| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: AR BLUE CROSS BLUE SHIELD | PO BOX 8069 LITTLE ROCK, AR 72203 | ARKANSAS BLUE CROSS BLUE SHIELD | $0 | $159K | $159K | 15.94% |
| CAMPBELL AND COMPANY3 | ATTN BILL TALBOT PO BOX 1085 MAGNOLIA, AR 71754 | ARKANSAS BLUE CROSS BLUE SHIELD | $0 | $0 | $0 | 0.00% |
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: AR BLUE CROSS BLUE SHIELD | PO BOX 8069 LITTLE ROCK, AR 72203 | AR BLUE CROSS BLUE SHIELD | $0 | $10K | $10K | 15.73% |
| CAMPBELL AND COMPANY3 | ATTN BILL TALBOT PO BOX 1085 MAGNOLIA, AR 71754 | AR BLUE CROSS BLUE SHIELD | $3K | — | $3K | 5.00% |
| WILMA GALE JOHNSON3 | 1821 N LAKE FOREST DR STE 700-226 MCKINNEY, TX 75071 | AFLAC | $10K | $329 | $10K | 21.94% |
| AMANDA LEAH RISNER3 | 6849 ELM ST FRISCO, TX 75034 | AFLAC | $1K | $86 | $1K | 2.45% |
| RODNEY J JOHNSON3 | 3425 HICKORY BEND TRL MCKINNEY, TX 75071 | AFLAC | $672 | $72 | $744 | 1.55% |
| GUSTAVO ARRIAGA II3 | 320 W CORK TREE DR ORANGE, CA 92865 | AFLAC | $172 | — | $172 | 0.36% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $120 | — | $120 | 0.25% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $74 | — | $74 | 0.15% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $31 | — | $31 | 0.06% |
| CHRIS MIOT3 | 3106 CRESTRIDGE DR TEXARKANA, TX 75503 | AFLAC | $22 | — | $22 | 0.05% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 1750 WINDY HILL LN PROSPER, TX 75078 | AFLAC | $21 | — | $21 | 0.04% |
| CAROLYN J LEE3 | 1412 MAIN ST STE 504 TEXARKANA, TX 75501 | AFLAC | $20 | — | $20 | 0.04% |
| DAVID M COUGHLIN3 | 1400 SUN COPPER DR LAS VEGAS, NV 89117 | AFLAC | $18 | — | $18 | 0.04% |
| ROBERT SHEPARD COOPER3 | PO BOX 609 SANGER, TX 76266 | AFLAC | $17 | — | $17 | 0.04% |
| SHARYL K BATHE3 Filed as: SHARYL K JUNEAU | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $12 | — | $12 | 0.03% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $10 | — | $10 | 0.02% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $9 | — | $9 | 0.02% |
| NORA L WALKER3 | 4001 MINDEN AVE TEXARKANA, AR 72211 | AFLAC | $9 | — | $9 | 0.02% |
| STEVEN B KEMPTON3 | 4912 DERBYSHIRE DR MCKINNEY, TX 75070 | AFLAC | $8 | — | $8 | 0.02% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTRY ROAD X MCLEAN, TX 79057 | AFLAC | $6 | — | $6 | 0.01% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $4 | — | $4 | 0.01% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $2 | — | $2 | 0.00% |
| KELLY KING BLEDSOE3 | 37 BRETAGNE CIR LITTLE ROCK, AR 72223 | AFLAC | $1 | — | $1 | 0.00% |
| SCOTT WEBB3 | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $1 | — | $1 | 0.00% |
| HARVEY EDWARD MCCREARY JR3 | 717 BOSLEY DR FATE, TX 75087 | AFLAC | $1 | — | $1 | 0.00% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $0 | — | $0 | 0.00% |
| VICKIE L HENDERSON3 | 607 BAY VIEW CT SHERWOOD, AR 72120 | AFLAC | $0 | — | $0 | 0.00% |
| WILMA GALE JOHNSON3 | 1821 N LAKE FOREST DR STE 700-226 MCKINNEY, TX 75071 | AFLAC | $2K | $172 | $2K | 12.05% |
| AMANDA LEAH RISNER3 | 6849 ELM ST FRISCO, TX 75034 | AFLAC | $193 | $31 | $224 | 1.25% |
| CHRIS MIOT3 | 3106 CRESTRIDGE DR TEXARKANA, TX 75503 | AFLAC | $99 | — | $99 | 0.55% |
| CAROLYN J LEE3 | 1412 MAIN ST STE 504 TEXARKANA, TX 75501 | AFLAC | $64 | — | $64 | 0.36% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $59 | — | $59 | 0.33% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $48 | — | $48 | 0.27% |
| SHARYL K BATHE3 Filed as: SHARYL K JUNEAU | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $40 | — | $40 | 0.22% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $30 | — | $30 | 0.17% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $12 | — | $12 | 0.07% |
| SCOTT WEBB3 | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $10 | — | $10 | 0.06% |
| STEVEN B KEMPTON3 | 4912 DERBYSHIRE DR MCKINNEY, TX 75070 | AFLAC | $4 | — | $4 | 0.02% |
| KELLY KING BLEDSOE3 | 37 BRETAGNE CIR LITTLE ROCK, AR 72223 | AFLAC | $3 | — | $3 | 0.02% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $3 | — | $3 | 0.02% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $3 | — | $3 | 0.02% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $2 | — | $2 | 0.01% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $2 | — | $2 | 0.01% |
| VICKIE L HENDERSON3 | 607 BAY VIEW CT SHERWOOD, AR 72120 | AFLAC | $1 | — | $1 | 0.01% |
| HARVEY EDWARD MCCREARY JR3 | 717 BOSLEY DR FATE, TX 75087 | AFLAC | $1 | — | $1 | 0.01% |
| GUSTAVO ARRIAGA II3 | 320 W CORK TREE DR ORANGE, CA 92865 | AFLAC | $1 | — | $1 | 0.01% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $151 | — | $151 | 1.70% |
| MARIA VANDYKE3 | 13 PAWNEE COURT MAUMELLE, AR 72113 | USABLE LIFE | $17 | — | $17 | 0.19% |
| JERRY DUNCAN3 | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $14 | — | $14 | 0.16% |
| WILMA GALE JOHNSON3 | 1821 N LAKE FOREST DR STE 700-226 MCKINNEY, TX 75071 | AFLAC | $395 | $29 | $424 | 21.18% |
| AMANDA LEAH RISNER3 | 6849 ELM ST FRISCO, TX 75034 | AFLAC | $43 | $7 | $50 | 2.50% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $19 | — | $19 | 0.95% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $10 | — | $10 | 0.50% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 1750 WINDY HILL LN PROSPER, TX 75078 | AFLAC | $4 | — | $4 | 0.20% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $3 | — | $3 | 0.15% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $1 | — | $1 | 0.05% |
| GARY C KLEIN | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 154 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ARKANSAS BLUE CROSS BLUE SHIELD | 154 | $995K |
| Dental(4 contracts, 2 carriers) | AR BLUE CROSS BLUE SHIELD | 151 | $130K |
| Vision(4 contracts, 2 carriers) | AFLAC | 139 | $90K |
| Life insurance(3 contracts) | AFLAC | 67 | $68K |
| Short-term disability(3 contracts) | AFLAC | 67 | $68K |
| Prescription drug | ARKANSAS BLUE CROSS BLUE SHIELD | 154 | $995K |
| Other(4 contracts, 2 carriers) | AFLAC | 160 | $77K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 160 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.