| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHERYL O'BRIEN3 | 140 S. DOLLIVER ST SPC 104 PRISMO BEACH, CA 93449 | AFLAC | $8K | $163 | $8K | 4.23% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LYNN BROWN | 4605 BUENA VISTA ROAD SUIT 600 BAKERSFIELD, CA 93311 | AFLAC | $4K | $77 | $4K | 2.37% |
| MINERVA ALICIA FLORES3 | 7903 RIDGE FOREST DRIVE BAKERSFIELD, CA 93313 | AFLAC | $4K | $169 | $4K | 1.99% |
| BRYAN SHOVER3 | 309 KNOB HILL RD VALDOSTA, GA 31602 | AFLAC | $1K | $77 | $1K | 0.73% |
| DANIEL COLE3 Filed as: DANIEL B COLE | 1632 CHRISTINA CT PASO ROBLES, CA 93446 | AFLAC | $1K | — | $1K | 0.57% |
| WESTERN GROWERS INSURANCE SERVICES3 | PO BOX 2130 NEWPORT BEACH, CA 92658 | AFLAC | $933 | — | $933 | 0.50% |
| DAWN TYACK3 | 582 CAMINO MERCADO ARROYO GRANDE, CA 93420 | AFLAC | $563 | — | $563 | 0.30% |
| LAURA BUCK3 | 1175 JASMINE GREEN TRAIL SW MARIETTA, GA 30064 | AFLAC | $509 | $23 | $532 | 0.29% |
| ANDRE J MOORE3 | 4225 PARKWOOD CT APT 2 BAKERSFIELD, CA 93309 | AFLAC | $498 | — | $498 | 0.27% |
| PATTI ELMORE3 | 6927 KOKEANU PLACE KAPAA, HI 96746 | AFLAC | $386 | — | $386 | 0.21% |
| BRENDA S HAMILTON3 Filed as: BRENDA HAMILTON | 37 BIRCH AVE CLOVIS, CA 93611 | AFLAC | $288 | — | $288 | 0.15% |
| WALTER CLAPP INS AGENCY INC3 | 5307 GREYSTONE CT BAKERSFIELD, CA 93306 | AFLAC | $287 | — | $287 | 0.15% |
| GUERRERO SOLIS JR3 | 1633 VIA TROPICO SANTA MARIA, CA 96454 | AFLAC | $261 | — | $261 | 0.14% |
| ROGER MCCUMBER3 | PO BOX 13384 BAKERSFIELD, CA 93389 | AFLAC | $225 | — | $225 | 0.12% |
| MIRIAM VEGA3 | 13506 PLUMAS WOOD LANE BAKERSFIELD, CA 93311 | AFLAC | $220 | — | $220 | 0.12% |
| JOSHUA BROGDON3 | 2789 GORDON WEBB RD NASHVILLE, GA 31639 | AFLAC | $217 | — | $217 | 0.12% |
| JOSEPH LINVILLE3 | 5558 CALIFORNIA AVE SUITE 310 BAKERSFIELD, CA 93309 | AFLAC | $125 | $47 | $172 | 0.09% |
| LAURA BUCK3 | 915 JASMINE PARKE DRIVE APT 3 BAKERSFIELD, CA 93312 | AFLAC | $160 | — | $160 | 0.09% |
| SOUZA INS SERVICES INC3 Filed as: SOUZA INSURANCE SERVICES INC | 9407 ALMOND CREEK DR BAKERSFIELD, CA 93311 | AFLAC | $156 | — | $156 | 0.08% |
| TROY BLAIN BURDEN3 | 9501 MEADOW LEAF CT BAKERSFIELD, CA 93311 | AFLAC | $152 | — | $152 | 0.08% |
| AARON ROJO3 | 42990 PARK PLACE APT 1 PALM DESERT, CA 92260 | AFLAC | $124 | — | $124 | 0.07% |
| MICKEY J DELOACH3 Filed as: MICKEY DELOACH | 3 SADDLEWOOD CIR VALDOSTA, GA 31605 | AFLAC | $123 | — | $123 | 0.07% |
| AARON R ROSE3 | 192 WHITE BLOSSOM TRAIL THOMASVILLE, GA 31757 | AFLAC | $87 | $18 | $105 | 0.06% |
| NICOLE R HUFFMAN3 | 4945 STONEBROOKE DRIVE VALDOSTA, GA 31605 | AFLAC | $84 | $18 | $102 | 0.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MICHELLE BROWN | 6108 GOLDSTONE DR BAKERSFIELD, CA 93313 | AFLAC | $100 | — | $100 | 0.05% |
| DOUGLAS FOX3 | 6836 THAYER LAKE DR ALDEN, MI 49612 | AFLAC | $97 | — | $97 | 0.05% |
| GARY LOWE3 | 13106 NANTUCKET PL BAKERSFIELD, CA 93314 | AFLAC | $90 | — | $90 | 0.05% |
| LISA LYNN CLONINGER3 | 1271 FRONT AVE UNIT 204 COLUMBUS, GA 31901 | AFLAC | $87 | — | $87 | 0.05% |
| H & H INSURANCE SOLUTIONS INC3 | PO BOX 3493 VALDOSTA, GA 31604 | AFLAC | $80 | — | $80 | 0.04% |
| JAMES M PITZ3 Filed as: JAMES LANDINGHAM | 21 HEARTWOOD DRIVE CATAULA, GA 31804 | AFLAC | $66 | — | $66 | 0.04% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $59 | — | $59 | 0.03% |
| ANA PATRICIA ARRIAGA3 | 980 ARLINGTON CIR WOODLAND, CA 95695 | AFLAC | $59 | — | $59 | 0.03% |
| G SCOTT COOKE3 | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $47 | — | $47 | 0.03% |
| DAVID BECKSTEAD3 | 8 CRIMSON RDG HURRICANE, UT 84737 | AFLAC | $46 | — | $46 | 0.02% |
| SELINA STURGIS3 | 4095 DASHER RD LAKE PARK, GA 31636 | AFLAC | $45 | — | $45 | 0.02% |
| CHARLES EDWARD PERRY3 | 11638 TORREY PINES DRIVE AUBURN, CA 95602 | AFLAC | $45 | — | $45 | 0.02% |
| STEPHEN MICHAEL RALSTON3 | 2600 PARK MEADOWS DR APT C104 BAKERSFIELD, CA 93308 | AFLAC | $41 | — | $41 | 0.02% |
| D BREDESON INSURANCE SERVICES INC3 | 19043 META RD CORNELIUS, NC 28031 | AFLAC | $38 | — | $38 | 0.02% |
| KEITH LYNAM3 | 710 N EMMA ST CHRISTOPHER, IL 62822 | AFLAC | $35 | — | $35 | 0.02% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 21 HEARTWOOD DRIVE STE 205 CATAULA, GA 31804 | AFLAC | $33 | — | $33 | 0.02% |
| DAVID M COUGHLIN3 Filed as: DAVID COUGHLIN | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $32 | — | $32 | 0.02% |
| DUANE A ADAMS3 Filed as: DUANE ANDREW FRY | 641 HIGUERA ST STE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $26 | — | $26 | 0.01% |
| BOBBY F STREI3 Filed as: BOBBY STREI | 10974 COUNTRYVIEW DRIVE RANCHO CUCAMONGA, CA 91730 | AFLAC | $24 | — | $24 | 0.01% |
| CHRIS BRANSON3 | PO BOX 930 MAKAWAO, HI 96768 | AFLAC | $23 | — | $23 | 0.01% |
| MATTHEW NACHAZEL3 | 16473 BAYWOOD LN GRANGER, IN 46530 | AFLAC | $19 | — | $19 | 0.01% |
| PAGE LEWIS3 | 2549 MILLENNIUM CIRCLE MELBOURNE, FL 32940 | AFLAC | $16 | — | $16 | 0.01% |
| SIERRA N KIRSHY3 Filed as: SIERRA KIRSHY | 348 DIAMOND OAKS RD ROSEVILLE, CA 95678 | AFLAC | $15 | — | $15 | 0.01% |
| LARA CARLSON3 | 106 LAUREL VIEW DR ST. SIMONS ISLAND, GA 31522 | AFLAC | $13 | — | $13 | 0.01% |
| JACQUELINE VAN SCYOC3 Filed as: JACQUELINE D WINTERTON | 11 BETHEL ROAD HORSEHOE BEND, ID 83629 | AFLAC | $12 | — | $12 | 0.01% |
| ROBERT WILKINS3 | 2685 BAYBERRY DR FRUITLAND, ID 83619 | AFLAC | $12 | — | $12 | 0.01% |
| DENA JORDAN3 | 9300 HARRIS CORNERS PKWY STE 100 CHARLOTTE, NC 28269 | AFLAC | $11 | — | $11 | 0.01% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DRIVE COLUMBUS, GA 31904 | AFLAC | $9 | — | $9 | 0.00% |
| GCG FINANCIAL LLC3 Filed as: TERRANCE DICKERSON | PO BOX 8217 REDLANDS, CA 92375 | AFLAC | $8 | — | $8 | 0.00% |
| MANA INSURANCE SOLUTIONS INC3 | PO BOX 930 MAKAWAU, HI 96768 | AFLAC | $5 | — | $5 | 0.00% |
| MARICELA SANCHEZ3 | 509 E BROWNING AVE HERMISTON, OR 97838 | AFLAC | $5 | — | $5 | 0.00% |
| STACIE L BENDER3 Filed as: STACIE BENDER | 2406 WINDERMERE ST BAKERSFIELD, CA 93311 | AFLAC | $4 | — | $4 | 0.00% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 9 E RIVER PARK PLACE FRESNO, CA 93720 | METROPOLITAN LIFE INSURANCE COMPANY | — | $59 | $59 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 526 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 527 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 276 | $2.1M |
| Dental(2 contracts) | LIBERTY DENTAL PLAN OF CALIFORNIA, INC. | 805 | $115K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,373 | $68K |
| Life insurance(2 contracts) | PRINCIPAL LIFE INSURANCE COMPANY | 937 | $398K |
| Short-term disability | AFLAC | 191 | $186K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 219 | $102K |
| Other | AFLAC | 191 | $186K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,373 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.