| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M.E. WILSON COMPANY, LLC3 Filed as: M.E. WILSON COMPANY LLC | 300 W PLATT ST TAMPA, FL 33606 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $10K | $10K | 4.51% |
| ROSE G MCLAUGHLIN3 | 337 COUNTRY CLUB DR STE 25 NAPLES, FL 34110 | AFLAC | $2K | $340 | $3K | 3.15% |
| CASE BENEFIT CONSULTANTS3 Filed as: CASE BENEFIT CONSULTANTS LLC | 4760 TAMIAMI TRL N STE 25 NAPLES, FL 34103 | AFLAC | $2K | — | $2K | 1.91% |
| KELLY A IRVINE3 Filed as: KELLY ANN IRVINE | 15801 WHITE ORCHID LN FORT MYERS, FL 33908 | AFLAC | $992 | $103 | $1K | 1.24% |
| M.E. WILSON COMPANY, LLC3 Filed as: M E WILSON CO LLC | 4760 TAMIAMI TRL N STE 25 NAPLES, FL 34103 | AFLAC | $1K | — | $1K | 1.20% |
| MALLIBIS FERNANDEZ3 | 1842 41ST TER SW NAPLES, FL 34116 | AFLAC | $976 | — | $976 | 1.11% |
| SHELLEY HARTSELL3 | 8735 WESTMORELAND LAKE DR CORNELIUS, NC 28031 | AFLAC | $797 | $70 | $867 | 0.98% |
| LAC INSURANCE SERVICES3 | 1927 SE 8TH AVE CAPE CORAL, FL 33990 | AFLAC | $502 | $155 | $657 | 0.75% |
| JAMIE HARTT3 | 23285 WILBER AVE PORT CHARLOTTE, FL 33980 | AFLAC | $626 | $25 | $651 | 0.74% |
| DIXIE A SMITH3 | 114 MAIN AVE N FAYETTEVILLE, TN 37334 | AFLAC | $609 | $16 | $625 | 0.71% |
| RICHARD J ABBENANTE3 | 163 NORTHERN BLVD SHIRLEY, NY 11967 | AFLAC | $512 | — | $512 | 0.58% |
| BRIONY PFLUEGER3 | 1714 SW 43RD LN CAPE CORAL, FL 33914 | AFLAC | $436 | — | $436 | 0.49% |
| RICHARD J ABBENANTE3 | 4727 MIRAGE BAY CIR UNIT 210 FORT MYERS, FL 33966 | AFLAC | $412 | — | $412 | 0.47% |
| MANUELA LLINAS OCHOA3 | 901 CYPRESS GROVE DR APT 203 POMPANO BEACH, FL 33069 | AFLAC | $362 | — | $362 | 0.41% |
| CYNTHIA ALANE DAVIS3 | 2916 SE 159TH LANE RD SUMMERFIELD, FL 34491 | AFLAC | $249 | — | $249 | 0.28% |
| JONATHAN P DUNN3 | 3337 TWIN RIDGE DR CHARLOTTE, NC 28210 | AFLAC | $232 | $12 | $244 | 0.28% |
| LUZ ELENA SERVI3 | 6127 S RAINBOW BLVD STE 110 LAS VEGAS, NV 89118 | AFLAC | $222 | — | $222 | 0.25% |
| CINDY K RICHARDS3 | 114 WINDING WAY NORMANDY, TN 37360 | AFLAC | $177 | — | $177 | 0.20% |
| MELANIE H KELLEY3 | 300 BLOCKER ST NW HUNTSVILLE, AL 35806 | AFLAC | $170 | — | $170 | 0.19% |
| L A D FINANCIAL CORP3 | 13308 ALTON RD PALM BEACH GARDENS, FL 33418 | AFLAC | $159 | — | $159 | 0.18% |
| ALAN LECLAIRE3 Filed as: ALAN R LECLAIRE | 28 GEORGETOWN FORT MYERS, FL 33919 | AFLAC | $158 | — | $158 | 0.18% |
| DONTA CHARLES3 | 16313 HALLATON DR HUNTERSVILLE, NC 28078 | AFLAC | $151 | — | $151 | 0.17% |
| MATTHEW SHANE STRONG3 | 3860 COLONIAL BLVD STE 200 FORT MYERS, FL 33966 | AFLAC | $53 | $78 | $131 | 0.15% |
| STEVE D SERVI3 | 6127 S RAINBOW BLVD STE 110 LAS VEGAS, NV 89118 | AFLAC | $113 | — | $113 | 0.13% |
| SUWAT ASSAWAMATIYANONT3 | 8171 HAMPTON WOOD DR BOCA RATON, FL 33433 | AFLAC | $113 | — | $113 | 0.13% |
| DAVID M CRUMLEY3 | 5111 MARYLAND WAY STE 210 BRENTWOOD, TN 37027 | AFLAC | $107 | — | $107 | 0.12% |
| TIMOTHY MCANDREWS3 | 5483 MARINE AVE LAWNDALE, CA 90260 | AFLAC | $106 | — | $106 | 0.12% |
| DAVID M CRUMLEY3 | 240 WILSON PIKE CIR STE 200 BRENTWOOD, TN 37027 | AFLAC | $94 | $5 | $99 | 0.11% |
| MITZIE B BLUE3 | 4880 WALLBURG LANDING ST APT 210 WINSTON SALEM, NC 27107 | AFLAC | $95 | — | $95 | 0.11% |
| BARRY CAMPBELL3 | 5278 LICKTON PIKE GOODLETTSVILLE, TN 37072 | AFLAC | $93 | — | $93 | 0.11% |
| LINDA F BEDGOOD3 | 1241 NW 85TH TER PLANTATION, FL 33322 | AFLAC | $92 | — | $92 | 0.10% |
| SAIC INC3 | 1639 BRADLEY PARK DR ST 500 BOX 358 COLUMBUS, GA 31904 | AFLAC | $87 | — | $87 | 0.10% |
| MARIA C ORTIZ3 | 7400 SW 50TH TER STE 300 MIAMI, FL 33155 | AFLAC | $80 | — | $80 | 0.09% |
| NOLAN DOYLE MCCUE3 | 242 HERITAGE PARK DR STE 108 MURFREESBORO, TN 37129 | AFLAC | $76 | — | $76 | 0.09% |
| JOSEPH E PHILLIPS3 | 2118 AMBOY CT CHARLOTTE, NC 28205 | AFLAC | $64 | $12 | $76 | 0.09% |
| BRENDA LYNN GARRETT3 | 12475 KENTWOOD AVE FORT MYERS, FL 33913 | AFLAC | $67 | — | $67 | 0.08% |
| JENNIE WALKER STILLS3 | 501 CLEAR WOOD CT WAXHAW, NC 28173 | AFLAC | $65 | — | $65 | 0.07% |
| JANE E TUCKER3 | 409 AMOS GAMBLE RD SHELBYVILLE, TN 37160 | AFLAC | $58 | — | $58 | 0.07% |
| ALFRED RIETKERK3 | 438 PISGAH PIKE PULASKI, TN 38478 | AFLAC | $43 | — | $43 | 0.05% |
| MARSHA K LAVENDER3 | PO BOX 322 EVA, AL 35621 | AFLAC | $40 | — | $40 | 0.05% |
| INFINITY BENEFIT SOLUTIONS INC3 | 7962 NW 7TH CT PLANTATION, FL 33324 | AFLAC | $36 | — | $36 | 0.04% |
| CHRISTEL M HONEY3 | 114 MAIN AVE N FAYETTEVILLE, TN 37334 | AFLAC | $25 | $11 | $36 | 0.04% |
| LOUIS CULLEN SMITH3 | 3205 QUIET TREE GRV OLD HICKORY, TN 37138 | AFLAC | $33 | — | $33 | 0.04% |
| ORTS ENTERPRISES INC3 | 920 FLORAL BANK PT WOODSTOCK, GA 30188 | AFLAC | $32 | — | $32 | 0.04% |
| KIM J WILLIAMS3 | 2685 WILLIAMS RD LEWISVILLE, NC 27023 | AFLAC | $32 | — | $32 | 0.04% |
| CNL ENTERPRISES INC3 | 278 PLANTATION SPRINGS DR FLORENCE, AL 35630 | AFLAC | $31 | — | $31 | 0.04% |
| ROBERT M GLASS CORP3 Filed as: ROBERT N DIAZ | 1205 HILLSBORO MILE #203 HILLSBORO BEACH, FL 33062 | AFLAC | $29 | — | $29 | 0.03% |
| STEVEN ELLERTH3 | 108 NESTLEDOWN CROSSING BELL BUCKLE, TN 37020 | AFLAC | $28 | — | $28 | 0.03% |
| STEVEN E DALABA3 | 7683 SEDGEWICK RIDGE RD LEWISVILLE, NC 27023 | AFLAC | $27 | — | $27 | 0.03% |
| LUKE COPELAND3 | 519 WELLS RD MERIDIANVILLE, AL 35759 | AFLAC | $26 | — | $26 | 0.03% |
| NICHOLAS STILLS3 Filed as: NICHOLAS B STILLS | 501 CLEAR WOOD CT WAXHAW, NC 28173 | AFLAC | $26 | — | $26 | 0.03% |
| DANIEL A VERDUN3 | 4 JASON LN MORRISTOWN, NJ 07960 | AFLAC | $25 | — | $25 | 0.03% |
| KELSEY DAVID EVERT3 | 2055 N MOUNT JULIET RD STE 201 MOUNT JULIET, TN 37122 | AFLAC | $24 | — | $24 | 0.03% |
| FRED A KRESSATY3 | 155 PARISH DR WAYNE, NJ 07470 | AFLAC | $24 | — | $24 | 0.03% |
| ERIN C TOMLINSON3 | 278 DRURY LN ALBERTVILLE, AL 35950 | AFLAC | $23 | — | $23 | 0.03% |
| ASHLEY P RADER3 | 230 BANKSHIRE RD BEECHGROVE, TN 37108 | AFLAC | $22 | — | $22 | 0.02% |
| SUSAN E. KEELER3 Filed as: SUSAN E KEELER | 160 NAVIGATION CIR OSPREY, FL 34229 | AFLAC | $22 | — | $22 | 0.02% |
| CHARLES HOWARD JOBE3 | 8421 EVERGREEN DR NORTHFIELD, OH 44067 | AFLAC | $21 | — | $21 | 0.02% |
| JAMES C FARMER JR3 | 641 OLD HICKORY BLVD UNIT 60 BRENTWOOD, TN 37027 | AFLAC | $14 | $5 | $19 | 0.02% |
| RND FINANCIAL ASSOCIATES INC3 | 605 UNIVERSE BLVD APT T816 JUNO BEACH, FL 33408 | AFLAC | $19 | — | $19 | 0.02% |
| VALERIE KAY POVEY3 | 3107 KNOX CIR SW DECATUR, AL 35603 | AFLAC | $18 | — | $18 | 0.02% |
| CAROLYN S LEVEILLE3 | 18314 CAMSHIRE CT HUDSON, FL 34667 | AFLAC | $16 | — | $16 | 0.02% |
| ANGELA DRAKE3 Filed as: ANGELA N DRAKE | 126 WINSFORD CT MURFREESBORO, TN 37130 | AFLAC | $15 | — | $15 | 0.02% |
| KATLIN E LEE3 | 8650 MINNIE BROWN RD # 151 MONTGOMERY, AL 36117 | AFLAC | $14 | — | $14 | 0.02% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $14 | — | $14 | 0.02% |
| KATHERINE L SIMOS3 | 1605 CONRAD RD LEWISVILLE, NC 27023 | AFLAC | $14 | — | $14 | 0.02% |
| JANET LYNN BOMWELL3 | 3652 CINCINNATI ST NORTH PORT, FL 34286 | AFLAC | $13 | — | $13 | 0.01% |
| BRENT L GOODE3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $13 | — | $13 | 0.01% |
| OLGA CORNIDE TEAKELL3 | 184 ELMWOOD LN NAPLES, FL 34112 | AFLAC | $13 | — | $13 | 0.01% |
| BRENT L GOODE3 | PO BOX 893 FLORENCE, AL 35631 | AFLAC | $13 | — | $13 | 0.01% |
| DOMINICK R SIRACUSA3 | 225 DOLSON AVE STE 304 MIDDLETOWN, NY 10940 | AFLAC | $13 | — | $13 | 0.01% |
| MARTA M SASTRE3 | 1214 COLUMBUS BLVD CORAL GABLES, FL 33134 | AFLAC | $11 | — | $11 | 0.01% |
| DONNA R MYERS3 | PO BOX 669 STATESVILLE, NC 28687 | AFLAC | $10 | — | $10 | 0.01% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INS SERV INC | PO BOX 632886 CINCINNATI, OH 45263 | AFLAC | $10 | — | $10 | 0.01% |
| DONALD HUDSON3 | 8010 N CREEK WAY CITRUS SPRINGS, FL 34434 | AFLAC | $9 | — | $9 | 0.01% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JAMES GRAYDON BROWN | 2522 OWENS LANDING TRL NW KENNESAW, GA 30152 | AFLAC | $9 | — | $9 | 0.01% |
| JAMES SMITH3 Filed as: JAMES B SMITH | 615 ELINOR ST CHATTANOOGA, TN 37405 | AFLAC | $9 | — | $9 | 0.01% |
| VBTN, INC3 | 2000 GLEN ECHO RD STE 204 NASHVILLE, TN 37215 | AFLAC | $8 | — | $8 | 0.01% |
| RALPH H KEELER3 Filed as: RALPH S MANN | 90 VIRGINIA WAY ROGERSVILLE, AL 35652 | AFLAC | $8 | — | $8 | 0.01% |
| SHAWN K STEPHENS3 | 1323 GRAHAM TRACE LN LEAGUE CITY, TX 77573 | AFLAC | $8 | — | $8 | 0.01% |
| CHAD JACOBSEN3 | 205 RIVER FALLS DR APEX, NC 27539 | AFLAC | $7 | — | $7 | 0.01% |
| ANGEL E HILL3 | 24921 NE 136TH LN SALT SPRINGS, FL 32134 | AFLAC | $6 | — | $6 | 0.01% |
| FRANK ROBERT SOBOCINSKI3 | 528 SWEET BAY CIR JUPITER, FL 33458 | AFLAC | $6 | — | $6 | 0.01% |
| DAVID S MORRIS3 | 950 PENINSULA CORPORATE CIR STE 1005 BOCA RATON, FL 33487 | AFLAC | $5 | — | $5 | 0.01% |
| JAY S OLEARY3 | 1802 EAVES CT NOLENSVILLE, TN 37135 | AFLAC | $5 | — | $5 | 0.01% |
| NANCY HUFF3 | 306 BARBEE BLVD OAK ISLAND, NC 28465 | AFLAC | $5 | — | $5 | 0.01% |
| ROBERT M GLASS CORP3 Filed as: ROBERT N DIAZ | 1205 HILLSBORO MILE #203 HILLSBORO BEACH, FL 33062 | AFLAC | $4 | — | $4 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H WILLIS JR | 1431 NE 55TH ST FORT LAUDERDALE, FL 33334 | AFLAC | $4 | — | $4 | 0.00% |
| CHERISE M WADE3 | 616 HARDEMAN ST SEALY, TX 77474 | AFLAC | $4 | — | $4 | 0.00% |
| JOSEPH P CALARCO3 Filed as: JOSEPH N MCBRIDE | 121 DALTON LN TUSCUMBIA, AL 35674 | AFLAC | $4 | — | $4 | 0.00% |
| JUAN C FERLINI3 | 2984 SUNSET SMT NEW BRAUNFELS, TX 78130 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN TODD LEE3 | 322 FARMHOUSE RD ELLERSLIE, GA 31807 | AFLAC | $3 | — | $3 | 0.00% |
| GWEN NICHOLS BUTLER3 | 1090 13TH AVE NW HICKORY, NC 28601 | AFLAC | $3 | — | $3 | 0.00% |
| ALVIN J LILLEY3 | 1011A NYE DR ALEXANDRIA, LA 71303 | AFLAC | $3 | — | $3 | 0.00% |
| STAN A SHERLIN3 | 773 TOWNE LAKE DR STE 101 MONTGOMERY, AL 36117 | AFLAC | $3 | — | $3 | 0.00% |
| RUSSELL TINNEY3 | 3440 TORRINGTON WAY APT 7 STE 101 FAYETTEVILLE, VA 28314 | AFLAC | $2 | — | $2 | 0.00% |
| MARIA ORBE3 | 8362 PINES BLVD STE 250 PEMBROKE PINES, FL 33024 | AFLAC | $2 | — | $2 | 0.00% |
| DE VITA B MCKENZIE3 | 1139 IROLO ST LOS ANGELES, CA 90006 | AFLAC | $1 | — | $1 | 0.00% |
| ERIC BROGAN3 Filed as: ERIC E MILLER | 728 MERCER PL HUNTERSVILLE, NC 28078 | AFLAC | $1 | — | $1 | 0.00% |
| MELISSA A SCHOFIELD3 | 910 W KATHLEEN RD PHOENIX, CT 85023 | AFLAC | $1 | — | $1 | 0.00% |
| LYNNE HUDGINS MOORE3 | 8650 MINNIE BROWN RD STE 150 MONTGOMERY, AL 36117 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN ROGER MYERS3 | PO BOX 669 STATESVILLE, NC 28687 | AFLAC | $1 | — | $1 | 0.00% |
| JAVIER L ORTIZ3 | 9620 NE 2ND AVE STE 203 MIAMI SHORES, FL 33138 | AFLAC | $1 | — | $1 | 0.00% |
| ALAN W MARTIN3 | 12524 MALLARD BAY DR KNOXVILLE, TN 37922 | AFLAC | $1 | — | $1 | 0.00% |
| BRIAN E HICKS3 | 1327 JEWELL AVE FRANKLIN, TN 37064 | AFLAC | $1 | — | $1 | 0.00% |
| JOEL SANDERS3 | 2165 HALCYON BLVD MONTGOMERY, AL 36117 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN W AMOS3 | 10051 VETERANS PKWY STE B-2 MIDLAND, GA 31820 | AFLAC | $1 | — | $1 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANE COMP EIN 59-1031071 NONE | Direct payment from the plan; Float revenue; Contract Administrator; Non-monetary compensation; Claims processing; Named fiduciary; Participant communication; Other services Service code 12 | — | $32K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 308 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 309 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 467 | $427K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 319 | $226K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 319 | $226K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 319 | $226K |
| Short-term disability(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 319 | $314K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 319 | $226K |
| Other(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 319 | $314K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 467 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.