| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANDREINI AND COMPANY3 | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | BLUE CROSS OF CALIFORNIA | $29K | $0 | $29K | 4.05% |
| ANDREINI AND COMPANY3 | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | KAISER FOUNDATION HEALTH PLAN INC | $15K | $0 | $15K | 4.75% |
| ANDREINI AND COMPANY3 | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | STANDARD INSURANCE COMPANY | $7K | $0 | $7K | 5.09% |
| CHARLES EDWARD PERRY3 Filed as: CHARLES EDWARD PERRY & OTHER AGENTS | 11638 TORREY PINES DRIVE AUBURN, CA 95602 | AFLAC | $558 | $0 | $558 | 4.33% |
| STACIE L BENDER3 Filed as: STACIE L. BENDER | 2406 WINDERMERE STREET BAKERSFIELD, CA 93311 | AFLAC | $280 | $0 | $280 | 2.17% |
| MARKHAM INSURANCE SERVICES, INC.3 | PO BOX 924 TEHACHAPI, CA 93581 | AFLAC | $256 | $0 | $256 | 1.99% |
| SOUZA INS SERVICES INC3 Filed as: SOUZA INSURANCE SERVICES, INC. | 9407 ALMOND CREEK DRIVE BAKERSFIELD, CA 93311 | AFLAC | $161 | $0 | $161 | 1.25% |
| ROBERT LYNN COMPANY, INC.3 Filed as: THE ROBERT LYNN CO., INC. | PO BOX 1966 BAKERSFIELD, CA 93303 | AFLAC | $99 | $0 | $99 | 0.77% |
| WALTER CLAPP INS AGENCY INC3 Filed as: WALTER CLAPP INS. AGENCY, INC. | 5307 GREYSTONE COURT BAKERSFIELD, CA 93306 | AFLAC | $70 | $0 | $70 | 0.54% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MICHELLE L. BROWN | 6108 GOLDSTONE DRIVE BAKERSFIELD, CA 63313 | AFLAC | $56 | $0 | $56 | 0.43% |
| ANDREINI AND COMPANY3 | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | GERBER | $568 | $0 | $568 | 5.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 130 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 130 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 144 | $1.0M |
| Dental | STANDARD INSURANCE COMPANY | 130 | $144K |
| Vision(3 contracts, 3 carriers) | BLUE CROSS OF CALIFORNIA | 144 | $871K |
| Life insurance | STANDARD INSURANCE COMPANY | 130 | $144K |
| Short-term disability | STANDARD INSURANCE COMPANY | 130 | $144K |
| Long-term disability | STANDARD INSURANCE COMPANY | 130 | $144K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 144 | $1.0M |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 130 | $157K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 144 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.