| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK ILGENFRITZ3 | 2110 POWERS FERRY RD., STE 440 ATLANTA, GA 30339 | PRIORITY HEALTH | $540K | $0 | $540K | 5.06% |
| MANAGED HEALTHCARE SOLUTIONS, INC.3 | 2110 POWERS FERRY RD., STE 440 ATLANTA, GA 30339 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $451K | $0 | $451K | 4.73% |
| MARK ILGENFRITZ3 | 2110 POWERS FERRY RD., STE 440 ATLANTA, GA 30339 | PRIORITY HEALTH INSURANCE COMPANY | $43K | $0 | $43K | 4.42% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN AGENCY, LLC | 120 MARGUERITE DR. CRANBERRY, PA 16066 | DELTA DENTAL OF KENTUCKY | $33K | $0 | $33K | 7.50% |
| MANAGED HEALTHCARE SOLUTIONS, INC.3 | 400 INTERSTATE NORTH ATLANTA, GA 30339 | DELTA DENTAL OF KENTUCKY | $33K | $0 | $33K | 7.47% |
| MANAGED HEALTHCARE SOLUTIONS, INC.3 | 2110 POWERS FERRY RD., STE 440 ATLANTA, GA 30339 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $13K | $0 | $13K | 8.24% |
| JOSEPH DIFUCCIA3 | 2323 W. 38TH ST. ERIE, PA 16506 | AFLAC | $4K | $0 | $4K | 5.40% |
| BRIAN W PATTEN3 Filed as: BRIAN W. PATTEN | 120 MARGUERITE DR. CRANBERRY, PA 16066 | AFLAC | $3K | $674 | $3K | 4.39% |
| BYRON ALLEN BRAY3 | 3214 18TH AVE BEAVER FALLS, PA 15010 | AFLAC | $1K | $488 | $2K | 2.52% |
| HEATHER BARTLEY3 | 120 MARGUERITE DR. CRANBERRY, PA 16066 | AFLAC | $1K | $0 | $1K | 1.39% |
| ALFONSO SALDANA3 | 6135 KEDVALE AVE. CHICAGO, IL 60629 | AFLAC | $948 | $39 | $987 | 1.29% |
| EVAN GERSON3 | 521 SALEM HEIGHTS DR. GIBSONIA, PA 15044 | AFLAC | $652 | $298 | $950 | 1.24% |
| MARIO HAIFA3 | 216 WARWICK DR. PITTSBURGH, PA 15241 | AFLAC | $575 | $341 | $916 | 1.19% |
| CHRISTINA L MALOVANY3 Filed as: CHRISTINA L. MALOVANY | 1056 WOODHILL CT. ELGIN, IL 60120 | AFLAC | $666 | $96 | $762 | 0.99% |
| NATHANIEL W PATTEN3 Filed as: NATHANIEL W. PATTEN | 825 FOX RIDGE CT. MARS, PA 16046 | AFLAC | $466 | $210 | $676 | 0.88% |
| KASSANDRA PERSONETT3 | 377 E. BUTTERFIELD RD., STE 210 LOMBARD, IL 60148 | AFLAC | $524 | $61 | $585 | 0.76% |
| LEAH E. GOLDBERG3 | 320 FORT DUQUESNE BLVD., APT. 4F PITTSBURGH, PA 15222 | AFLAC | $338 | $161 | $499 | 0.65% |
| MATTHEW MCCLAY3 | 1086 MANSFIELD AVE. INDIANA, PA 15701 | AFLAC | $324 | $173 | $497 | 0.65% |
| ALTER FREILICH3 Filed as: ALTER FRELICH | 2603 AVENUE J BROOKLYN, NY 11210 | AFLAC | $443 | $0 | $443 | 0.58% |
| DENNIS FENNELL3 | 8 BELVOIR DR. WASHINGTONVILLE, NY 10992 | AFLAC | $141 | $252 | $393 | 0.51% |
| SEAN CRONER3 | 4533 SCENIC DR. ALIQUIPPA, PA 15001 | AFLAC | $393 | $0 | $393 | 0.51% |
| TERRASA M. VALENTI3 | 1400 SMOKEY WOOD DR. STE 610 PITTSBURGH, PA 15218 | AFLAC | $144 | $210 | $354 | 0.46% |
| TERESA L FOUTZ3 Filed as: TERESA FOUTZ | 1877 LEALAND AVE. POLAND, OH 44514 | AFLAC | $315 | $0 | $315 | 0.41% |
| RIFFE CONSULTING GROUP LLC3 Filed as: RIFFE CONSULTING GROUP, LLC | 219 TIMBER RDG. CRANBERRY, PA 16066 | AFLAC | $150 | $74 | $224 | 0.29% |
| CHAD L NELSON3 Filed as: CHAD NELSON | 5266 N. KUFALK LN. BYRON, IL 61010 | AFLAC | $177 | $19 | $196 | 0.26% |
| MICHAEL E MCCARTHY3 Filed as: MICHAEL MCCARTHY | PO BOX 1047 DUNDEE, IL 60118 | AFLAC | $174 | $14 | $188 | 0.24% |
| MICHAEL J SKOFF3 Filed as: MICHAEL SKOFF | 815 N. CHURCH ST. ROCKFORD, IL 61103 | AFLAC | $168 | $12 | $180 | 0.23% |
| NICHOLAS DEAN SHIPE3 | 11037 BROADWAY, STE C CROWN POINT, IN 46307 | AFLAC | $156 | $0 | $156 | 0.20% |
| TRACY JOHNSON3 | 501 AVON LN., APT. 13 OTTAWA, IL 61350 | AFLAC | $136 | $10 | $146 | 0.19% |
| MICHAEL YURCZYK3 | 9616 WYOMING TER BLOOMINGTON, MN 55438 | AFLAC | $102 | $7 | $109 | 0.14% |
| KENNETH C MEIER CORP3 Filed as: KENNETH C. MEIER | 11835 QUEENS BLVD, STE 1403 FOREST HILLS, NY 11375 | AFLAC | $44 | $47 | $91 | 0.12% |
| TREVOR FENNELL3 Filed as: TREVOR R. FENNELL | 11835 QUEENS BLVD, STE 1403 FOREST HILLS, NY 11375 | AFLAC | $39 | $50 | $89 | 0.12% |
| MORGAN E PETTIT3 Filed as: MORGAN E. PETTIT | 115 SEWICKLEY FARM CIR. MARS, PA 16046 | AFLAC | $86 | $0 | $86 | 0.11% |
| BARBARA WEISSMAN3 | 1495 E. 24TH ST. BROOKLYN, NY 11210 | AFLAC | $68 | $0 | $68 | 0.09% |
| BRITTNEY NEWCOMER3 | 6142 BECKIK RD. KENDALLVILLE, IN 46755 | AFLAC | $57 | $1 | $58 | 0.08% |
| DENNIS J CASSENS3 Filed as: DENNIS CASSENS | 4646 E. MARRILL RD. BYRON, IL 61010 | AFLAC | $44 | $2 | $46 | 0.06% |
| JONATHAN DAVID BESWARICK3 | 220 INSURANCE DR. FORT WAYNE, IN 46825 | AFLAC | $44 | $0 | $44 | 0.06% |
| ERIC BROGAN3 Filed as: ERIC SPENGEL | 3819 BLYTHEWOOD PL. FORT WAYNE, IN 46804 | AFLAC | $23 | $12 | $35 | 0.05% |
| MENACHEM YIFAT3 | 482 HUNGRY HARBOR RD. VALLEY STREAM, NY 11581 | AFLAC | $27 | $0 | $27 | 0.04% |
| JEFFREY CORREAL3 Filed as: JEFFREY YOUNG | 75 CYCLE AVE., #1 UNIONTOWN, PA 15401 | AFLAC | $16 | $0 | $16 | 0.02% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL & ASSOCIATES, LTD. | 303 W. ERIE ST., STE 400 CHICAGO, IL 60654 | AFLAC | $8 | $2 | $10 | 0.01% |
| NASCA & ASSOCIATES3 Filed as: NASCA AND ASSOCIATES, LTD. | 303 W. ERIE ST., STE 400 CHICAGO, IL 60654 | AFLAC | $6 | $2 | $8 | 0.01% |
| WAYNE R BALL3 Filed as: WAYNE R. BALL | 3088 HILLBROOK LN, APT. 104 AURORA, IL 60502 | AFLAC | $7 | $0 | $7 | 0.01% |
| ROBERT J LAWRENCE3 Filed as: ROBERT J. LAWRENCE | 15409 SPENCERVILLE RD. GRABILL, IN 46741 | AFLAC | $5 | $0 | $5 | 0.01% |
| JEFFREY CORREAL3 | 420 GENNY LANE UNIONTOWN, PA 15401 | AFLAC | $5 | $0 | $5 | 0.01% |
| MEDLINK INC3 Filed as: MEDLINK, INC. | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM LIFE INSURANCE COMPANY | $9K | $0 | $9K | 14.68% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN AGENCY, LLC | 120 MARGUERITE DR. CRANBERRY, PA 160665007 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $0 | $6K | 12.84% |
| MEDLINK INC3 Filed as: MEDLINK, INC. | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN AGENCY, LLC | 120 MARGUERITE DR. CRANBERRY, PA 160665007 | METROPOLITAN LIFE INSURANCE COMPANY | $674 | $0 | $674 | 12.84% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,322 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 7,322 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | PRIORITY HEALTH | 3,072 | $21.2M |
| Dental | DELTA DENTAL OF KENTUCKY | 1,964 | $446K |
| Vision | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | 2,147 | $162K |
| Life insurance(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 1,550 | $112K |
| Long-term disability | ANTHEM LIFE INSURANCE COMPANY | 97 | $30K |
| Other(2 contracts, 2 carriers) | AFLAC | 1,550 | $82K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,072 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.