| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GEORGE E. HAYWOOD3 | PO BOX 101 MIDDLEVILLE, MI 49333 | PRIORITY HEALTH | $301K | $0 | $301K | 3.48% |
| MARK ILGENFRITZ3 | 2110 POWERS FERRY RD., STE 440 ATLANTA, GA 30339 | PRIORITY HEALTH | $116K | $0 | $116K | 1.34% |
| MANAGED HEALTHCARE SOLUTIONS, INC.3 | 2110 POWERS FERRY RD., STE 440 ATLANTA, GA 30339 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $213K | $0 | $213K | 5.52% |
| GEORGE E. HAYWOOD3 | PO BOX 101 MIDDLEVILLE, MI 49333 | PRIORITY HEALTH INSURANCE COMPANY | $21K | $0 | $21K | 2.98% |
| MARK ILGENFRITZ3 | 2110 POWERS FERRY RD., STE 440 ATLANTA, GA 30339 | PRIORITY HEALTH INSURANCE COMPANY | $8K | $0 | $8K | 1.06% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN AGENCY, LLC | 120 MARGUERITE DR. CRANBERRY, PA 16066 | DELTA DENTAL OF KENTUCKY | $19K | $25K | $44K | 19.11% |
| MEDLINK INC3 Filed as: MEDLINK, INC. | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM LIFE INSURANCE COMPANY | $11K | $0 | $11K | 11.99% |
| KAREN J. WIRZULIS3 | 100 GREAT MEADOWS RD WETHERSFIELD, CT 06129 | ANTHEM LIFE INSURANCE COMPANY | $0 | $2 | $2 | 0.00% |
| MEDLINK INC3 Filed as: MEDLINK, INC. | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| KAREN J. WIRZULIS3 | 100 GREAT MEADOWS RD WETHERSFIELD, CT 06129 | ANTHEM LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,908 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,908 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | PRIORITY HEALTH | 2,217 | $13.2M |
| Dental | DELTA DENTAL OF KENTUCKY | 1,034 | $230K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 1,362 | $94K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 96 | $43K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.