| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEALTH ADVANTAGE5 | PO BOX 8069 LITTLE ROCK, AR 72203 | HEALTH ADVANTAGE | — | $115K | $115K | 15.02% |
| CAMPBELL AND COMPANY3 | ATTN BILL TALBOT PO BOX 1085 MAGNOLIA, AR 71754 | HEALTH ADVANTAGE | $19K | — | $19K | 2.49% |
| WILMA GALE JOHNSON3 Filed as: WILMA GAIL JOHNSON | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $5K | $246 | $6K | 12.55% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PKWY MCKINNEY, TX 75070 | AFLAC | $380 | $37 | $417 | 0.95% |
| DAVID M COUGHLIN3 | 2220 E ROUTE 66 STE 215 GLENDORA, CA 91740 | AFLAC | $320 | — | $320 | 0.73% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $101 | — | $101 | 0.23% |
| ROBERT SHEPARD COOPER3 | PO BOX 609 SANGER, TX 76266 | AFLAC | $93 | — | $93 | 0.21% |
| STEVEN B KEMPTON3 | 4912 DERBYSHIRE DR MCKINNEY, TX 75070 | AFLAC | $69 | — | $69 | 0.16% |
| RODNEY J JOHNSON3 | 4100 ELDORADO PKWY 100-387 MCKINNEY, TX 75070 | AFLAC | $59 | — | $59 | 0.13% |
| NORA L WALKER3 | 4001 MINDEN AVE TEXARKANA, AR 71854 | AFLAC | $56 | — | $56 | 0.13% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $47 | — | $47 | 0.11% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $43 | — | $43 | 0.10% |
| SHARYL K BATHE3 | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $40 | — | $40 | 0.09% |
| SHARYL K BATHE3 Filed as: SHARYL K JUNEAU | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $28 | — | $28 | 0.06% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $27 | — | $27 | 0.06% |
| CAROLYN J LEE3 | 1412 MAIN ST STE 504 TEXARKANA, TX 75501 | AFLAC | $26 | — | $26 | 0.06% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 550 S WATTERS ROAD STE 103 ALLEN, TX 75013 | AFLAC | $24 | — | $24 | 0.05% |
| CHRIS MIOT3 | 3106 CRESTRIDGE DR TEXARKANA, TX 75503 | AFLAC | $22 | — | $22 | 0.05% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $20 | — | $20 | 0.05% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 1750 WINDY HILL LN PROSPER, TX 75078 | AFLAC | $16 | — | $16 | 0.04% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $14 | — | $14 | 0.03% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $10 | — | $10 | 0.02% |
| HARVEY EDWARD MCCREARY JR3 | 273 BELLWOOD DR GARLAND, TX 75040 | AFLAC | $9 | — | $9 | 0.02% |
| SCOTT WEBB3 | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $6 | — | $6 | 0.01% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $3 | — | $3 | 0.01% |
| KELLY KING BLEDSOE3 | 37 BRETAGNE CIR LITTLE ROCK, AR 72223 | AFLAC | $1 | — | $1 | 0.00% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $1 | — | $1 | 0.00% |
| KAY DIANE STINNETT3 | 18627 WALDEN CLEN CIR HUMBLE, TX 77346 | AFLAC | $1 | — | $1 | 0.00% |
| VICKIE L HENDERSON3 | 607 BAY VIEW CT SHERWOOD, AR 72120 | AFLAC | — | — | $0 | 0.00% |
| WILMA GALE JOHNSON3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $2K | $155 | $2K | 12.18% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $120 | — | $120 | 0.76% |
| CHRIS MIOT3 | 3106 CRESTRIDGE DR TEXARKANA, TX 75503 | AFLAC | $71 | — | $71 | 0.45% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $62 | — | $62 | 0.39% |
| SHARYL K BATHE3 | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $57 | — | $57 | 0.36% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $53 | — | $53 | 0.34% |
| CAROLYN J LEE3 | 1412 MAIN ST STE 504 TEXARKANA, TX 75501 | AFLAC | $49 | — | $49 | 0.31% |
| SHARYL K BATHE3 Filed as: SHARYL K JUNEAU | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $39 | — | $39 | 0.25% |
| SCOTT WEBB3 | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $29 | — | $29 | 0.18% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $23 | — | $23 | 0.15% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $22 | — | $22 | 0.14% |
| GUSTAVO ARRIAGA II3 | 5237 N RIVERSIDE DR STE 207 FORT WORTH, TX 76137 | AFLAC | $19 | — | $19 | 0.12% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $6 | — | $6 | 0.04% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROAD X EDMOND, OK 73025 | AFLAC | $6 | — | $6 | 0.04% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $5 | — | $5 | 0.03% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $5 | — | $5 | 0.03% |
| STEVEN B KEMPTON3 | 4912 DERBYSHIRE DR MCKINNEY, TX 75070 | AFLAC | $4 | — | $4 | 0.03% |
| HARVEY EDWARD MCCREARY JR3 | 273 BELLWOOD DR GARLAND, TX 75040 | AFLAC | $2 | — | $2 | 0.01% |
| KELLY KING BLEDSOE3 | 37 BRETAGNE CIR LITTLE ROCK, AR 72223 | AFLAC | $2 | — | $2 | 0.01% |
| VICKIE L HENDERSON3 | 607 BAY VIEW CT SHERWOOD, AR 72120 | AFLAC | $1 | — | $1 | 0.01% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $1 | — | $1 | 0.01% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $173 | — | $173 | 1.73% |
| JERRY DUNCAN3 | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $35 | — | $35 | 0.35% |
| WILMA GALE JOHNSON3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $142 | $63 | $205 | 10.89% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $23 | $17 | $40 | 2.12% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $19 | — | $19 | 1.01% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $10 | — | $10 | 0.53% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $6 | — | $6 | 0.32% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $3 | — | $3 | 0.16% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 1750 WINDY HILL LN PROSPER, TX 75078 | AFLAC | $2 | — | $2 | 0.11% |
| GUSTAVO ARRIAGA II3 | 5237 N RIVERSIDE DR STE 207 FORT WORTH, TX 76137 | AFLAC | $2 | — | $2 | 0.11% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 550 S WATTERS RD STE 103 ALLEN, TX 75013 | AFLAC | $2 | — | $2 | 0.11% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $1 | — | $1 | 0.05% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 154 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 160 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 233 | $764K |
| Dental(3 contracts) | AFLAC | 116 | $62K |
| Vision(3 contracts) | AFLAC | 116 | $62K |
| Life insurance(4 contracts, 2 carriers) | AFLAC | 154 | $72K |
| Short-term disability(3 contracts) | AFLAC | 116 | $62K |
| Prescription drug | HEALTH ADVANTAGE | 233 | $764K |
| Other(4 contracts, 2 carriers) | AFLAC | 154 | $72K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.