Welfare broker

RALPH H KEELER

Mailing address (most recent filing)

24745 W MANOR DR

SHOREWOOD, IL 60404

Total comp: $25K
Commissions: $25K
Fees: $0
Filings: 26
Sponsors: 26

Carrier mix

Where RALPH H KEELER places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BERKLEY LIFE AND HEALTH INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BERKLEY LIFE AND HEALTH INSURANCE COMPANY	1	$653K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NE	1	$653K	0.1%	160.93x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of RALPH H KEELER's plans by broker comp / premium ratio. Median 2.05% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of RALPH H KEELER's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where RALPH H KEELER is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
MID-NEBRASKA INDIVIDUAL SERVICES INC MID-NEBRASKA INDIVIDUAL SERVICES INC EMPLOYEE MEDICAL & DENTAL PLAN	NE	$653K	$13K	BERKLEY LIFE AND HEALTH