| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 19341 | HIGHMARK INC. | $20K | — | $20K | 3.29% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 100 PINEWOOD LANE SUITE 301 WARRENDALE, PA 15086 | HIGHMARK INC. | $10K | — | $10K | 1.65% |
| DANIEL P BATTY3 Filed as: DANIEL BATTY | 111 E UWCHLAN AVE EXTON, PA 193411206 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 3.97% |
| CHRISTOPHER A LUPP3 Filed as: CHRISTOPHER COCORES | 160 RICH VALLEY RD MECHANICSBURG, PA 170501740 | METROPOLITAN LIFE INSURANCE COMPANY | $885 | — | $885 | 1.44% |
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 19341 | STANDARD INSURANCE COMPANY | $5K | $1K | $6K | 12.81% |
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 19341 | STANDARD INSURANCE COMPANY | $3K | $920 | $4K | 11.51% |
| CHRISTOPER CHARLES COCORES3 | STE 307 100 STERLING PKWY MECHANICSURG, PA 170502903 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | $2K | $4K | 16.69% |
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 193411206 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | $279 | $3K | 10.90% |
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 19341 | STANDARD INSURANCE COMPANY | $798 | $199 | $997 | 13.75% |
| BATTY,DANIEL3 | 111 E UWCHLAN AVE EXTON, PA 19341 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $952 | $70 | $1K | 16.10% |
| BATTY,DANIEL3 | 111 E UWCHLAN AVE EXTON, PA 19341 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $826 | $38 | $864 | 15.69% |
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 19341 | METLIFE LEGAL PLANS | $810 | — | $810 | 16.48% |
| DANIEL P BATTY3 Filed as: DANIEL BATTY | 111 E. UWCHLAN AVE EXTON, PA 19341 | STANDARD INSURANCE COMPANY | $357 | $67 | $424 | 17.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 143 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HIGHMARK INC. | 90 | $599K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 116 | $61K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 116 | $61K |
| Life insurance(2 contracts, 2 carriers) | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 153 | $31K |
| Short-term disability | STANDARD INSURANCE COMPANY | 185 | $35K |
| Long-term disability | STANDARD INSURANCE COMPANY | 185 | $45K |
| Prescription drug | HIGHMARK INC. | 90 | $599K |
| Other(5 contracts, 4 carriers) | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 153 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 185 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.