| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEALTH ADVANTAGE5 | PO BOX 8069 LITTLE ROCK, AR 72203 | HEALTH ADVANTAGE | — | $74K | $74K | 15.25% |
| CAMPBELL AND COMPANY3 | ATTN BILL TALBOT PO BOX 1085 MAGNOLIA, AR 71754 | HEALTH ADVANTAGE | $12K | — | $12K | 2.51% |
| WILMA GALE JOHNSON3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $4K | — | $4K | 9.58% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $575 | — | $575 | 1.57% |
| RODNEY J JOHNSON3 | 4100 ELDORADO PKWY 100-387 MCKINNEY, TX 75070 | AFLAC | $445 | — | $445 | 1.21% |
| ROBERT SHEPARD COOPER3 | PO BOX 609 SANGER, TX 76266 | AFLAC | $129 | — | $129 | 0.35% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $81 | — | $81 | 0.22% |
| SHARYL K BATHE3 | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $80 | — | $80 | 0.22% |
| STEVEN B KEMPTON3 | 4912 DERBYSHIRE DR MCKINNEY, TX 75070 | AFLAC | $67 | — | $67 | 0.18% |
| NORA L WALKER3 | 4001 MINDEN AVE TEXARKANA, AR 71854 | AFLAC | $50 | — | $50 | 0.14% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $49 | — | $49 | 0.13% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 550 S WATTERS RD STE 103 ALLEN, TX 75013 | AFLAC | $39 | — | $39 | 0.11% |
| JEFFERY TAL WEBB3 | 900 PIEEREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $35 | — | $35 | 0.10% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $19 | — | $19 | 0.05% |
| CAROLYN J LEE3 | 1412 MAIN ST STE 504 TEXARKANA, TX 75501 | AFLAC | $14 | — | $14 | 0.04% |
| CHRIS MIOT3 | 3106 CRESTRIDGE DR TEXARKANA, TX 75503 | AFLAC | $11 | — | $11 | 0.03% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $11 | — | $11 | 0.03% |
| SCOTT WEBB3 | 12366 W MILTON DR PEORIA, AZ 85383 | AFLAC | $10 | — | $10 | 0.03% |
| HARVEY EDWARD MCCREARY JR3 | 273 BELLWOOD DR GARLAND, TX 75040 | AFLAC | $9 | — | $9 | 0.02% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $8 | — | $8 | 0.02% |
| CAROLYN J LEE3 | 1412 MAIN ST SUITE 504 TEXARKANA, TX 75501 | AFLAC | $7 | — | $7 | 0.02% |
| CHRIS MIOT3 | 3106 CRESTRIDGE DRIVE TEXARKANA, TX 75503 | AFLAC | $5 | — | $5 | 0.01% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $2 | — | $2 | 0.01% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $2 | — | $2 | 0.01% |
| KELLY KING BLEDSOE3 | 37 BRETAGNE CIR LITTLE ROCK, AR 72223 | AFLAC | $1 | — | $1 | 0.00% |
| KAY DIANE STINNETT3 | 18627 WALDEN GLEN CIR HUMBLE, TX 77346 | AFLAC | $1 | — | $1 | 0.00% |
| WILMA GALE JOHNSON3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $2K | — | $2K | 17.34% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $97 | — | $97 | 0.90% |
| SHARYL K BATHE3 | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $64 | — | $64 | 0.59% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $59 | — | $59 | 0.55% |
| CHRIS MIOT3 | 3106 CRESTRIDGE DR TEXARKANA, TX 75503 | AFLAC | $37 | — | $37 | 0.34% |
| CAROLYN J LEE3 | 1412 MAIN ST STE 504 TEXARKANA, TX 75501 | AFLAC | $25 | — | $25 | 0.23% |
| SCOTT WEBB3 | 12366 W MILTON DR PEORIA, AZ 85383 | AFLAC | $20 | — | $20 | 0.19% |
| CHRIS MIOT3 | 3106 CRESTRIDGE DRIVE TEXARKANA, TX 75503 | AFLAC | $20 | — | $20 | 0.19% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $20 | — | $20 | 0.19% |
| CAROLYN J LEE3 | 1412 MAIN ST SUITE 504 TEXARKANA, TX 75501 | AFLAC | $20 | — | $20 | 0.19% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $17 | — | $17 | 0.16% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $5 | — | $5 | 0.05% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $5 | — | $5 | 0.05% |
| DONNA DAILEY LOE3 | 2511 CHAFFIN LANE MAGNOLIA, AR 71753 | AFLAC | $4 | — | $4 | 0.04% |
| STEVEN B KEMPTON3 | 4912 DERBYSHIRE DR MCKINNEY, TX 75070 | AFLAC | $3 | — | $3 | 0.03% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $3 | — | $3 | 0.03% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $3 | — | $3 | 0.03% |
| KELLY KING BLEDSOE3 | 37 BRETAGNE CIR LITTLE ROCK, AR 72223 | AFLAC | $2 | — | $2 | 0.02% |
| ROBERT G GLASS3 | 524 NEVADA 48 S PRESCOTT, AR 71857 | AFLAC | $2 | — | $2 | 0.02% |
| VICKIE L HENDERSON3 | 607 BAY VIEW CT SHERWOOD, AR 72120 | AFLAC | $1 | — | $1 | 0.01% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $1 | — | $1 | 0.01% |
| HARVEY EDWARD MCCREARY JR3 | 273 BELLWOOD DR GARLAND, TX 75040 | AFLAC | $1 | — | $1 | 0.01% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $90 | — | $90 | 1.48% |
| JERRY DUNCAN3 | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $18 | — | $18 | 0.30% |
| WILMA GALE JOHNSON3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $97 | — | $97 | 6.19% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $81 | — | $81 | 5.17% |
| DONNA DAILEY LOE3 | 2511 CHAFFIN LANE MAGNOLIA, AR 71753 | AFLAC | $19 | — | $19 | 1.21% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $15 | — | $15 | 0.96% |
| ROBERT G GLASS3 | 524 NEVADA 48 S PRESCOTT, AR 71857 | AFLAC | $14 | — | $14 | 0.89% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $8 | — | $8 | 0.51% |
| DONNA DAILEY LOE3 | 2511 CHAFFIN LANE MAGNOLIA, AR 71753 | AFLAC | $8 | — | $8 | 0.51% |
| CAROLYN J LEE3 | 1412 MAIN ST STE 504 TEXARKANA, TX 75501 | AFLAC | $5 | — | $5 | 0.32% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 550 S WATTERS RD STE 103 ALLEN, TX 75013 | AFLAC | $3 | — | $3 | 0.19% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $3 | — | $3 | 0.19% |
| CAROLYN J LEE3 | 1412 MAIN ST SUITE 504 TEXARKANA, TX 75501 | AFLAC | $2 | — | $2 | 0.13% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $1 | — | $1 | 0.06% |
| ROGERS BENEFIT GROUP INC3 Filed as: RONALD DEAN ROGERS | 1406 SW LIBERTY AVE BENTONVILLE, AR 72713 | AFLAC | $1 | — | $1 | 0.06% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, AR 71106 | AFLAC | $1 | — | $1 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 181 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 239 | $485K |
| Dental(3 contracts) | AFLAC | 82 | $49K |
| Vision(3 contracts) | AFLAC | 82 | $49K |
| Life insurance(4 contracts, 2 carriers) | AFLAC | 158 | $55K |
| Short-term disability(3 contracts) | AFLAC | 82 | $49K |
| Prescription drug | HEALTH ADVANTAGE | 239 | $485K |
| Other(4 contracts, 2 carriers) | AFLAC | 158 | $55K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.