| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DANIEL P BATTY3 Filed as: DANIEL BATTY | 111 E UWCHLAN AVE EXTON, PA 19341 | CAPITAL ADVANTAGE ASSURANCE COMPANY | $18K | — | $18K | 3.72% |
| DANIEL P BATTY3 Filed as: DANIEL BATTY | 111 E UWCHLAN AVE EXTON, PA 19341 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 3.30% |
| CHRISTOPHER A LUPP3 Filed as: CHRISTOPHER COCORES | 3 WOODSTOCK CT MECHANICSBURG, PA 17050 | METROPOLITAN LIFE INSURANCE COMPANY | $875 | — | $875 | 1.78% |
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 19341 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 5.04% |
| CHRISTOPHER C COCORES3 | 5001 LOUISE DRIVE SUITE 300 MECHANICSBURG, PA 17055 | STANDARD INSURANCE COMPANY | $723 | — | $723 | 2.71% |
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 19341 | STANDARD INSURANCE COMPANY | $365 | — | $365 | 1.95% |
| CHRISTOPHER C COCORES3 | 5001 LOUISE DRIVE SUITE 300 MECHANICSBURG, PA 17055 | STANDARD INSURANCE COMPANY | $196 | — | $196 | 1.05% |
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 19341 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 9.15% |
| CHRISTOPHER C COCORES3 | 5001 LOUISE DRIVE SUITE 300 MECHANICSBURG, PA 17055 | STANDARD INSURANCE COMPANY | $906 | — | $906 | 4.92% |
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 19341 | STANDARD INSURANCE COMPANY | $832 | — | $832 | 10.00% |
| BATTY,DANIEL3 | 111 E UWCHLAN AVE EXTON, PR 19341 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $445 | — | $445 | 14.99% |
| BATTY,DANIEL3 | 111 E UWCHLAN AVE EXTON, PA 19341 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $350 | — | $350 | 14.98% |
| CHRISTOPER CHARLES COCORES3 | 5001 LOUISE DRIVE STE 300 MECHANICSURG, PR 17055 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | $1K | $3K | — |
| DANIEL P BATTY3 | 111 E UWCHLAN AVE EXTON, PA 19341 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1K | $212 | $1K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 123 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 1 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 126 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CAPITAL ADVANTAGE ASSURANCE COMPANY | 64 | $476K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 140 | $49K |
| Vision | STANDARD INSURANCE COMPANY | 55 | $8K |
| Life insurance | STANDARD INSURANCE COMPANY | 140 | $19K |
| Short-term disability | STANDARD INSURANCE COMPANY | 103 | $27K |
| Long-term disability | STANDARD INSURANCE COMPANY | 103 | $18K |
| Prescription drug | CAPITAL ADVANTAGE ASSURANCE COMPANY | 64 | $476K |
| Other(3 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 10 | $5K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.