| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHERYL O'BRIEN3 | 3509 STONECREEK AVE BAKERSFIELD, CA 93313 | AFLAC | $12K | $20 | $12K | 8.16% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LYNN BROWN | 5558 CALIFORNIA AVE STE 310 BAKERSFIELD, CA 93309 | AFLAC | $8K | $4 | $8K | 5.61% |
| MIRIAM MORENO3 | 4105 SUGAR CANE AVE BAKERSFIELD, CA 93313 | AFLAC | $3K | — | $3K | 1.74% |
| COLE & COLE INSURANCE SERVICES LLC3 Filed as: COLE & COLE INSURANCE SERVICES | 5558 CALIFORNIA AVE STE 320 BAKERSFIELD, CA 93309 | AFLAC | $1K | $4 | $1K | 1.01% |
| WESTERN GROWERS INSURANCE SERVICES3 | PO BOX 2130 NEWPORT BEACH, CA 92658 | AFLAC | $1K | — | $1K | 0.75% |
| DANIEL COLE3 | 5558 CALIFORNIA AVE STE 320 BAKERSFIELD, CA 93309 | AFLAC | $846 | — | $846 | 0.58% |
| PATTI ELMORE3 | PO BOX 215 ANAHOLA, HI 96703 | AFLAC | $711 | — | $711 | 0.48% |
| DAWN TYACK3 | 582 CAMINO MERCADO ARROYO GRANDE, CA 93420 | AFLAC | $646 | — | $646 | 0.44% |
| SOUZA INS SERVICES INC3 Filed as: SOUZA INSURANCE SERVICES INC | 9407 ALMOND CREEK DR BAKERSFIELD, CA 93311 | AFLAC | $614 | — | $614 | 0.42% |
| ROGER MCCUMBER3 | PO BOX 13384 BAKERSFIELD, CA 93389 | AFLAC | $546 | — | $546 | 0.37% |
| WALTER CLAPP INS AGENCY INC3 | 3761 BERNARD ST BAKERSFIELD, CA 93306 | AFLAC | $415 | — | $415 | 0.28% |
| GUERRERO SOLIS JR3 | 4208 GLENBROOK AVE BAKERSFIELD, CA 93306 | AFLAC | $360 | — | $360 | 0.25% |
| BRENDA S HAMILTON3 Filed as: BRENDA HAMILTON | 37 BIRCH AVE CLOVIS, CA 93611 | AFLAC | $347 | — | $347 | 0.24% |
| TROY BLAIN BURDEN3 Filed as: TROY BURDEN | 3761 BERNARD ST BAKERSFIELD, CA 93306 | AFLAC | $267 | — | $267 | 0.18% |
| AARON ROJO3 | 74060 EL CORTEZ WAY PALM DESERT, CA 92260 | AFLAC | $220 | — | $220 | 0.15% |
| LISA LYNN CLONINGER3 Filed as: LISA CLONINGER | 1271 FRONT AVE UNIT 204 COLUMBUS, GA 31901 | AFLAC | $160 | — | $160 | 0.11% |
| DOUGLAS FOX3 | 6836 THAYER LAKE DR ALDEN, MI 49612 | AFLAC | $138 | — | $138 | 0.09% |
| JOHNATHAN CARTIER3 | 5555 CALIFORNIA AVE 209 BAKERSFIELD, CA 93309 | AFLAC | $107 | — | $107 | 0.07% |
| DAVID BECKSTEAD3 | 8 CRIMSON RDG HURRICANE, UT 84737 | AFLAC | $94 | — | $94 | 0.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MICHELLE BROWN | 6108 GOLDSTONE DR BAKERSFIELD, CA 93313 | AFLAC | $82 | — | $82 | 0.06% |
| GARY LOWE3 | 13106 NANTUCKET PL BAKERSFIELD, CA 93314 | AFLAC | $78 | — | $78 | 0.05% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $74 | — | $74 | 0.05% |
| CHARLES EDWARD PERRY3 Filed as: CHARLES PERRY | 12858 TORREY PINES DR AUBURN, CA 95602 | AFLAC | $60 | — | $60 | 0.04% |
| D BREDESON INSURANCE SERVICES INC3 | 19043 META RD CORNELIUS, NC 28031 | AFLAC | $58 | — | $58 | 0.04% |
| G SCOTT COOKE3 | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $58 | — | $58 | 0.04% |
| STEPHEN MICHAEL RALSTON3 Filed as: STEPHEN RALSTON | 5558 CALIFORNIA AVE STE 310 BAKERSFIELD, CA 93309 | AFLAC | $57 | — | $57 | 0.04% |
| JAMES M PITZ3 Filed as: JAMES LANDINGHAM | 1701 WILLIAMS CT APT 502 COLUMBUS, GA 31904 | AFLAC | $44 | — | $44 | 0.03% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 3850 VINE ST STE 130 RIVERSIDE, CA 92507 | AFLAC | $43 | — | $43 | 0.03% |
| ANA ARRIAGA3 | 980 ARLINGTON CIR WOODLAND, CA 95695 | AFLAC | $40 | — | $40 | 0.03% |
| DUANE FRY3 | 641 HIGUERA ST STE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $40 | — | $40 | 0.03% |
| KEITH LYNAM3 | 710 N EMMA ST CHRISTOPHER, IL 62822 | AFLAC | $36 | — | $36 | 0.02% |
| DAVID M COUGHLIN3 Filed as: DAVID COUGHLIN | 10160 BRISTOL DR RANCHO CUCAMONGA, CA 91737 | AFLAC | $34 | — | $34 | 0.02% |
| JAMES M PITZ3 Filed as: JAMES LANDINGHAM | 3702 EXCALIBUR WAY APT 106 WILMINGTON, NC 28403 | AFLAC | $30 | — | $30 | 0.02% |
| MATTHEW NACHAZEL3 | 16473 BAYWOOD LN GRANGER, IN 46530 | AFLAC | $25 | — | $25 | 0.02% |
| DENA JORDAN3 | 641 HIGUERA ST STE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $22 | — | $22 | 0.01% |
| ROBERT WILKINS3 | 702 YAKIMA ST S VALE, OR 97918 | AFLAC | $19 | — | $19 | 0.01% |
| ELVIS BECERRA3 | 11528 WRANGLER DR BAKERSFIELD, CA 93312 | AFLAC | $19 | — | $19 | 0.01% |
| SIERRA N KIRSHY3 Filed as: SIERRA KIRSHY | 348 DIAMOND OAKS RD ROSEVILLE, CA 95678 | AFLAC | $18 | — | $18 | 0.01% |
| CHRIS BRANSON3 | 9209 COLBERG DR AUSTIN, TX 78749 | AFLAC | $15 | — | $15 | 0.01% |
| BOBBY F STREI3 Filed as: BOBBY STREI | 50 CALLE DE VIDA RANCHO SANTA MARGARITA, CA 92688 | AFLAC | $15 | — | $15 | 0.01% |
| MARICELA SANCHEZ3 | 509 E BROWNING AVE HERMISTON, OR 97838 | AFLAC | $14 | — | $14 | 0.01% |
| ANA ARRIAGA3 | P.O. BOX 1131 WOODLAND, CA 95776 | AFLAC | $13 | — | $13 | 0.01% |
| JACQUELINE VAN SCYOC3 | 5700 E FRANKLIN RD STE 110 NAMPA, ID 83687 | AFLAC | $12 | — | $12 | 0.01% |
| DAVID CHAMBERLAIN INS AGCY INC3 | PO BOX 1966 BAKERSFIELD, CA 93303 | AFLAC | $9 | — | $9 | 0.01% |
| GCG FINANCIAL LLC3 Filed as: TERRANCE DICKERSON | 34400 GLENWOOD DR YUCAIPA, CA 92399 | AFLAC | $7 | — | $7 | 0.00% |
| ANA ARRIAGA3 | 1115 GRAY AVE YUBA CITY, CA 95991 | AFLAC | $7 | — | $7 | 0.00% |
| STACIE L BENDER3 Filed as: STACIE BENDER | 2406 WINDERMERE ST BAKERSFIELD, CA 93311 | AFLAC | $4 | — | $4 | 0.00% |
| CHRIS BRANSON3 | 6601 BACK BAY LN AUSTIN, TX 78739 | AFLAC | $4 | — | $4 | 0.00% |
| BOBBY F STREI3 Filed as: BOBBY STREI | 9 RAINBOW RDG IRVINE, CA 92603 | AFLAC | $2 | — | $2 | 0.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 9 E RIVER PARK PL E FL 3 FRESNO, CA 93720 | METROPOLITAN LIFE INSURANCE COMPANY | — | $89 | $89 | 0.12% |
| CHERYL O'BRIEN3 | 3509 STONECREEK AVE BAKERSFIELD, CA 93313 | AFLAC | $1K | — | $1K | 13.89% |
| MIRIAM MORENO3 | 4105 SUGAR CANE AVE BAKERSFIELD, CA 93313 | AFLAC | $493 | — | $493 | 6.28% |
| JOHNATHAN CARTIER3 | 5555 CALIFORNIA AVE 209 BAKERFIELD, CA 93309 | AFLAC | $378 | — | $378 | 4.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LYNN BROWN | 5558 CALIFORNIA AVE STE 310 BAKERSFIELD, CA 93309 | AFLAC | $199 | — | $199 | 2.53% |
| SOUZA INS SERVICES INC3 Filed as: SOUZA INSURANCE SERVICES INC | 9407 ALMOND CREEK DR BAKERFIELD, CA 93311 | AFLAC | $167 | — | $167 | 2.13% |
| COLE & COLE INSURANCE SERVICES LLC3 Filed as: COLE & COLE INSURANCE SERVICES | 5558 CALIFORNIA AVE STE 320 BAKERFIELD, CA 93309 | AFLAC | $143 | — | $143 | 1.82% |
| DANIEL COLE3 | 5558 CALIFORNIA AVE STE 320 BAKERSFIELD, CA 93309 | AFLAC | $107 | — | $107 | 1.36% |
| TROY BLAIN BURDEN3 Filed as: TROY BURDEN | 3761 BERNARD ST BAKERSFIELD, CA 93306 | AFLAC | $58 | — | $58 | 0.74% |
| WALTER CLAPP INS AGENCY INC3 | 3761 BERNARD ST BAKERSFIELD, CA 93306 | AFLAC | $37 | — | $37 | 0.47% |
| WESTERN GROWERS INSURANCE SERVICES3 | PO BOX 2130 NEWPORT BEACH, CA 92658 | AFLAC | $36 | — | $36 | 0.46% |
| MARICELA SANCHEZ3 | 509 E BROWNING AVE HERMISTON, OR 97838 | AFLAC | $18 | — | $18 | 0.23% |
| DOUGLAS FOX3 | 6836 THAYER LAKE DR ALDEN, MI 49612 | AFLAC | $18 | — | $18 | 0.23% |
| G SCOTT COOKE3 | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $5 | — | $5 | 0.06% |
| MATTHEW NACHAZEL3 | 16473 BAYWOOD LN GRANGER, IN 46530 | AFLAC | $3 | — | $3 | 0.04% |
| CHARLES EDWARD PERRY3 Filed as: CHARLES PERRY | 12858 TORREY PINES DR AUBURN, CA 95602 | AFLAC | $3 | — | $3 | 0.04% |
| BRENDA S HAMILTON3 Filed as: BRENDA HAMILTON | 37 BIRCH AVE CLOVIS, CA 93611 | AFLAC | $2 | — | $2 | 0.03% |
| BOBBY F STREI3 Filed as: BOBBY STREI | 50 CALLE DE VIDA RANCHO SANTA MARGARITA, CA 92688 | AFLAC | $1 | — | $1 | 0.01% |
| CHRIS BRANSON3 | 9209 COLBERG DR AUSTIN, TX 78749 | AFLAC | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 505 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 508 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 329 | $1.9M |
| Dental(2 contracts) | LIBERTY DENTAL PLAN OF CALIFORNIA, INC. | 927 | $156K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,306 | $72K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 861 | $297K |
| Short-term disability(2 contracts) | AFLAC | 204 | $155K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 256 | $111K |
| Other(2 contracts) | AFLAC | 204 | $155K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,306 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.