| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BEK RESOURCES LLC3 Filed as: BEK RESOURCES, LLC | 120 MARGUERITE DR., STE. 101 CRANBERRY TOWNSHIP, PA 16066 | DELTA DENTAL OF KENTUCKY | $105K | — | $105K | 7.97% |
| EVAN B GERSON3 | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH | $10K | — | $10K | 3.50% |
| EVAN B GERSON3 | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH | $7K | — | $7K | 3.46% |
| EVAN B GERSON3 | 120 MARGUERITE DRIVE, SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH | $5K | — | $5K | 3.50% |
| BEK RESOURCES LLC3 | 8000 BROOKTREE RD., STE. 200 WEXFORD, PA 150909474 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | — | $13K | 12.13% |
| BEK RESOURCES LLC3 | 8000 BROOKTREE RD., STE. 200 WEXFORD, PA 150909474 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 12.72% |
| BEK RESOURCES LLC3 | 120 MAUGUERITE DR., STE. 101 CRANBERRY TOWNSHIP, PA 16066 | HARTFORD LIFE AND ACCIDENT | $10K | — | $10K | 15.00% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD., 2ND FLOOR HAUPPAUGE, NY 11788 | HARTFORD LIFE AND ACCIDENT | — | $4K | $4K | 5.76% |
| BEK RESOURCES LLC3 | 8000 BROOKTREE RD., STE. 200 WEXFORD, PA 150909474 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 10.90% |
| BEK RESOURCES LLC3 | 8000 BROOKTREE RD., STE. 200 WEXFORD, PA 150909474 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 12.15% |
| BEK RESOURCES LLC3 | 120 MARGUERITE DR., STE. 101 CRANBERRY TOWNSHIP, PA 16066 | HARTFORD LIFE AND ACCIDENT | $1K | — | $1K | 15.08% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES HOUSTON | 1125 SANTUARY PKWY, SUITE 300 ALPHARETTA, GA 30009 | HARTFORD LIFE AND ACCIDENT | — | $5 | $5 | 0.06% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1050 WILSHIRE BOULEVARD, SUITE 200 TROY, MI 48084 | HARTFORD LIFE AND ACCIDENT | -$7 | — | -$7 | -0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 5,168 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,168 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | PRIORITY HEALTH | 28 | $614K |
| Dental | DELTA DENTAL OF KENTUCKY | 4,654 | $1.3M |
| Vision(2 contracts) | EYEMED VISION CARE | 4,161 | $258K |
| Life insurance(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,677 | $245K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 48 | $9K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 122 | $70K |
| Prescription drug(3 contracts) | PRIORITY HEALTH | 28 | $614K |
| Other(4 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 2,677 | $245K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,654 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.