| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CHERYL O'BRIEN3 | 3509 STONECREEK AVE BAKERSFIELD, CA 93313 | AFLAC | $12K | $366 | $13K | 5.27% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: LYNN BROWN | 5558 CALIFORNIA AVE STE 310 BAKERSFIELD, CA 93309 | AFLAC | $7K | $149 | $7K | 2.89% |
| MINERVA ALICIA FLORES3 | 2801 KAIBAB AVE BAKERSFIELD, CA 93306 | AFLAC | $4K | $138 | $4K | 1.66% |
| BRYAN SHOVER3 | 309 KNOB HILL RD VALDOSTA, GA 31602 | AFLAC | $2K | $56 | $3K | 1.06% |
| COLE & COLE INS SVCS LLC3 | 5558 CALIFORNIA AVE SUITE 320 BAKERSFIELD, CA 93309 | AFLAC | $2K | $138 | $2K | 1.00% |
| WESTERN GROWERS INSURANCE SERVICES3 | PO BOX 2130 NEWPORT BEACH, CA 92658 | AFLAC | $1K | — | $1K | 0.51% |
| DAWN TYACK3 | 582 CAMINO MERCADO ARROYO GRANDE, CA 93420 | AFLAC | $814 | — | $814 | 0.34% |
| JOSHUA BROGDON3 | 2789 GORDON WEBB RD NASHVILLE, GA 31639 | AFLAC | $744 | $11 | $755 | 0.32% |
| PATTI ELMORE3 | PO BOX 215 ANAHOLA, HI 96703 | AFLAC | $608 | — | $608 | 0.26% |
| CRAIG STEVEN BONSON3 | 28 CHERRY ST TOUCHET, WA 99360 | AFLAC | $401 | $97 | $498 | 0.21% |
| ROGER MCCUMBER3 | PO BOX 13384 BAKERSFIELD, CA 93389 | AFLAC | $424 | — | $424 | 0.18% |
| BRENDA S HAMILTON3 Filed as: BRENDA HAMILTON | 37 BIRCH AVE CLOVIS, CA 93611 | AFLAC | $389 | — | $389 | 0.16% |
| WALTER CLAPP INS AGENCY INC3 | 5307 GREYSTONE CT BAKERSFIELD, CA 93306 | AFLAC | $381 | — | $381 | 0.16% |
| GUERRERO SOLIS JR3 | 4208 GLENBROOK AVE BAKERSFIELD, CA 93306 | AFLAC | $351 | — | $351 | 0.15% |
| JOHN SEENA3 | 2 NANDINA CT BOLINGBROOK, IL 60490 | AFLAC | $338 | — | $338 | 0.14% |
| MIRIAM VEGA3 | 13506 PLUMAS WOOD LANE BAKERSFIELD, CA 93311 | AFLAC | $242 | — | $242 | 0.10% |
| TROY BLAIN BURDEN3 | 9501 MEADOW LEAF CT BAKERSFIELD, CA 93311 | AFLAC | $226 | — | $226 | 0.09% |
| SOUZA INS SERVICES INC3 Filed as: SOUZA INSURANCE SERVICES INC | 9407 ALMOND CREEK DR BAKERSFIELD, CA 93311 | AFLAC | $174 | — | $174 | 0.07% |
| MICKEY J DELOACH3 Filed as: MICKEY DELOACH | 3 SADDLEWOOD CIR VALDOSTA, GA 31605 | AFLAC | $154 | — | $154 | 0.06% |
| H & H INSURANCE SOLUTIONS INC3 | PO BOX 3493 VALDOSTA, GA 31604 | AFLAC | $147 | — | $147 | 0.06% |
| LISA LYNN CLONINGER3 | 1271 FRONT AVE UNIT 204 COLUMBUS, GA 31901 | AFLAC | $136 | — | $136 | 0.06% |
| DOUGLAS FOX3 | 6836 THAYER LAKE DR ALDEN, MI 49612 | AFLAC | $134 | — | $134 | 0.06% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: MICHELLE BROWN | 6108 GOLDSTONE DR BAKERSFIELD, CA 93313 | AFLAC | $118 | — | $118 | 0.05% |
| GARY LOWE3 | 13106 NANTUCKET PL BAKERSFIELD, CA 93314 | AFLAC | $108 | — | $108 | 0.05% |
| MIRIAM VEGA3 | 4105 SUGAR CANE AVE BAKERSFIELD, CA 93313 | AFLAC | $84 | — | $84 | 0.04% |
| MICHAEL A MAYER3 | 4406 CAMPOLINA LN PASCO, WA 99301 | AFLAC | $57 | $23 | $80 | 0.03% |
| AARON ROJO3 | 74060 EL CORTEZ WAY PALM DESERT, CA 92260 | AFLAC | $79 | — | $79 | 0.03% |
| JAMES M PITZ3 Filed as: JAMES LANDINGHAM | 21 HEARTWOOD DRIVE CATAULA, GA 31804 | AFLAC | $78 | — | $78 | 0.03% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 9192 SE 168TH COOK PL THE VILLAGES, FL 32162 | AFLAC | $77 | — | $77 | 0.03% |
| DAVID BECKSTEAD3 | 8 CRIMSON RDG HURRICANE, UT 84737 | AFLAC | $76 | — | $76 | 0.03% |
| ANA PATRICIA ARRIAGA3 | 980 ARLINGTON CIR WOODLAND, CA 95695 | AFLAC | $75 | — | $75 | 0.03% |
| D BREDESON INSURANCE SERVICES INC3 | 19043 META RD CORNELIUS, NC 28031 | AFLAC | $63 | — | $63 | 0.03% |
| G SCOTT COOKE3 | 2832 NE 17TH AVE WILTON MANORS, FL 33334 | AFLAC | $60 | — | $60 | 0.03% |
| CHARLES EDWARD PERRY3 | 11638 TORREY PINES DRIVE AUBURN, CA 95602 | AFLAC | $57 | — | $57 | 0.02% |
| SELINA STURGIS3 | 4095 DASHER RD LAKE PARK, GA 31636 | AFLAC | $56 | — | $56 | 0.02% |
| JOSEPH LINVILLE3 | 5558 CALIFORNIA AVE SUITE 310 BAKERSFIELD, CA 93309 | AFLAC | $56 | — | $56 | 0.02% |
| STEPHEN MICHAEL RALSTON3 | 2600 PARK MEADOWS DR APT C104 BAKERSFIELD, CA 93308 | AFLAC | $54 | — | $54 | 0.02% |
| AARON R ROSE3 | 192 WHITE BLOSSOM TRAIL THOMASVILLE, GA 31757 | AFLAC | $50 | — | $50 | 0.02% |
| DUANE A ADAMS3 Filed as: DUANE ANDREW FRY | 641 HIGUERA ST STE 300 SAN LUIS OBISPO, CA 93401 | AFLAC | $48 | — | $48 | 0.02% |
| KEITH LYNAM3 | 710 N EMMA ST CHRISTOPHER, IL 62822 | AFLAC | $46 | — | $46 | 0.02% |
| MARCIN ZUREK3 | 210 DES PLAINES AVE UNIT D FOREST PARK, IL 60130 | AFLAC | $45 | — | $45 | 0.02% |
| DAVID M COUGHLIN3 Filed as: DAVID COUGHLIN | 2229 WHITE MIST DR LAS VEGAS, NV 89134 | AFLAC | $42 | — | $42 | 0.02% |
| LARA CARLSON3 | 106 LAUREL VIEW DR ST. SIMONS ISLAND, GA 31522 | AFLAC | $39 | — | $39 | 0.02% |
| DOUGLAS J SUCHECKI3 Filed as: DOUGLAS SUCHECKI | 1224 PEACOCK DR STE 205 COLUMBUS, GA 31906 | AFLAC | $39 | — | $39 | 0.02% |
| MANA INSURANCE SOLUTIONS INC3 | PO BOX 930 MAKAWAU, HI 96768 | AFLAC | $34 | — | $34 | 0.01% |
| RUBICON REGION LLC3 | 1862 KEYSTONE PL SCHAUMBURG, IL 60193 | AFLAC | $29 | — | $29 | 0.01% |
| BOBBY F STREI3 Filed as: BOBBY STREI | 10974 COUNTRYVIEW DRIVE RANCHO CUCAMONGA, CA 91730 | AFLAC | $28 | — | $28 | 0.01% |
| DENA JORDAN3 | 9300 HARRIS CORNERS PKWY STE 100 CHARLOTTE, NC 28269 | AFLAC | $27 | — | $27 | 0.01% |
| ELVIS BECERRA3 | 11528 WRANGLER DR BAKERSFIELD, CA 93312 | AFLAC | $27 | — | $27 | 0.01% |
| MATTHEW NACHAZEL3 | 16473 BAYWOOD LN GRANGER, IN 46530 | AFLAC | $26 | — | $26 | 0.01% |
| SIERRA N KIRSHY3 Filed as: SIERRA KIRSHY | 348 DIAMOND OAKS RD ROSEVILLE, CA 95678 | AFLAC | $21 | — | $21 | 0.01% |
| PAGE LEWIS3 | 2549 MILLENNIUM CIRCLE MELBOURNE, FL 32940 | AFLAC | $19 | — | $19 | 0.01% |
| JACQUELINE VAN SCYOC3 | 10870 W FAIRVIEW AVE SUITE 102 BOISE, ID 83713 | AFLAC | $16 | — | $16 | 0.01% |
| ROBERT WILKINS3 | 2685 BAYBERRY DR FRUITLAND, ID 83619 | AFLAC | $14 | — | $14 | 0.01% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DRIVE COLUMBUS, GA 31904 | AFLAC | $11 | — | $11 | 0.00% |
| GCG FINANCIAL LLC3 Filed as: TERRANCE DICKERSON | PO BOX 8217 REDLANDS, CA 92375 | AFLAC | $10 | — | $10 | 0.00% |
| MARICELA SANCHEZ3 | 509 E BROWNING AVE HERMISTON, OR 97838 | AFLAC | $6 | — | $6 | 0.00% |
| STACIE L BENDER3 Filed as: STACIE BENDER | 2406 WINDERMERE ST BAKERSFIELD, CA 93311 | AFLAC | $5 | — | $5 | 0.00% |
| DAVID CHAMBERLAIN INS AGCY INC3 Filed as: DAVID CHAMBERLAIN INSURANCE AGCY IN | PO BOX 1966 BAKERSFIELD, CA 93303 | AFLAC | $4 | — | $4 | 0.00% |
| BRADLEY BOLICK3 | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $2 | — | $2 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 539 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 542 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN, INC. | 322 | $1.9M |
| Dental(2 contracts) | LIBERTY DENTAL PLAN OF CALIFORNIA, INC. | 903 | $151K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 1,450 | $69K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 979 | $374K |
| Short-term disability | AFLAC | 206 | $238K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 229 | $118K |
| Other | AFLAC | 206 | $238K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,450 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.