See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CVS/CAREMARK EIN 75-2882129 PHARMACY BENEFIT MGMT | Claims processing Service code 12 | — | $2.0M |
| CIGNA HEALTH & LIFE INSURANCE COMPA EIN 59-1031071 NONE | Direct payment from the plan; Other services; Contract Administrator; Float revenue; Participant communication; Named fiduciary; Non-monetary compensation; Claims processing Service code 12 | — | $268K |
| CARDAY ASSOCIATES EIN 53-0257019 NONE | Contract Administrator Service code 13 | — | $221K |
| MOONEY, GREEN SAINDON, MURPHY & WEL EIN 52-1958229 NONE | Legal Service code 29 | — | $39K |
| LONGFELLOW INVESTMENT MANAGEMENT CO EIN 04-2933956 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $34K |
| BOLTON PARTNERS, INC. EIN 52-1231144 NONE | Actuarial Service code 11 | — | $19K |
| PNC INSTITUTIONAL INVESTMENTS EIN 25-1211909 NONE | Shareholder servicing fees; Custodial (securities); Distribution (12b-1) fees; Legal; Product termination fees (surrender charges, etc.); Investment advisory (plan) Service code 19 | — | $19K |
| WEYRICH CRONIN & SORRA, LLC EIN 81-4643077 NONE | Accounting (including auditing) Service code 10 | — | $18K |
| PNC BANK NONE | Other investment fees and expenses Service code 72 | ONE FINANCIAL PARKWAY KALAMAZOO, MI 49009 | $10K |
| DAHAB ASSOCIATES EIN 11-2783874 NONE | Consulting (pension) Service code 17 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 508 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 110 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 618 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | SYMETRA LIFE INSURANCE COMPANY | 633 | $49K |
| Stop-loss / reinsurancereinsurance | AMALGAMATED LIFE INSURANCE COMPANY | 541 | $97K |
| Other | SYMETRA LIFE INSURANCE COMPANY | 633 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 633 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.