| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ANDREINI AND COMPANY3 Filed as: ANDREINI AND COMPANY, INC. | 200 WEST 20TH AVENUE SAN MATEO, CA 94403 | BLUE CROSS OF CALIFORNIA | $31K | $0 | $31K | 4.15% |
| ANDREINI AND COMPANY3 Filed as: ANDREINI AND COMPANY, INC. | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | KAISER FOUNDATION HEALTH PLAN INC | $19K | $8 | $19K | 5.39% |
| ANDREINI AND COMPANY3 Filed as: ANDREINI AND COMPANY, INC. | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | STANDARD INSURANCE COMPANY | $3K | $0 | $3K | 2.34% |
| ANDREINI AND COMPANY3 Filed as: ANDREINI AND COMPANY, INC. | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | SUNLIFE ASSURANCE COMPANY OF CANADA | $5K | $1K | $7K | 13.09% |
| ANDREINI AND COMPANY3 Filed as: ANDREINI AND COMPANY, INC. | 220 WEST 20TH AVENUE SAN MATEO, CA 94403 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $562 | $0 | $562 | 4.54% |
| EMERSON REID LLC3 Filed as: EMERSON REID | 1787 SENTRY PARKWAY WEST, VEVA 16 SUITE 320 BLUE BELL, PA 19422 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $332 | $0 | $332 | 2.68% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PARKWAY WEST, VEVA 16 SUITE 320 BLUE BELL, PA 19422 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $229 | $0 | $229 | 1.85% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MICHELLE BROWN AND VARIOUS AGENTS | 6108 GOLDSTONE DRIVE BAKERSFIELD, CA 93313 | AFLAC | $334 | $0 | $334 | 3.36% |
| STACIE L BENDER3 Filed as: STACIE L. BENDER | 2406 WINDERMERE STREET BAKERSFIELD, CA 93311 | AFLAC | $251 | $0 | $251 | 2.52% |
| MARKHAM INSURANCE SERVICES, INC.3 | PO BOX 924 TEHACHAPI, CA 93581 | AFLAC | $155 | $0 | $155 | 1.56% |
| SOUZA INS SERVICES INC3 Filed as: SOUZA INSURANCE SERVICES, INC. | 9407 ALMOND CREEK DRIVE BAKERSFIELD, CA 93311 | AFLAC | $147 | $0 | $147 | 1.48% |
| ROBERT LYNN COMPANY, INC.3 Filed as: THE ROBERT LYNN COMPANY, INC. | PO BOX 1966 BAKERSFIELD, CA 93303 | AFLAC | $108 | $0 | $108 | 1.09% |
| WALTER CLAPP INS AGENCY INC3 Filed as: WALTER CLAPP INSURANCE AGENCY, INC. | 5307 GREYSTONE COURT BAKERSFIELD, CA 93306 | AFLAC | $76 | $0 | $76 | 0.76% |
| DANIEL COLE3 Filed as: DANIEL B. COLE | 1632 CHRISTINA COURT PASO ROBLES, CA 93446 | AFLAC | $66 | $0 | $66 | 0.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 140 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 150 | $1.1M |
| Dental | STANDARD INSURANCE COMPANY | 115 | $116K |
| Vision(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 239 | $129K |
| Life insurance | SUNLIFE ASSURANCE COMPANY OF CANADA | 140 | $53K |
| Short-term disability | SUNLIFE ASSURANCE COMPANY OF CANADA | 140 | $53K |
| Long-term disability | SUNLIFE ASSURANCE COMPANY OF CANADA | 140 | $53K |
| Prescription drug(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA | 150 | $1.1M |
| Other(2 contracts, 2 carriers) | SUNLIFE ASSURANCE COMPANY OF CANADA | 140 | $63K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.