| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHERYL O'BRIEN3 | 3509 STONECREEK AVE BAKERSFIELD, CA 93313 | AFLAC | $14K | $675 | $14K | 7.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LYNN BROWN | 5558 CALIFORNIA AVE STE 310 BAKERSFIELD, CA 93309 | AFLAC | $7K | $561 | $7K | 3.71% |
| COLE & COLE INSURANCE SERVICES LLC3 Filed as: COLE & COLE INSURANCE SERVICES | 5558 CALIFORNIA AVE STE 320 BAKERSFIELD, CA 93309 | AFLAC | $2K | $256 | $2K | 1.22% |
| MINERVA ALICIA FLORES3 | 2801 KAIBAB AVE BAKERSFIELD, CA 93306 | AFLAC | $2K | — | $2K | 1.13% |
| WESTERN GROWERS INSURANCE SERVICES3 | PO BOX 2130 NEWPORT BEACH, CA 92658 | AFLAC | $1K | — | $1K | 0.69% |
| BRYAN SHOVER3 | 309 KNOB HILL RD VALDOSTA, GA 31602 | AFLAC | $954 | — | $954 | 0.48% |
| PATTI ELMORE3 | PO BOX 215 ANAHOLA, HI 96703 | AFLAC | $947 | — | $947 | 0.47% |
| DAWN TYACK3 | 582 CAMINO MERCADO ARROYO GRANDE, CA 93420 | AFLAC | $836 | — | $836 | 0.42% |
| MIRIAM MORENO3 | 4105 SUGAR CANE AVE BAKERSFIELD, CA 93313 | AFLAC | $571 | $236 | $807 | 0.40% |
| ROGER MCCUMBER3 | PO BOX 13384 BAKERSFIELD, CA 93389 | AFLAC | $737 | — | $737 | 0.37% |
| JOSHUA BROGDON3 | 2789 GORDON WEBB RD NASHVILLE, GA 31639 | AFLAC | $689 | — | $689 | 0.34% |
| WALTER CLAPP INS AGENCY INC3 | 3761 BERNARD ST BAKERSFIELD, CA 93306 | AFLAC | $444 | — | $444 | 0.22% |
| BRENDA S HAMILTON3 Filed as: BRENDA HAMILTON | 37 BIRCH AVE CLOVIS, CA 93611 | AFLAC | $386 | — | $386 | 0.19% |
| GUERRERO SOLIS JR3 | 4208 GLENBROOK AVE BAKERSFIELD, CA 93306 | AFLAC | $362 | — | $362 | 0.18% |
| MICKEY J DELOACH3 Filed as: MICKEY DELOACH | 3 SADDLEWOOD CIR VALDOSTA, GA 31605 | AFLAC | $357 | — | $357 | 0.18% |
| SOUZA INS SERVICES INC3 Filed as: SOUZA INSURANCE SERVICES INC | 9407 ALMOND CREEK DR BAKERSFIELD, CA 93311 | AFLAC | $281 | $50 | $331 | 0.17% |
| TROY BLAIN BURDEN3 Filed as: TROY BURDEN | 3761 BERNARD ST BAKERSFIELD, CA 93306 | AFLAC | $313 | — | $313 | 0.16% |
| H & H INSURANCE SOLUTIONS INC3 | PO BOX 3493 VALDOSTA, GA 31604 | AFLAC | $217 | — | $217 | 0.11% |
| LISA LYNN CLONINGER3 Filed as: LISA CLONINGER | 1271 FRONT AVE UNIT 204 COLUMBUS, GA 31901 | AFLAC | $213 | — | $213 | 0.11% |
| MIRIAM VEGA3 | 4105 SUGAR CANE AVE BAKERSFIELD, CA 93313 | AFLAC | $212 | — | $212 | 0.11% |
| DOUGLAS FOX3 | 6836 THAYER LAKE DR ALDEN, MI 49612 | AFLAC | $174 | — | $174 | 0.09% |
| DAVID BECKSTEAD3 | 8 CRIMSON RDG HURRICANE, UT 84737 | AFLAC | $126 | — | $126 | 0.06% |
| GARY LOWE3 | 13106 NANTUCKET PL BAKERSFIELD, CA 93314 | AFLAC | $101 | — | $101 | 0.05% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $93 | — | $93 | 0.05% |
| G SCOTT COOKE3 | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $78 | — | $78 | 0.04% |
| D BREDESON INSURANCE SERVICES INC3 | 19043 META RD CORNELIUS, NC 28031 | AFLAC | $77 | — | $77 | 0.04% |
| AARON ROJO3 | 74060 EL CORTEZ WAY PALM DESERT, CA 92260 | AFLAC | $59 | $15 | $74 | 0.04% |
| ANA ARRIAGA3 | 980 ARLINGTON CIR WOODLAND, CA 95695 | AFLAC | $72 | — | $72 | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MICHELLE BROWN | 6108 GOLDSTONE DR BAKERSFIELD, CA 93313 | AFLAC | $64 | — | $64 | 0.03% |
| CHARLES EDWARD PERRY3 Filed as: CHARLES PERRY | 12858 TORREY PINES DR AUBURN, CA 95602 | AFLAC | $64 | — | $64 | 0.03% |
| STEPHEN MICHAEL RALSTON3 | 5558 CALIFORNIA AVE STE 310 BAKERSFIELD, CA 93309 | AFLAC | $56 | — | $56 | 0.03% |
| DUANE FRY3 | 641 HIGUERA ST STE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $53 | — | $53 | 0.03% |
| JAMES M PITZ3 Filed as: JAMES LANDINGHAM | 1701 WILLIAMS CT APT 502 COLUMBUS, GA 31904 | AFLAC | $45 | $3 | $48 | 0.02% |
| KEITH LYNAM3 | 710 N EMMA ST CHRISTOPHER, IL 62822 | AFLAC | $47 | — | $47 | 0.02% |
| DAVID M COUGHLIN3 Filed as: DAVID COUGHLIN | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $47 | — | $47 | 0.02% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MICHELLE BROWN | 6208 GOLDSTONE DR BAKERSFIELD, CA 93313 | AFLAC | $45 | — | $45 | 0.02% |
| MATTHEW NACHAZEL3 | 16473 BAYWOOD LN GRANGER, IN 46530 | AFLAC | $32 | — | $32 | 0.02% |
| SELINA STURGIS3 | 4095 DASHER RD LAKE PARK, GA 31636 | AFLAC | $32 | — | $32 | 0.02% |
| JAMES M PITZ3 Filed as: JAMES LANDINGHAM | 2626 E PARK AVE APT 18107 TALLAHASSEE, FL 32301 | AFLAC | $30 | — | $30 | 0.01% |
| DENA JORDAN3 | 9300 HARRIS CORNERS PKWY STE 100 CHARLOTTE, NC 28269 | AFLAC | $29 | — | $29 | 0.01% |
| CHRIS BRANSON3 | PO BOX 930 MAKAWAO, HI 96768 | AFLAC | $28 | — | $28 | 0.01% |
| ELVIS BECERRA3 | 11528 WRANGLER DR BAKERSFIELD, CA 93312 | AFLAC | $25 | — | $25 | 0.01% |
| BOBBY F STREI3 Filed as: BOBBY STREI | 50 CALLE DE VIDA RANCHO SANTA MARGARITA, CA 92688 | AFLAC | $25 | — | $25 | 0.01% |
| LARA CARLSON3 | 106 LAUREL VIEW DR ST. SIMONS ISLAND, GA 31522 | AFLAC | $25 | — | $25 | 0.01% |
| JOHNATHAN CARTIER3 | 5555 CALIFORNIA AVE 209 BAKERSFIELD, CA 93309 | AFLAC | $24 | — | $24 | 0.01% |
| SIERRA N KIRSHY3 Filed as: SIERRA KIRSHY | 348 DIAMOND OAKS RD ROSEVILLE, CA 95678 | AFLAC | $24 | — | $24 | 0.01% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 1224 PEACOCK DR STE 205 COLUMBUS, GA 31906 | AFLAC | $24 | — | $24 | 0.01% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 3850 VINE ST STE 130 RIVERSIDE, CA 92507 | AFLAC | $14 | $3 | $17 | 0.01% |
| ROBERT WILKINS3 | 6034 W 41ST AVE KENNEWICK, WA 99338 | AFLAC | $16 | — | $16 | 0.01% |
| DAVID CHAMBERLAIN INS AGCY INC3 | PO BOX 1966 BAKERSFIELD, CA 93303 | AFLAC | $12 | — | $12 | 0.01% |
| PAGE LEWIS3 | 416 CREE TRL PATRICK AIR FORCE BASE, FL 32925 | AFLAC | $11 | — | $11 | 0.01% |
| MARICELA SANCHEZ3 | 509 E BROWNING AVE HERMISTON, OR 97838 | AFLAC | $10 | — | $10 | 0.00% |
| GCG FINANCIAL LLC3 Filed as: TERRANCE DICKERSON | 34400 GLENWOOD DR YUCAIPA, CA 92399 | AFLAC | $9 | — | $9 | 0.00% |
| JACQUELINE VAN SCYOC3 | 5700 E FRANKLIN RD STE 110 NAMPA, ID 83687 | AFLAC | $9 | — | $9 | 0.00% |
| JACQUELINE VAN SCYOC3 | 1406 N MAIN ST MERIDIAN, ID 83642 | AFLAC | $7 | — | $7 | 0.00% |
| STACIE L BENDER3 Filed as: STACIE BENDER | 2406 WINDERMERE ST BAKERSFIELD, CA 93311 | AFLAC | $6 | — | $6 | 0.00% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $3 | — | $3 | 0.00% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $3 | — | $3 | 0.00% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $1 | — | $1 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 E RIVER PARK PL E FL 3 FRESNO, CA 93720 | METROPOLITAN LIFE INSURANCE COMPANY | — | $84 | $84 | 0.10% |
| CHERYL O'BRIEN3 | 3509 STONECREEK AVE BAKERSFIELD, CA 93313 | AFLAC | $18 | — | $18 | 4.33% |
| TROY BLAIN BURDEN3 Filed as: TROY BURDEN | 3761 BERNARD ST BAKERSFIELD, CA 93306 | AFLAC | $9 | — | $9 | 2.16% |
| WESTERN GROWERS INSURANCE SERVICES3 | PO BOX 2130 NEWPORT BEACH, CA 92658 | AFLAC | $5 | — | $5 | 1.20% |
| DOUGLAS FOX3 | 6836 THAYER LAKE DR ALDEN, MI 49612 | AFLAC | $3 | — | $3 | 0.72% |
| G SCOTT COOKE3 | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $2 | — | $2 | 0.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 576 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 579 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 352 | $1.8M |
| Dental(4 contracts) | LIBERTY DENTAL PLAN OF CALIFORNIA, INC. | 980 | $146K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,455 | $83K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 1,086 | $241K |
| Short-term disability(2 contracts) | AFLAC | 216 | $201K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 268 | $112K |
| Other(2 contracts) | AFLAC | 216 | $201K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,455 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.