, INC | $4K | $390 | $5K | 0.04% |
| VANCIL INSURANCE SERVICES LLC3 | P.O. BOX 1331 OWENSBORO, KY 42302 | HUMANA HEALTH PLAN, INC | $5K | — | $5K | 0.04% |
| HR BENEFITS SERVICES, INC.3 Filed as: BENEFITS 7, INC. | 780 OLD WHEATLAND ROAD VINCENNES, IN 47591 | HUMANA HEALTH PLAN, INC | $4K | — | $4K | 0.04% |
| THE LIFE ASSOCIATES INC3 Filed as: LIFE ASSOCIATES INC | P.O. BOX 226 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC | $4K | — | $4K | 0.03% |
| NELSON INSURANCE AGENCY3 | 2000 ENVOY CIRCLE LOUISVILLE, KY 40299 | HUMANA HEALTH PLAN, INC | $2K | $270 | $3K | 0.02% |
| BENEFIT INSURANCE MKTING INC3 | 1151 RED MILE ROAD LEXINGTON, KY 40504 | HUMANA HEALTH PLAN, INC | $2K | $220 | $2K | 0.02% |
| ASSUREDPARTNERS3 Filed as: PEEL & HOLLAND INC | P.O. BOX 427 BENTON, KY 42025 | HUMANA HEALTH PLAN, INC | $2K | $336 | $2K | 0.02% |
| FIFTH THIRD INSURANCE AGENCY INC3 Filed as: FIFTH THIRD INSURANCE AGY | 9700 ORMSBY STATION RD LOUISVILLE, KY 40223 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.02% |
| TRACY HARDIN3 | 5140 CHARLESTOWN RD, STE 4A NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $2K | $240 | $2K | 0.02% |
| WESSEL INSURANCE3 | 4101 CANE RUN RD LOUISVILLE, KY 40216 | HUMANA HEALTH PLAN, INC | $2K | — | $2K | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS NL LLC | 3620 BLACKISTON BLVD, STE 100 NEW ALBANY, IN 47150 | HUMANA HEALTH PLAN, INC | $1K | $165 | $1K | 0.01% |
| FSAB LLC3 | 620 S. 3RD ST, STE 102 LOUISVILLE, KY 40202 | HUMANA HEALTH PLAN, INC | $964 | — | $964 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,034 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,034 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC | 2,271 | $11.6M |
| Prescription drug | HUMANA HEALTH PLAN, INC | 2,271 | $11.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,271 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.