Welfare broker

CNL ENTERPRISES INC

Mailing address (most recent filing)

278 PLANTATION SPRINGS DR

FLORENCE, AL 35630

Total comp: $25K
Commissions: $25K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where CNL ENTERPRISES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PRINCIPAL LIFE INSURANCE COMPANY50.0%
GULF GUARANTY LIFE50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PRINCIPAL LIFE INSURANCE COMPANY	1	$86K	50.0%
GULF GUARANTY LIFE	1	$88K	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
MS	1	$86K	0.2%	124.24x
AL	1	$88K	0.1%	53.89x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of CNL ENTERPRISES INC's plans by broker comp / premium ratio. Median 12.97% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of CNL ENTERPRISES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where CNL ENTERPRISES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FRANKLIN STRUCTURES, LLC FRANKLIN HOMES	AL	$88K	$13K	GULF GUARANTY LIFE INSURANCE COMPANY
FRANKLIN STRUCTURES, LLC FRANKLIN HOMES	MS	$86K	$9K	PRINCIPAL LIFE INSURANCE COMPANY

Carrier

Plans

Premium

PRINCIPAL LIFE INSURANCE COMPANY

$86K

50.0%

GULF GUARANTY LIFE

$88K

50.0%

State

Plans

Premium

State share

Index

$86K

0.2%

124.24x

$88K

0.1%

53.89x

Sponsor

Loc

Premium

Comp

Carrier

FRANKLIN STRUCTURES, LLC

FRANKLIN HOMES

$88K

$13K

GULF GUARANTY LIFE INSURANCE COMPANY

FRANKLIN STRUCTURES, LLC

FRANKLIN HOMES

$86K

$9K

PRINCIPAL LIFE INSURANCE COMPANY