Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingNo prospect flags tripped on this filing.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Other | Other | |
Broker: Bolton Partners Stop-loss | Stop-loss | |
Broker: Bolton Partners LifeOther | LifeOther |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 507 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 98 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 29 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 634 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 634 | $47K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 554 | $129K |
| Other(2 contracts, 2 carriers) | HUMANA INSURANCE COMPANY | 634 | $537K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 634 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: The Union Labor Life Insurance Company | |
Carrier: Symetra Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENESYS, INC. EIN 53-0257019 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $249K |
| AMERICAN HEALTH HOLDING INC EIN 31-1368946 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $51K |
| CVS/CAREMARK EIN 75-2882129 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $47K |
| CERES PARTNERS LLC EIN 26-4771307 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $42K |
| CAREFIRST OF MARYLAND, INC. EIN 52-1385894 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $41K |
| LABOR FIRST, LLC EIN 06-1750191 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $41K |
| BOLTON PARTNERS, INC. EIN 52-1231144 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $24K |
| NCAS PAYMENT ADMINISTRATOR NONE | Direct payment from the plan; Claims processing Service code 12 | 1501 S. CLINTON ST., 7TH FLOOR BALTIMORE, MD 21224 | $21K |
| NOVAK FRANCELLA, LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $21K |
| TA REALTY, LLC EIN 04-3341880 NONE | Investment management; Investment management fees paid indirectly by plan Service code 28 | — | $11K |
| BANK OF LABOR EIN 48-0150325 NONE | Custodial (securities); Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $7K |
| DAHAB ASSOCIATES EIN 11-2783874 NONE | Direct payment from the plan; Consulting (pension) Service code 17 | — | $6K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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10 filings · 2016 to 2025