| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HEALTH ADVANTAGE5 | PO BOX 8069 LITTLE ROCK, AR 72203 | HEALTH ADVANTAGE | — | $103K | $103K | 15.28% |
| CAMPBELL AND COMPANY3 | ATTN BILL TALBOT PO BOX 1085 MAGNOLIA, AR 71754 | HEALTH ADVANTAGE | $15K | — | $15K | 2.25% |
| WILMA GALE JOHNSON3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $9K | $293 | $10K | 20.09% |
| GUSTAVO ARRIAGA II3 | 5237 N RIVERSIDE DR STE 207 FORT WORTH, TX 76137 | AFLAC | $871 | — | $871 | 1.83% |
| RODNEY J JOHNSON3 | 4100 ELDORADO PKWY 100-387 MCKINNEY, TX 75070 | AFLAC | $219 | — | $219 | 0.46% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $214 | — | $214 | 0.45% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $97 | — | $97 | 0.20% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $64 | — | $64 | 0.13% |
| ROBERT SHEPARD COOPER3 | PO BOX 609 SANGER, TX 76266 | AFLAC | $53 | — | $53 | 0.11% |
| SHARYL K BATHE3 Filed as: SHARYL K JUNEAU | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $40 | — | $40 | 0.08% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $40 | — | $40 | 0.08% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 1750 WINDY HILL LN PROSPER, TX 75078 | AFLAC | $39 | — | $39 | 0.08% |
| STEVEN B KEMPTON3 | 4912 DERBYSHIRE DR MCKINNEY, TX 75070 | AFLAC | $33 | — | $33 | 0.07% |
| CAROLYN J LEE3 | 1412 MAIN ST STE 504 TEXARKANA, TX 75501 | AFLAC | $26 | — | $26 | 0.05% |
| NORA L WALKER3 | 4001 MINDEN AVE TEXARKANA, AR 71854 | AFLAC | $25 | — | $25 | 0.05% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $23 | — | $23 | 0.05% |
| CHRIS MIOT3 | 3106 CRESTRIDGE DR TEXARKANA, TX 75503 | AFLAC | $22 | — | $22 | 0.05% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $13 | — | $13 | 0.03% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $12 | — | $12 | 0.03% |
| AMANDA RISNER3 | 8813 PRIEST MEADOW CT MCKINNEY, TX 75071 | AFLAC | $11 | — | $11 | 0.02% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $11 | — | $11 | 0.02% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $10 | — | $10 | 0.02% |
| SCOTT WEBB3 | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $5 | — | $5 | 0.01% |
| HARVEY EDWARD MCCREARY JR3 | 273 BELLWOOD DR GARLAND, TX 75040 | AFLAC | $5 | — | $5 | 0.01% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $2 | — | $2 | 0.00% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $1 | — | $1 | 0.00% |
| KELLY KING BLEDSOE3 | 37 BRETAGNE CIR LITTLE ROCK, AR 72223 | AFLAC | $1 | — | $1 | 0.00% |
| KAY DIANE STINNETT3 | 18627 WALDEN GLEN CIR HUMBLE, TX 77346 | AFLAC | $0 | — | $0 | 0.00% |
| VICKIE L HENDERSON3 | 607 BAY VIEW CT SHERWOOD, AR 72120 | AFLAC | $0 | — | $0 | 0.00% |
| WILMA GALE JOHNSON3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $2K | $107 | $2K | 12.32% |
| GUSTAVO ARRIAGA II3 | 5237 N RIVERSIDE DR STE 207 FORT WORTH, TX 76137 | AFLAC | $127 | $18 | $145 | 0.85% |
| ALEXANDRIA NICOLE ARNOLD3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $120 | — | $120 | 0.71% |
| SHARYL K BATHE3 Filed as: SHARYL K JUNEAU | 620 ODD FELLOW RD MATTOON, IL 61938 | AFLAC | $93 | — | $93 | 0.55% |
| CHRIS MIOT3 | 3106 CRESTRIDGE DR TEXARKANA, TX 75503 | AFLAC | $73 | — | $73 | 0.43% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $62 | — | $62 | 0.36% |
| CAROLYN J LEE3 | 1412 MAIN ST STE 504 TEXARKANA, TX 75501 | AFLAC | $50 | — | $50 | 0.29% |
| SCOTT WEBB3 | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $28 | — | $28 | 0.16% |
| WILLIAM D WENBERG3 | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $24 | — | $24 | 0.14% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $22 | — | $22 | 0.13% |
| ROBERT PERRY EVANS JR3 | 14422 COUNTY ROAD X MCLEAN, TX 79057 | AFLAC | $6 | — | $6 | 0.04% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $6 | — | $6 | 0.04% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $5 | — | $5 | 0.03% |
| BARBARA ANN MCNAUGHTON3 | 4910 CORPORATE DR NW STE G HUNTSVILLE, AL 35805 | AFLAC | $4 | — | $4 | 0.02% |
| STEVEN B KEMPTON3 | 4912 DERBYSHIRE DR MCKINNEY, TX 75070 | AFLAC | $4 | — | $4 | 0.02% |
| HARVEY EDWARD MCCREARY JR3 | 273 BELLWOOD DR GARLAND, TX 75040 | AFLAC | $2 | — | $2 | 0.01% |
| KELLY KING BLEDSOE3 | 37 BRETAGNE CIR LITTLE ROCK, AR 72223 | AFLAC | $2 | — | $2 | 0.01% |
| VICKIE L HENDERSON3 | 607 BAY VIEW CT SHERWOOD, AR 72120 | AFLAC | $1 | — | $1 | 0.01% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $1 | — | $1 | 0.01% |
| KAYLA PROPPS3 | 130 HEMPSTEAD 353 NASHVILLE, AR 71852 | USABLE LIFE | $111 | — | $111 | 1.70% |
| JERRY DUNCAN3 | C/O ARKANSAS BLUE CROSS BLUE SHIELD 516 EAST MILLSAP ROAD STE 103 FAYETTEVILLE, AR 72703 | USABLE LIFE | $22 | — | $22 | 0.34% |
| WILMA GALE JOHNSON3 | 4100 ELDORADO PKWY STE 100387 MCKINNEY, TX 75070 | AFLAC | $523 | $132 | $655 | 17.76% |
| RODNEY J JOHNSON3 | 4100 ELDORADO PKWY 100-387 MCKINNEY, TX 75070 | AFLAC | $184 | — | $184 | 4.99% |
| GUSTAVO ARRIAGA II3 | 5237 N RIVERSIDE DR STE 207 FORT WORTH, TX 76137 | AFLAC | $64 | — | $64 | 1.73% |
| SHARON JOY MATHERLY3 | PO BOX 988 HOPE, AR 71802 | AFLAC | $19 | — | $19 | 0.52% |
| DIANNE RENEE EADS3 | PO BOX 987 MAGNOLIA, AR 71754 | AFLAC | $16 | — | $16 | 0.43% |
| AMANDA RISNER3 | 8813 PRIEST MEADOW CT MCKINNEY, TX 75071 | AFLAC | $15 | — | $15 | 0.41% |
| JEFFERY TAL WEBB3 | 900 PIERREMONT RD STE 114 SHREVEPORT, LA 71106 | AFLAC | $10 | — | $10 | 0.27% |
| PAMELA R HAYES3 | PO BOX 100 LADY LAKE, FL 32158 | AFLAC | $7 | — | $7 | 0.19% |
| ELIZABETH M CHAPMOND3 | 107 LOOKOUT PT HOT SPRINGS, AR 71913 | AFLAC | $4 | — | $4 | 0.11% |
| WILLIAM A GRAHAM COMPANY3 Filed as: WILLIAM C COVINGTON | 1750 WINDY HILL LN PROSPER, TX 75078 | AFLAC | $4 | — | $4 | 0.11% |
| EDWARD L MARTINA III3 | 100 GENNA LN YOUNGSVILLE, LA 70592 | AFLAC | $4 | — | $4 | 0.11% |
| DEMETRIA M ELLIS3 | 1360 N CONSTITUTION AVE APT 25 ASHDOWN, AR 71822 | AFLAC | $4 | — | $4 | 0.11% |
| DAVID M COUGHLIN3 | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $3 | — | $3 | 0.08% |
| BETHANY FRANKLIN3 | 5601 FOREST BEND LN TEXARKANA, AR 71854 | AFLAC | $3 | — | $3 | 0.08% |
| DEWAYNE GOLDWYN SIMPSON3 | 4204 COPPER ROCK DR EDMOND, OK 73025 | AFLAC | $3 | — | $3 | 0.08% |
| ANGELA L STALEY3 | 902 MARTIN LUTHER KING BLVD STE 102 MALVERN, AR 72104 | AFLAC | $2 | — | $2 | 0.05% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $1 | — | $1 | 0.03% |
| MARY HEADLEE KNIGHT3 | PO BOX 1282 BENTON, AR 72018 | AFLAC | $1 | — | $1 | 0.03% |
| JOHN TIMOTHY MCRAE3 | 1315 PLEASANT POINTE CIR BRYANT, AR 72022 | AFLAC | $1 | — | $1 | 0.03% |
| GARY C KLEIN3 | 3211 SAN SEBASTIAN DR CARROLLTON, TX 75006 | AFLAC | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 152 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 156 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH ADVANTAGE | 152 | $672K |
| Dental(3 contracts) | AFLAC | 60 | $68K |
| Vision(3 contracts) | AFLAC | 60 | $68K |
| Life insurance(4 contracts, 2 carriers) | AFLAC | 97 | $75K |
| Short-term disability(3 contracts) | AFLAC | 60 | $68K |
| Prescription drug | HEALTH ADVANTAGE | 152 | $672K |
| Other(4 contracts, 2 carriers) | AFLAC | 97 | $75K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 152 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.